How many dormant bank accounts do you have and plan to reactivate?

[CRN]

I will start with mine. I have dormant accounts in these banks.
1. BOI—This account was opened during my college days. Did not use it after a a couple of years of use & it was marked dormant by the bank.
2. PNB—It was opened as a student account, which was a zero-balance account, but DC charges were there. Didn't use it so marked as dormant. I am planning to reactivate this account to get RSDC.
3. Axis—This was my first private bank account, opened in 2011. I used it for 3-4 years, and later I didn't maintain the MAB and didn't use it, so it was also marked dormant.
Share your story of dormant accounts you have & if there is any plan to reactivate them.

 

[hdebnath]

Indian bank . Used to receive my salary. Later updated to pnb for salary account because of free dc and more offers. Marked as dormant.

 

[Wealth is my birth right!]

NSDL payments bank used till Amazon Friday rupay offer there then tried to close account by several emails no progress so left dormant without using…
Currently kotak 811 twice blocked due to different patterns of use and withdraw funds and not using it planned to make dormant lol after an year

 

[CyberPsych]

Z e r o

 

[CRN]

NSDL payments bank used till Amazon Friday rupay offer there then tried to close account by several emails no progress so left dormant without using…
Currently kotak 811 twice blocked due to different patterns of use and withdraw funds and not using it planned to make dormant lol after an year

What kind of pattern that caused the blocking of your account if you don't mind to elaborate? I have a account in Kotak 811 so that will be helpful to prevent from blocking going forward.

 

[cardio_guycardio_guy is verified member.]

No dormant accounts. Following are the active accounts
SBI - primary
HDFC Preferred - Salary account
ICICI Previlege - Backup

 

[CyberPsych]

No dormant accounts. Following are the active accounts
SBI - primary
HDFC Preferred - Salary account
ICICI Previlege - Backup

Similar with SBI and ICICI swapped purpose

 

[prankster]

No dormant accounts but planning to close DBS account. No point in maintaining 10k MAB.

 

[Wealth is my birth right!]

What kind of pattern that caused the blocking of your account if you don't mind to elaborate? I have an account in Kotak 811 so that will be helpful to prevent from blocking going forward.

Sure
It’s just 5 k deposit from my other account and I have loaded 5k in BBDaily milk wallet by 811 dc which all happened in 2 min time which triggered their system

 

[HumorSimpson]

Bank accounts ka shehansha
@Badshah

 

[HumorSimpson]

SBI - primary

Any specific reason ?

 

[cardio_guycardio_guy is verified member.]

Any specific reason ?

No, it has been my primary account since 2005-06 times. So just continuing it.
All MF's, LIC, and others are linked to it. I keep around 50k for emergencies.
These days, the only main transactions are investments into MFs and credit card bill payments.
Apart from these two, basically there is no use of bank account.
UPI is going from credit card. All other expenses are going from credit card.
So for me, bank account is basically just a temporary place for some money to come in as salary and go out to investments.

 

[Humanbeing]

NSDL. Opened the account for Rupay Platinum card for Amazon Friday offer which was discontinued by the Rupay network. They blocked the account and I don't wish to use it.

 

[vaibhav111vaibhav111 is verified member.]

NSDL payments bank used till Amazon Friday rupay offer there then tried to close account by several emails no progress so left dormant without using…
Currently kotak 811 twice blocked due to different patterns of use and withdraw funds and not using it planned to make dormant lol after an year

your's kotak 811 was also blocked, mine was blocked once, went to branch and close the account didn't waited for second time blocking lol.

 

[vaibhav111vaibhav111 is verified member.]

Sure
It’s just 5 k deposit from my other account and I have loaded 5k in BBDaily milk wallet by 811 dc which all happened in 2 min time which triggered their system

same it seem kotak bank doesn't like you transfer same account in very short period of time, every strange bank though.

 

[subham23]

Andhra Bank (Now Union Bank of India)
Equitas Bank

 

[akiratoriyama]

No dormant accounts but planning to close DBS account. No point in maintaining 10k MAB.

Didn't dbs used to be 0amb? I remember it was when I had an account there in 2017 or so.

 

[prankster]

Didn't dbs used to be 0amb? I remember it was when I had an account there in 2017 or so.

Yeah I think it used to be 0amb. Anyway, I mailed them to convert my account to 0amb, they didn't agree and asked me to reopen.

 

[akiratoriyama]

Yeah I think it used to be 0amb. Anyway, I mailed them to convert my account to 0amb, they didn't agree and asked me to reopen.

I closed my account in that bank because they had non existent email support atleast back then. A failed neft transaction took them 3 days to reply lol. The app was really good though and free dc too.

 

[Wealth is my birth right!]

same it seem kotak bank doesn't like you transfer same account in very short period of time, every strange bank though.

Yes for that 500/- cb these efforts are not worth…
For 2 times unblocking 5 times branch visit then next day some guy came and took pan card photo then central team calling for phone verification such a funny product is 811
By the way I don’t want this fun to be continued so stopped there 😊