HDFC Pre-Approved Credit Card Offer OCT - NOV 2022 (LTF confusion)

[Collector_sahab]

There is a lot of confusion among Hdfc account holders regarding lifetime free credit card offers sent in e-mail in October and November, 2022.
On one hand, some members are saying LTF criterias are absolute since September 13th.
HDFC customer care also says they don't issue LTF cards from October.
The question is why is HDFC account holders still getting offer e-mails and SMSs regarding Lifetime Free credit card, where validity of offer is explicitly mentioned as 31st October and now 15th November ?

Has anyone applied for LTF pre-approved credit card (Moneyback+ / Millenia) in October and November and recieved their cards - if so, please share if they have been confirmed as LTF or any other experience likewise.

 

[Batmanbaba]

I am seeing pre-approved offer since July. SavingsMax Account opened in March later upgraded to Classic Banking and big amount FD. Credit limit slowly increased to 1,88,000 but I am worried after what RM said that offer will expire in November. 6 months will be complete by 28th Nov, should I risk it applying on 22nd (that's when RM said offer expires).

Apply via branch.... Ur application will go through...

 

[Collector_sahab]

I am seeing pre-approved offer since July. SavingsMax Account opened in March later upgraded to Classic Banking and big amount FD. Credit limit slowly increased to 1,88,000 but I am worried after what RM said that offer will expire in November. 6 months will be complete by 28th Nov, should I risk it applying on 22nd (that's when RM said offer expires).

Since you are getting a pre-approved offer, you will definitely get this, even you apply today. There will be no cibil enquiry this time also. Just confirm the address and your card will be delivered. Mine was approved on the same day. My acc is less than 5 months old

 

[007]

I am seeing pre-approved offer since July. SavingsMax Account opened in March later upgraded to Classic Banking and big amount FD. Credit limit slowly increased to 1,88,000 but I am worried after what RM said that offer will expire in November. 6 months will be complete by 28th Nov, should I risk it applying on 22nd (that's when RM said offer expires).

Apply online only if the previous application has completed 180 days else it would be a rejection for sure regardless of the pre-approved offer. And don't worry you will get the offer back, they are renewed on a quarterly basis afaik!

 

[blacktiger]

not these cards, but i got preapproved hdfc equitas card last week and confirmed the same as LTF over email

 

[Collector_sahab]

not these cards, but i got preapproved hdfc equitas card last week and confirmed the same as LTF over email

Whom did you mail ? And in how many days you got reply ?

 

[blacktiger]

Whom did you mail ? And in how many days you got reply ?

customerservices [dot] cards [at] hdfcbank [dot] com, got reply in a day

 

[Collector_sahab]

customerservices [dot] cards [at] hdfcbank [dot] com, got reply in a day

I also mailed to the same id, its been 8 days now, no reply

 

[blacktiger]

I also mailed to the same id, its been 8 days now, no reply

did u get the automated reply with ticket id? also try grievance [dot[ redressalcc [at] hdfcbank [dot] com

 

[blacktiger]

try this url also https://leads.hdfcbank.com/applications/webforms/apply/HDFC_Bank_Escalation/index.aspx

 

[Collector_sahab]

did u get the automated reply with ticket id? also try grievance [dot[ redressalcc [at] hdfcbank [dot] com

Yes I got the ticket, but no human response

 

[Collector_sahab]

Finally got LTF confirmation after 8 days. Customer support on call is highly misleading, Email team said it was LTF from starting itself.

 

[blacktiger]

Finally got LTF confirmation after 8 days. Customer support on call is highly misleading, they said it was LTF from starting itself.

never trust call, always get writteen proof

 

[Collector_sahab]

HDFC Millenia card (or Moneyback+) is processed as LTF from offline Branch, if you apply Card to card basis. Did today with Amazon pay ICICI CC of 50K limit and they promised a limit of 1 Lac. This form is valid and the option to select is "OBC Card Facia".
*Don't have Savings Account with HDFC

 

[anonymuos]

HDFC Millenia card (or Moneyback+) is processed as LTF from offline Branch, if you apply Card to card basis. Did today with Amazon pay ICICI CC of 50K limit and they promised a limit of 1 Lac. This form is valid and the option to select is "OBC Card Facia".
*Don't have Savings Account with HDFC

For C2C basis, what income docs do they ask and what if you are self-employed? ITR?

 

[Collector_sahab]

For C2C basis, what income docs do they ask and what if you are self-employed? ITR?

Incone docs not mandatory, but you can give as supporting documents to enhance limit than your present card.

 

[Nobody]

HDFC Millenia card (or Moneyback+) is processed as LTF from offline Branch, if you apply Card to card basis. Did today with Amazon pay ICICI CC of 50K limit and they promised a limit of 1 Lac. This form is valid and the option to select is "OBC Card Facia".
*Don't have Savings Account with HDFC

Which state and do update if you get the card and get it confirmed as ltf from hdfc customer care

 

[Collector_sahab]

Which state and do update if you get the card and get it confirmed as ltf from hdfc customer care

Applicable all over India. They have confirmed will be approved within 10 days. And C2C LTF condition was mentioned in the application form itself.

 

[Nobody]

Applicable all over India. They have confirmed will be approved within 10 days. And C2C LTF condition was mentioned in the application form itself.

I asked because many agents told me for millennia c2c existing card limit should be min. One lakh and my highest card limit is 80k, so will try offline via branch

 

[Collector_sahab]

I asked because many agents told me for millennia c2c existing card limit should be min. One lakh and my highest card limit is 80k, so will try offline via branch

approach the branch. They considered my Apay ICICI card with 50K limit.

 

[anonymuos]

I am in two minds - being offered LTF Business Moneyback pre-approved for having SavingsMax account with limit of 1,88,000 and ₹1500 Amazon Gift voucher if I apply myself. But Millennia is the better card in terms of rewards/cashbacks in the future. I can apply for LTF Millennia from the branch based on SimplyCLICK or ICICI APay both with 1,30,000 limit. Which one should I go for? Can I get Business Moneyback initially and then upgrade to Millennia a few months later with the same 1,88,000 limit maintained? (I am self-employed, not salaried, can show ITR if required).