How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

[TechnoFino]

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

 

[knockoffaxis101]

So, today I sent them a DM on Twitter/X and asked for a pre-approved LTF Rupay card.
I thought, Platinum and then Rupay ka route kyon lena, 😂.

Let's see , I am not much hopeful.

Sir,

Your 'GREED METER' is in Red Zone,
Please Retry...and Ask for Platinum Chip.

 

[bigbyte]

Sir,

Your 'GREED METER' is in Red Zone,
Please Retry...and Ask for Platinum Chip.

I told na, not much hopeful. I wrote clearly that I want for UPI and ICICI specific offers. And i want it LTF and pre-approved.
Tau REd Zone nahin, Deep Red Zone mei Meter gaya hoga.

Hua tau theek else will ask for platinum chip.

 

[knockoffaxis101]

I told na, not much hopeful. I wrote clearly that I want for UPI and ICICI specific offers. And i want it LTF and pre-approved.
Tau REd Zone nahin, Deep Red Zone mei Meter gaya hoga.

Hua tau theek else will ask for platinum chip.

What i read OR understood after going through a crap load of thread that they don't provide pre approved offers on co-branded card

But there are many people with only Amazon ICICI also got Coral rupay offer.



So... to Conclude that,
the only thing is matter is LUCK. 😂

 

[bigbyte]

So... to Conclude that,
the only thing is matter is LUCK. 😂

Yes, you are absolutely right on the LUCK part.

BTE, Can anyone tell if a pre-approved additional card offer in SBI cards portal results in a CIBIL hit?

I have a pre-approved Simplysave Rupay offer in SBI card login.

 

[amit]

Have Apay card with 6.2L limit, but never get any offer for other icici cc and always gets rejected if I apply online and even not eligible for expression card.

 

[bigbyte]

Have Apay card with 6.2L limit, but never get any offer for other icici cc and always gets rejected if I apply online and even not eligible for expression card.

Woi, ICICI sometime acts in a strange ways. But yes, I find it most generous in limit increase.

 

[bigbyte]

BTW, Can anyone tell if a pre-approved additional card offer in SBI cards portal results in a CIBIL hit?

I have a pre-approved Simplysave Rupay offer in SBI card login.

Iska koi kuch batao. @SSV @DocFixIt @VISHESH_BANSAL @Abhishek012

 

[SSV]

Yes, you are absolutely right on the LUCK part.

BTE, Can anyone tell if a pre-approved additional card offer in SBI cards portal results in a CIBIL hit?

I have a pre-approved Simplysave Rupay offer in SBI card login.

NO . . but you have to allocate some part of current CL to the new card

 

[Vasuki]

Iska koi kuch batao. @SSV @DocFixIt @VISHESH_BANSAL @Abhishek012

Y e s...
SBI and SBI card is different..they will store new kyc .. meanwhile featch cibil ..

It's a hit or miss

If pre approved on sbi cards app ..then it's different scenario..then it's like a upgrade without new kyc .( Like a surrogate)

 

[Vasuki]

Woi, ICICI sometime acts in a strange ways. But yes, I find it most generous in limit increase.

Heard the same about kotak .. didn't give In 10 days of cc 🙂

 

[knockoffaxis101]

Yes, you are absolutely right on the LUCK part.

BTE, Can anyone tell if a pre-approved additional card offer in SBI cards portal results in a CIBIL hit?

I have a pre-approved Simplysave Rupay offer in SBI card login.

Is it ltf?

 

[bigbyte]

NO . . but you have to allocate some part of current CL to the new card

Chalega, No issues wrto limit.

Is it ltf?

yes LTF.

@DocFixIt the offer is showing in SBI cards login, under benefits section. Simply save and bpcl, both cards.

 

[NShah]

Have Apay card with 6.2L limit, but never get any offer for other icici cc and always gets rejected if I apply online and even not eligible for expression card.

Use Twitter/X route to get icici palatinum credit card

 

[bigbyte]

Sir,

Your 'GREED METER' is in Red Zone,
Please Retry...and Ask for Platinum Chip.

Received a call from ICICI and they were ready to issue Coral Rupay but on paid basis and platinum Chip card on LTF basis and on shared limit. At least try karna tau Banta tha.

Haare hue pehelwaan jee tarah I accepted Platinum card, jisko drawer mei daal doonga.

 

[Vasuki]

Use Twitter/X route to get icici palatinum credit card

Who knows better than expert @Akashn

 

[NShah]

Received a call from ICICI and they were ready to issue Coral Rupay but on paid basis and platinum Chip card on LTF basis and on shared limit.

Haare hue pehelwaan jee tarah I accepted Platinum card, jisko drawer mei daal doonga.

Palatinum lene ke ek month baad coral rupay ltf mil jayega pre approved

 

[Vasuki]

Chalega, No issues wrto limit.

yes LTF.

@DocFixIt the offer is showing in SBI cards login, under benefits section. Simply save and bpcl, both cards.

Take it
I don't remb but is simply click on rupay or save

BPCL normal is on rupay ..
( If u wanna chnge network in future)

 

[bigbyte]

Palatinum lene ke ek month baad coral rupay ltf mil jayega pre approved

Isee ummeed mei Platinum liya hai else wife already has a platinum card and FD and saving account in ICICI since 15 years without any pre-approved offers.

 

[NShah]

Isee ummeed mei Platinum liya hai else wife already has a platinum card and FD and saving account in ICICI since 15 years without any pre-approved offers.

Unsecured core cc holder ko 💯 mil raha coral rupay ltf

 

[bigbyte]

Take it
I don't remb but is simply click on rupay or save

BPCL normal is on rupay ..
( If u wanna chnge network in future)

Simplyclick is my existing card that I am planning to close. Simplysave and BPCL both are being offered on Rupay.