How to apply for a BOB credit card online - step by step guide

Hello everyone,
if you are facing any problem while applying for BOB credit cards online, this post is for you.
1. Click on this link — https://bit.ly/370oK7H
This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card (easy/select/premier).

2. Fill in your personal details such as Name, Email id, Mobile No., Date of Birth as mentioned in your Aadhar & enter PAN No. Tick declaration boxes & Click here to generate OTP.



3. On the next page you'll see a pop up - Enter the OTP in the space provided & Click on Verify OTP



4. On the next page, Select your Occupation type & mention your Gross Annual Income so that system can recommend a suitable Card



5. On the next page, select Vkyc & Please provide address for which you can furnish an authorised proof for e.g Aadhar



6.On the next page, Fill all the details related to your employment unless marked as optional



7. On the next page, BOB system will recommend you a suitable card & also showcase it’s key features


Select one card of your choice and click on confirm.

8. On the next page, BOB will ask you to provide few more additional details as part of the application process. Please fill all details unless marked as optional.
9. On the next page, BOB will ask you to apply for add on card, but I'll recommend you to select "No" option and apply for add on card later.
10. On the next page, BOB will ask you to register for "Direct Debit" facility ( Auto debit - credit card bill payment), again select "NO"



11. Now you have to upload —
a. your photo
b. Valid Id proof
c. Address Proof for address you’ve mentioned earlier
d. Last 2 Months Bank Statements showing Salary credited/ITR File/Other Bank Credit Card Statement With Card Photo Copy



12. No this page you might face some problems, like - you are uploading pdf file, but system is that accepting that...
To solve this problem make sure you are not uploading password protected pdf file, remove any password from pdf file and try to upload, if this doesn't solve your problem, repair your pdf online, go to this website - https://www.ilovepdf.com/repair-pdf upload your pdf file and click on "Repair PDF".
Then upload new pdf file on bob website, Click on "Submit & Proceed"

13. On the next page accept terms & conditions and click on "Accept"
14. On the next page, you'll be asked to e-sign your documents using Aadhaar E-Sign, Select Yes & Complete e-signing process.

Done! you'll see your application number on the screen, note down your application number for future reference.



If you have any questions, post here.

 

[Rkr]

Even I am facing the same issue. Dropped mail many times and still application is on hold.

 Bro,
Please send one mail again alongwith all documents attached and send it to
documents@bobfinancial.com
And Carbon copy to
crm@bobfinancial.com
Asking about progress of appliaction and acknowledgement of documents you have sent through mail.

 

[bvc19296]

 Bro,
Please send one mail again alongwith all documents attached and send it to
documents@bobfinancial.com
And Carbon copy to
crm@bobfinancial.com
Asking about progress of appliaction and acknowledgement of documents you have sent through mail.

No reply from documents@bobfinancial.com till now and got mail from crm@bobfinancial.com that they need some more documents for processing. Shared them and expecting the positive outcome. Thank you.

 

[Aaronn77]

I'm helping my wife apply for a BOB credit card, but there's a complication. She currently has a BOB account linked to her parents' address, while her Aadhar card shows our new home address.

 

[BUDHRAJ]

I'm helping my wife apply for a BOB credit card, but there's a complication. She currently has a BOB account linked to her parents' address, while her Aadhar card shows our new home address.

address on savings account doesn't matter, the address you will put during application is important

as you said, your wife's aadhar has your current address then it's ok.. you can apply with ease

 

[CardCraftsman.]

Bhai agar bob ka account h to kyc bhi karna hoga kyuki jo entity card issue karti h wo bank se alag h like SBI and SBICARD?

 

[AllSeeker]

Bhai agar bob ka account h to kyc bhi karna hoga kyuki jo entity card issue karti h wo bank se alag h like SBI and SBICARD?

Irrespective of that, it's very rare for banks to not do separate kyc for cc. Happens only when you have pre-approved offer on your account with the bank, otherwise irrespective of you having an account with them or not, they will usually do the kyc. Their purpose is to also do basic verification without actually naming it that.

 

[CardCraftsman.]

Irrespective of that, it's very rare for banks to not do separate kyc for cc. Happens only when you have pre-approved offer on your account with the bank, otherwise irrespective of you having an account with them or not, they will usually do the kyc. Their purpose is to also do basic verification without actually naming it that.

Tell me 2-3 bank names.

