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HDFC Regalia Gold LTF Offer

bhavyakjain

TF Select
Hello

I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.

Now I got to know Regalia Gold is being offered LTF.

Any trick to get RG card under this offer ?

I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.
 
It's in hand salary of around 1.5,
Also while doing this why did they remove my ltf DCP?

The offer is generated by the system, for me it was generated again after December.
I don't think they have manually disabled it but its just that if you don't opt in given few days the offer gets expired...

wait for some days or months... the offer will show up again very soon(this is what i have experienced)
 
What are the best and least reward rate of Regalia Gold card?

For someone moving away from cashback cards and coming into the world of reward point based cards, I believe Regalia Gold is a good starting point.
But cashback cards offer anywhere between 1% - 2% (base rate), 5% and in some cases 10% cashbacks on specific purchases and orders.

Like that, what is the least reward rate on RG card? Also, what is the best reward rate?

Why I am asking is, if someone is getting 5 - 10% cashback on cashback cards, and if RG is giving lesser returns, why should someone move to RG?
 
What are the best and least reward rate of Regalia Gold card?

For someone moving away from cashback cards and coming into the world of reward point based cards, I believe Regalia Gold is a good starting point.
But cashback cards offer anywhere between 1% - 2% (base rate), 5% and in some cases 10% cashbacks on specific purchases and orders.

Like that, what is the least reward rate on RG card? Also, what is the best reward rate?

Why I am asking is, if someone is getting 5 - 10% cashback on cashback cards, and if RG is giving lesser returns, why should someone move to RG?
1.33% on normal transaction.
13.33% on 10x
 
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