Curious to know how you have been hitting monthly capping since 2-3 years.from past 2/3 yrs never missed monthly 15k bonus points from infinia 🤣
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Curious to know how you have been hitting monthly capping since 2-3 years.from past 2/3 yrs never missed monthly 15k bonus points from infinia 🤣
Not Super Premium but certainly a premium card among HDFC cards. Gives you better rewards conversion ratio and lounge accessIs Regalia Gold really Super Premium? Whats the best use case for optimised returns on that card if anybody can speak from experience?
It's premium card from HDFC focused on travel spends mostly. You get unconditional lounge access, Smart Buy access and better value for Gold catalogue (mostly useless sometimes). It's stepping stone for higher cards.Is Regalia Gold really Super Premium? Whats the best use case for optimised returns on that card if anybody can speak from experience?
Ya wondering too. Have only reached that milestone once in the last two years.Curious to know how you have been hitting monthly capping since 2-3 years.
Ya wondering too. Have only reached that milestone once in the last two years.
Nver reached milestone. But stil have collected about 150000 in about 9 months.Curious to know how you have been hitting monthly capping since 2-3 years.
90% apay,asv and fk gvs. after they started conv fee buying fk gvsCurious to know how you have been hitting monthly capping since 2-3 years.
Ya even with that it is difficult to reach 15K limit unless you are also booking couple of flights and hotel stays as well.90% apay,asv and fk gvs. after they started conv fee buying fk gvs
That's amazing. 22L or 2.2L. Ya earlier there was no limit on RPs I presume. Otherwise with 15K limit it would have taken 12+ years to reach thereI'm having Infinia since Sep'19 and accumulated 22L+ RPs and redeemed almost all.
This is a good achievement.using regalia gold...last card year acccumulated 21K points and got all milestone benefits...
two 5K flight vouchers
4 quaterly 1.5K vouchers
2 uber 300 vouchers..
Requested for DCB Metal LTF and they are ready to offer DCB FYF and I have requested for Infinia FYF out of greed.. mostly they will reject infinia...
15k per month limit is only for accelerated rewards.That's amazing. 22L or 2.2L. Ya earlier there was no limit on RPs I presume. Otherwise with 15K limit it would have taken 12+ years to reach there
Absolutely, but with normal rewards it's even more difficult to reach that figure.15k per month limit is only for accelerated rewards.
It’s 22L.That's amazing. 22L or 2.2L. Ya earlier there was no limit on RPs I presume. Otherwise with 15K limit it would have taken 12+ years to reach there
Not Super Premium but certainly a premium card among HDFC cards. Gives you better rewards conversion ratio and lounge access
It's premium card from HDFC focused on travel spends mostly. You get unconditional lounge access, Smart Buy access and better value for Gold catalogue (mostly useless sometimes). It's stepping stone for higher cards.
Not really. If you use Regalia Gold only to book hotels, flight tickets and train tickets via smartbuy, and nothing else, it makes the best sense. You get 16% still. Even if one travels very less still it is fine. HDFC points I think are valid for 2 years. and you can transfer them to accor (which gives the best value).Ok so lounge access is the common factor - more so when it does not has a spend criteria for it. Basically, irrespective of how much ever a user spends on it they can access lounge for free/at nominal rate using it.
As for reward points is relative to lifestyle of user aligning/not aligning with offers from the card. Somebody can be spending huge on clothes not necessarily from Mark Spencers and Myntra so their use case does not fit the accelerated reward journey. Hence the card is relatively less useful for them and relatively not as premium from this perspective for that particular user.
I just questioned with the idea that when it is put in the same title next to Infinia it just strikes out as a question - maybe because of my use case being different but I can now see why most people call it a premium card - their lifestyle is very aligned with what HDFC is offering already or they are able to align it that way irrespective of expenditure so as to get their best use case for an optimised profit out of it. Yeah optimised was the key word in my question but now it makes sense as to why the OP put it so and the perspective of most who would agree with that. 👍
Thanks for sharing that perspective. There is nothing wrong or right about it because I don't view things as semi-premium, premium, super premium - I only view them as useful, non-useful, relatively more useful etc. So if flight tickets, hotels and trains (travelling) is your frequent use case and this is the best card in a user portfolio then that make it useful for them. I am not much into travelling so can't comment but form what I read here there maybe better cards for travelling in that range?Not really. If you use Regalia Gold only to book hotels, flight tickets and train tickets via smartbuy, and nothing else, it makes the best sense. You get 16% still. Even if one travels very less still it is fine. HDFC points I think are valid for 2 years. and you can transfer them to accor (which gives the best value).
In short, we don't have to buy from M&S or Myntra to get the best value.
This is my understanding. I may be wrong. I am also trying to get this card.
I too agree a lot on this. I am a moderate spender and I too don't take so called premium card just for having it. Paying 10k+ fees and not justifying the spends is not ok for me.There is nothing wrong or right about it because I don't view things as semi-premium, premium, super premium - I only view them as useful, non-useful, relatively more useful etc.