 

[AllSeeker]

Tell me 2-3 bank names.

For what? For doing kyc or not doing it if you have account?

I have more than half a dozen accounts and 17 credit cards, haven't had a time other than maybe Kotak which didn't ask for Kyc for white, they only confirmed details on call and asked if I wanted the card or not.

Oh, yes, axis also gave me cards by just phone calls (without any documentation/kyc at all), but I had both existing account and credit card from them, and it was pre-approved offers.

For the rest, I have had to do kyc, whether I had account, cc or both with the bank.

 

[CardCraftsman.]

For what? For doing kyc or not doing it if you have account?

I have more than half a dozen accounts and 17 credit cards, haven't had a time other than maybe Kotak which didn't ask for Kyc for white, they only confirmed details on call and asked if I wanted the card or not.

Oh, yes, axis also gave me cards by just phone calls (without any documentation/kyc at all), but I had both existing account and credit card from them, and it was pre-approved offers.

For the rest, I have had to do kyc, whether I had account, cc or both with the bank.

I didn't had to do vkyc for icici bank while applying apay cc although it wasn't pre approved.

 

[AllSeeker]

I didn't had to do vkyc for icici bank while applying apay cc although it wasn't pre approved.

Apay card was pre-approved for me since at that time I had other ICICI cc. But before having that card when I had applied (almost a year ago it was given basis existing ICICI cc), someone from ICICI had come to do the kyc at my home. So rest assured this is not the norm.

Fyi, I also had a decent account with ICICI at first time, second time I did not.

Moral of the story, you are trying to apply your rules on bank, that's not how it works, they will do this case by case and it's very rare for bank to not do kyc, so never assume it without confirmation.

 

[CardCraftsman.]

Fyi, I also had a decent account with ICICI at first time, second time I did not.

Mobile number was same in your account and your credit card application?

 

[AllSeeker]

Mobile number was same in your account and your credit card application?

Yes. It was same.

 

[YCJ]

I applied for the BOB LTF Easy Rupay CC around 15 days ago and the VKYC was done the very next day. 2 days later, the tracking status showed that they wanted me to email them a few more documents, which I did immediately.
Haven't heard from them since, no phone call, no email, nothing.

The tracker is still showing the same status, asking me to send some more documents even after sending it to them 13 days ago.

Can someone please guide how to go about this?

 

[jack333]

I applied for the BOB LTF Easy Rupay CC around 15 days ago and the VKYC was done the very next day. 2 days later, the tracking status showed that they wanted me to email them a few more documents, which I did immediately.
Haven't heard from them since, no phone call, no email, nothing.

The tracker is still showing the same status, asking me to send some more documents even after sending it to them 13 days ago.

Can someone please guide how to go about this?

Give atleast a months time and maybe more to bob

 

[Avatar Aang]

I applied for the BOB LTF Easy Rupay CC around 15 days ago and the VKYC was done the very next day. 2 days later, the tracking status showed that they wanted me to email them a few more documents, which I did immediately.
Haven't heard from them since, no phone call, no email, nothing.

The tracker is still showing the same status, asking me to send some more documents even after sending it to them 13 days ago.

Can someone please guide how to go about this?

BOB has worst application process. Even after sending them current address proof, the fools are still asking to share the current address proof again and again.

 

[panchabhut]

Applied for card. VKYC was done next day.
For last 10 days, status shows "We have received your application and it is under process"
Any idea how long this takes.

 

[4uziaul]

Applied for card. VKYC was done next day.
For last 10 days, status shows "We have received your application and it is under process"
Any idea how long this takes.

Minimum 30 days maximum no idea 🤭

 

[jack333]

BOB has worst application process. Even after sending them current address proof, the fools are still asking to share the current address proof again and again.

They live in an alternate timeline which is a one week behind. Mail them the reply still you'll keep on getting mails asking for the same till one week

 

[James]

Applied for card. VKYC was done next day.
For last 10 days, status shows "We have received your application and it is under process"
Any idea how long this takes.

If you send mail crm@bobfinancial.com, they will make it fast

I applied on 14th Nov and approved on 25th Nov. First they rejected my application and I asked reason. They mentioned different bank name and they didn't check my statements properly. I said to check properly. Then they approved it on the same day

 

[Tazact]

Having One CC issued by BoB.
Could i apply for BoB CC?