HDFC Regalia Gold LTF Offer

[bhavyakjain]

Hello

I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.

Now I got to know Regalia Gold is being offered LTF.

Any trick to get RG card under this offer ?

I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.

 

[NikhilG]

They need inhand salary of 1.5 not pre-tax and deductions

It's in hand salary of around 1.5,
Also while doing this why did they remove my ltf DCP?

 

[harshraj013]

It's in hand salary of around 1.5,
Also while doing this why did they remove my ltf DCP?

They might not have removed it . Till feb or march LTF or FYF offer was going on in hdfc for many cards.

 

[cardio_guycardio_guy is verified member.]

They need inhand salary of 1.5 not pre-tax and deductions

With this they give LTF or paid?

 

[Kukku]

Just received a call from RM I am eligible for only Regalia Gold LTF, also stating spends criteria in last 6 months for DCB is 7Lac and Infinia is 9Lakh.

Chose for RG LTF for now.

No it's not. 5 lak for DCB and 8 for infinia . Mail to the grievance team. They will help you.

 

[Kukku]

It's in hand salary of around 1.5,
Also while doing this why did they remove my ltf DCP?

Offer will go after sometime. And it will come again.

 

[gauravbhati]

It's in hand salary of around 1.5,
Also while doing this why did they remove my ltf DCP?

The offer is generated by the system, for me it was generated again after December.
I don't think they have manually disabled it but its just that if you don't opt in given few days the offer gets expired...

wait for some days or months... the offer will show up again very soon(this is what i have experienced)

 

[lovecards]

Is Infinia metal or plastic or both available?

 

[cardio_guycardio_guy is verified member.]

What are the best and least reward rate of Regalia Gold card?

For someone moving away from cashback cards and coming into the world of reward point based cards, I believe Regalia Gold is a good starting point.
But cashback cards offer anywhere between 1% - 2% (base rate), 5% and in some cases 10% cashbacks on specific purchases and orders.

Like that, what is the least reward rate on RG card? Also, what is the best reward rate?

Why I am asking is, if someone is getting 5 - 10% cashback on cashback cards, and if RG is giving lesser returns, why should someone move to RG?

 

[aniketkr.sharma]

With this they give LTF or paid?

Fyf only as i too recieved fyf when upgraded from millennia

 

[aniketkr.sharma]

What are the best and least reward rate of Regalia Gold card?

For someone moving away from cashback cards and coming into the world of reward point based cards, I believe Regalia Gold is a good starting point.
But cashback cards offer anywhere between 1% - 2% (base rate), 5% and in some cases 10% cashbacks on specific purchases and orders.

Like that, what is the least reward rate on RG card? Also, what is the best reward rate?

Why I am asking is, if someone is getting 5 - 10% cashback on cashback cards, and if RG is giving lesser returns, why should someone move to RG?

1.33% on normal transaction.
13.33% on 10x

 

[aniketkr.sharma]

Is Infinia metal or plastic or both available?

Only metal, plastic discontinued

 

[Amit_1]

No it's not. 5 lak for DCB and 8 for infinia . Mail to the grievance team. They will help you.

After getting the RG will mail, on which email id to send mail

 

[NikhilG]

After getting the RG will mail, on which email id to send mail

They are good for nothing, they wasted my one month and I lost the millenia to dcp online upgrade offer

 

[aniketkr.sharma]

They are good for nothing, they wasted my one month and I lost the millenia to dcp online upgrade offer

Don't cry, you will get RG, just spend 3 lacs & ask for upgrade

 

[Kukku]

After getting the RG will mail, on which email id to send mail

Once you get the card it will take 6 months to next upgrade

 

[adityacb10]

I have HDFC Regalia LTF since 2.5 years now (Limit 5,86,000) and as usual my RM always says that only FYF Regalia Gold can be offered.
Any tips to get it upgraded to RG LTF? (ITR is > 21L since 3 years)

Regalia also was missold to me as LTF, and in the first year there was a renewal charge.
It took a lot of back and forth on mail with HDFC Grievances to let them know that the RM who promised me it was LTF, actually left HDFC a while ago and in the system it showed as FYF. Somehow they agreed to make it LTF, since I am an Imperia customer as well due to family relationships with HDFC.

 

[aniketkr.sharma]

I have HDFC Regalia LTF since 2.5 years now (Limit 5,86,000) and as usual my RM always says that only FYF Regalia Gold can be offered.
Any tips to get it upgraded to RG LTF? (ITR is > 21L since 3 years)

Regalia also was missold to me as LTF, and in the first year there was a renewal charge.
It took a lot of back and forth on mail with HDFC Grievances to let them know that the RM who promised me it was LTF, actually left HDFC a while ago and in the system it showed as FYF. Somehow they agreed to make it LTF, since I am an Imperia customer as well due to family relationships with HDFC.

Banking Program doesn't even matter, I am standard customer and holding DCBM

 

[NikhilG]

Banking Program doesn't even matter, I am standard customer and holding DCBM

I hold diners millennia ltf and last month had offer of dcp ltf, this month it says dcp fyf. My target is rg ltf. How should i proceed?

 

[aniketkr.sharma]

I hold diners millennia ltf and last month had offer of dcp ltf, this month it says dcp fyf. My target is rg ltf. How should i proceed?

I had regalia LTF but as DCBM holds better value, I upgraded FYF.

If your CL is 3 lacs or more, and spends for last 6 months is greater than 3 lacs you can send email to grievance.redressalcc@hdfcbank.com and get the upgraded card, for ltf it all depends on your spends again

 

[NikhilG]

I had regalia LTF but as DCBM holds better value, I upgraded FYF.

If your CL is 3 lacs or more, and spends for last 6 months is greater than 3 lacs you can send email to grievance.redressalcc@hdfcbank.com and get the upgraded card, for ltf it all depends on your spends again

Okay my credit limit is 4.4 lakh but spends this year till now been 36k. I don't use this much because I have sbi cashback as well. I would only be able to make spends if they give me milestone cards. I lost dcp ltf online offer as well as i was negotiating for rg ltf. So at the end I'm still left with diners millennia as ltf.
I started with diners platinum card in 2012 and used it for good ten years. Even got 10x in that on buying gold in dubai and used the points for free flights. When this card was expired rather than upgrading me to dcb they upgraded me to diners millennia in 2023. Now I'm s stuck with this and i don't know where to use it. Now it doesn't even have spend free lounge access.
What should I do?