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I remember those days when outside of our office premises, many agents used to run behind us to convince us to take a credit card mostly HDFC and that too LTF with some free gifts. I used to hate CC that time. And now I'm desperately looking for a HDFC card and my two attempts already got failed.It's needless to mention that most of us are looking for LTF cards only 😝.
Reason for rejection??I remember those days when outside of our office premises, many agents used to run behind us to convince us to take a credit card mostly HDFC and that too LTF with some free gifts. I used to hate CC that time. And now I'm desperately looking for a HDFC card and my two attempts already got failed.
Lmao, I had same experience.I remember those days when outside of our office premises, many agents used to run behind us to convince us to take a credit card mostly HDFC and that too LTF with some free gifts. I used to hate CC that time. And now I'm desperately looking for a HDFC card and my two attempts already got failed.
Actually I am trying to get upgraded to classic banking so once I get upgraded and get assigned to a rm I would talk about ur case with them.I remember those days when outside of our office premises, many agents used to run behind us to convince us to take a credit card mostly HDFC and that too LTF with some free gifts. I used to hate CC that time. And now I'm desperately looking for a HDFC card and my two attempts already got failed.
Yes. Year end works best in my experience, somewhere from dec end to march end.Quarter end?
1. One is still in progress even after 7 months due to technical issue I think, this one I applied digitally.Reason for rejection??
I rejected Amex MRCC not only once, but thrice just not to get myself more Credit Cards, that too inside our cafeteria.Lmao, I had same experience.
I used to get calls everyday, then I did not know how interesting CC world is.
Same hereThat's why I take whatever LTF CC I can get ...
You are from Bangalore, isn't it? I need to check with her if she is still looking for some prospects and ready to catch prospects outside of Kolkata.Could you share her contact in my DM? Is she an Axis employee?
Ok will check with her and let you know.No, I'm from Kolkata. I don't know how my profile displays Bangalore ... I didn't put it there.
I blame my father for this, one fine day he had received SBI credit card for free, it was directly mailed to him as he is district court employee.I rejected Amex MRCC not only once, but thrice just not to get myself more Credit Cards, that too inside our cafeteria.
They used to come inside our office & pay a hefty amount of fees to our real estate partner. 🙂 🙂
Really those days were awesome.
And now you are paying the prices by getting cards which are paid version. 🙂 🙂 🙂I blame my father for this, one fine day he had received SBI credit card for free, it was directly mailed to him as he is district court employee.
As soon as he received it, he was livid, went straight to branch, asked them to cancel it, they said id you don't want it then don't activate it, he came home and cut that card in two pieces. I kept his signature piece to forge on my daily dairy in school when I used to bunk, but that incident left an impression and I was naturally averse to credit cards too. 🤣 🤣 🤣
The actual problem is people like me/us who are from middle class family, never had this financial literacy during our school/college days and any kind of loan/credit card/share market were considered as negative aspects/gambling only.I blame my father for this, one fine day he had received SBI credit card for free, it was directly mailed to him as he is district court employee.
As soon as he received it, he was livid, went straight to branch, asked them to cancel it, they said id you don't want it then don't activate it, he came home and cut that card in two pieces. I kept his signature piece to forge on my daily dairy in school when I used to bunk, but that incident left an impression and I was naturally averse to credit cards too. 🤣 🤣 🤣
100% true.The actual problem is people like me/us who are from middle class family, never had this financial literacy during our school/college days and any kind of loan/credit card/share market were considered as negative aspects/gambling only.
Yes, but in my defense only two out of about 9 cards that I hold are paid, and they will get waived off as their waiving off criterias are small.And now you are paying the prices by getting cards which are paid version. 🙂 🙂 🙂
True, financial literacy is must for everyone irrespective of how much one is earning.100% true.
People still has negative thoughts regarding Credit Cards that if it is taken then you are going to gift yourself to the banks for asking money anytime.
Axis freecharge, 350+gst came with joining benefits of Rs 750🤣 Which are the paid ones?
Kindly keep this forum updated 🤗.Axis freecharge, 350+gst came with joining benefits of Rs 750
Axis airtel, 500+gst came with rs 500 activation benefit.
I would covert them to LTF too but I need to wait a little, axis has been too lenient on me, don't want to push my luck. 🤣
Sure thing, everything I learnt and have in credit card field is from people like us. So I value it. 😉Kindly keep this forum updated 🤗.
I'm currently worried with my home loan lender bank (PNB) who reports incorrect details very often. Planning to raise a complaint with RBI ombudsman as it is hurting my score without any fault this side.Sure thing, everything I learnt and have in credit card field is from people like us. So I value it. 😉