Help with HDFC credit card points-accumulated vs redeemable

[rudraksh2005]

Hi- i recently got the HDFC Biz black card and my statement was generated on 5th June and 7500 reward points (earned on spending in May 2025) were credited on 6th June. My card statement now shows available points as approx 11000 and redeemable points as exactly 7500 less. Is it usual for HDFC to defer rewards points like this?

 

[vadixit]

Hi- i recently got the HDFC Biz black card and my statement was generated on 5th June and 7500 reward points (earned on spending in May 2025) were credited on 6th June. My card statement now shows available points as approx 11000 and redeemable points as exactly 7500 less. Is it usual for HDFC to defer rewards points like this?

I guess you could redeem only the once which are credited (on bill generation), rest you might have gained in current billing cycle and hence cant redeem till bill is generated.