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How to get a lifetime free ICICI Sapphiro credit card?
- Thread starter venky2607
- Start date
shashank08
TF Premier
I think it will depends on what bank's salary account are you holding? I can recall it was mentioning some bank names above account aggregator to use.
So my assumption is account aggregation thing will work only for those banks only.
My bank was not listed there so I used internet banking based info sharing.
shashank08
TF Premier
ICICI or some other bank?
Overall what is better or not depends on what kind of usage one have on credit card..
iethanhuntz
TF Buzz
Privilege or Wealth, it makes a huge difference on your RM and Company when you are trying to get LTF card, most are provided based off of your company. As far as RMs are concerned, most are shit heads. Use instant card card option online, fill your details including your company details, if you are eligible, it will show you the card as LTF. It would look like the attachment.
Attachments
shashank08
TF Premier
Got the message for card approval stating that card will be delivered in 7 working days.
D
Deleted member 7241
Guest
When You Applied? And Please Share Timeline...
And Which Account and Icici cards You have ??
Thank You
shashank08
TF Premier
Applied on 25th May.. almost towards the end of the day and completed vKYC right after the application submission.
Received a message with application number xxxx is under process on 27th May...
Final approval today and after some mins some more messages regarding card control...and having last 4 digits of card..
Already holding Amazon pay credit card but no bank account with ICICI bank...
Let me know if you got same limit as apay or different.
D
Deleted member 7241
Guest
shashank08
TF Premier
Thank you..
Before applying this card.. it was 798..
mayankcse10
TF Buzz
I got the card last week and was given the exact same limit as Apay card. However the limit for both card seems separate as after some transactions they both are showing different available limits.
shashank08
TF Premier
Yes.. I am able to see the card in internet banking.. and both are showing same limits..
Actually they are same limits. When you do any transactions check the debit mails you recieve from icici. it will show actual available limit.
You got any inquiry on your cibil? If yes then applting for core card first then apay is better. Because we get only one inquiry for two cards this way.
Btw i have three icici credit cards and zero inquiry from icici on my cibil.
mayankcse10
TF Buzz
That's what I mean, while the total credit limit is same for both cards, available limit shown is different for both. I am guessing my total limit for ICICI cards is the sum total of both cards total credit limit. I may be wrong though.
Let me show you how it works.
For example you have three icici cc with
1) coral 2 lakh limit
2) apay 4.2 lakh limit
3) mmt signature 1 lakh limit
It will seem like you have a total limit of 2+4.2+1= 7.2 lakhs. But in reality your actual credit limit is 4.2lakh.
That's insane, so I'm having an APAY card of 5L limits so will I get Sapphiro with a same limit?
PS: asking as I'll apply for Sapphiro soon
PS: asking as I'll apply for Sapphiro soon
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