Curious to know how you have been hitting monthly capping since 2-3 years.
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How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)
Ya wondering too. Have only reached that milestone once in the last two years.
Nver reached milestone. But stil have collected about 150000 in about 9 months.
90% apay,asv and fk gvs. after they started conv fee buying fk gvs
Ya even with that it is difficult to reach 15K limit unless you are also booking couple of flights and hotel stays as well.
That's amazing. 22L or 2.2L. Ya earlier there was no limit on RPs I presume. Otherwise with 15K limit it would have taken 12+ years to reach there
msd07
TF Premier
using regalia gold...last card year acccumulated 21K points and got all milestone benefits...
two 5K flight vouchers
4 quaterly 1.5K vouchers
2 uber 300 vouchers..
Requested for DCB Metal LTF and they are ready to offer DCB FYF and I have requested for Infinia FYF out of greed.. mostly they will reject infinia...
two 5K flight vouchers
4 quaterly 1.5K vouchers
2 uber 300 vouchers..
Requested for DCB Metal LTF and they are ready to offer DCB FYF and I have requested for Infinia FYF out of greed.. mostly they will reject infinia...
This is a good achievement.
15k per month limit is only for accelerated rewards.
Absolutely, but with normal rewards it's even more difficult to reach that figure.
It’s 22L.
Earlier the bonus cap was 25K I think.
I’m also one of the very first holders of Infinia Metal. I was on my trip to Jammu & Kasmir during Sep-Oct’21 when I got a call from one HDFC officer from Mumbai who offered me the free upgrade and I instantly accepted.
y2k
TF Buzz
Ok so lounge access is the common factor - more so when it does not has a spend criteria for it. Basically, irrespective of how much ever a user spends on it they can access lounge for free/at nominal rate using it.
As for reward points is relative to lifestyle of user aligning/not aligning with offers from the card. Somebody can be spending huge on clothes not necessarily from Mark Spencers and Myntra so their use case does not fit the accelerated reward journey. Hence the card is relatively less useful for them and relatively not as premium from this perspective for that particular user.
I just questioned with the idea that when it is put in the same title next to Infinia it just strikes out as a question - maybe because of my use case being different but I can now see why most people call it a premium card - their lifestyle is very aligned with what HDFC is offering already or they are able to align it that way irrespective of expenditure so as to get their best use case for an optimised profit out of it. Yeah optimised was the key word in my question but now it makes sense as to why the OP put it so and the perspective of most who would agree with that. 👍
Not really. If you use Regalia Gold only to book hotels, flight tickets and train tickets via smartbuy, and nothing else, it makes the best sense. You get 16% still. Even if one travels very less still it is fine. HDFC points I think are valid for 2 years. and you can transfer them to accor (which gives the best value).
In short, we don't have to buy from M&S or Myntra to get the best value.
This is my understanding. I may be wrong. I am also trying to get this card.
y2k
TF Buzz
Thanks for sharing that perspective. There is nothing wrong or right about it because I don't view things as semi-premium, premium, super premium - I only view them as useful, non-useful, relatively more useful etc. So if flight tickets, hotels and trains (travelling) is your frequent use case and this is the best card in a user portfolio then that make it useful for them. I am not much into travelling so can't comment but form what I read here there maybe better cards for travelling in that range?
Myntra, MS etc are accelerated spend category that gives you 20 points on every Rs 150 spent if I recollect correctly. Have been studying this card so as to decide whether to upgrade to it or not - there is another thread going on where I am contemplating to upgrade to this or not from Times Platinum if offered to me. And I would refer this card to be LTF for me as it isn't as aligned with my use as my current card or some other cards however my current card is discontinued and highly devalued so reward points are somewhat better here. I am actively considering it but still on the fence.
I too agree a lot on this. I am a moderate spender and I too don't take so called premium card just for having it. Paying 10k+ fees and not justifying the spends is not ok for me.
If an LTF card gives me 5-10% cashback on most of my spends, then I won't go beyond and get a premium card.
But yes I am also contemplating on getting this card and entering the points and miles world. Just to understand the other side of the world.
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