HDFC Infinia Bharat RuPay Credit Card Announced

[Aniket Sharma]

Any update guys?

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Seems even on monday the team is sleeping.

So, No update at all.

 

[TripleAce]

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Seems even on monday the team is sleeping.

So, No update at all.

Waiting for this one and hoping it’s not for govt employees only.

 

[drvirag]

i asked chat gpt to name govt employees getting above 3.5 lakh:

No regular government post in India (civil services, defence, judiciary, constitutional) officially crosses ₹3.5 lakh/month in cash salary.​

Who can actually cross ₹3.5 lakh/month?​

The only government-linked positions where take-home exceeds ₹3.5 lakh/month are:

1. PSU Chairmen & Managing Directors (CMDs) – e.g. ONGC, NTPC, IOCL, Coal India.
   
   • Fixed salary is ~₹2.5–3 lakh/month, but with performance-linked incentives (PLIs), variable pay, and bonuses, actual credited monthly pay often goes beyond ₹3.5–4 lakh.
2. PSU Functional Directors in Maharatna companies (Finance, HR, Operations, etc.).
   
   • Similar to CMDs, incentives take them above ₹3.5 lakh/month.
3. Top-level employees of RBI and SEBI (technically statutory/regulatory bodies, not core “government service”).
   
   • RBI Governor’s official salary is ~₹2.5 lakh, but senior executives (Executive Directors, CGMs) sometimes get allowances that push their credited monthly pay higher.

---

To be precise:​

• IAS/IPS/IFS officers → Max ₹2.5 lakh/month.
• Defence Chiefs (CDS, Army/Navy/Air Force) → ₹2.5 lakh/month.
• Judiciary (CJI, SC Judges) → ₹2.5–2.8 lakh/month.
• Election Commissioners, CAG, UPSC Chairperson → ~₹2.5 lakh/month.
  ➡️ None cross ₹3.5 lakh/month in fixed cash salary.

So if the salary critaria is same then we wont be getting this too.

 

[Aniket Sharma]

i asked chat gpt to name govt employees getting above 3.5 lakh:
If we look strictly at cash salary credited to account, almost no government servant in India gets above ₹3.5 lakh/month. But if we consider perks + allowances + non-cash benefits, several top positions exceed that value.

So if the salary critaria is same then we wont be getting this too.

As far I knew one of my uncle who is a professor as well as major withdraws a total of more than 6 lakhs a month with all allowances etc.

 

[HumorSimpson]

i asked chat gpt to name govt employees getting above 3.5 lakh:
If we look strictly at cash salary credited to account, almost no government servant in India gets above ₹3.5 lakh/month. But if we consider perks + allowances + non-cash benefits, several top positions exceed that value.

So if the salary critaria is same then we wont be getting this too.

Gadha kya jane ghanna ka swad
Gpt kya jane ghoos ka khad😂

 

[drvirag]

Gadha kya jane ghanna ka swad
Gpt kya jane ghoos ka khad😂

bhai ghus k hisab se infinia nhi mil payega na

 

[drvirag]

As far I knew one of my uncle who is a professor as well as major withdraws a total of more than 6 lakhs a month with all allowances etc.

where. Level 13 or 14 both wont go to 6 lakh. Principal is Level 14 and i dont think he is getting 6

 

[HumorSimpson]

bhai ghus k hisab se infinia nhi mil payega na

Unko nahi chahiye infinia
Ghoos hi unke duniya

 

[TripleAce]

Mr Simpson in rhyming mood 😀

 

[Kushagra_]

Mr Simpson in rhyming mood 😀

Bart ke school mein poems ka lesson chal raha hoga

 

[HumorSimpson]

Mr Simpson in rhyming mood 😀

Due to shock 🤯


When one can buy daniya
On rupay cc of hdfc in infinia

 

[Aniket Sharma]

where. Level 13 or 14 both wont go to 6 lakh. Principal is Level 14 and i dont think he is getting 6

He was vice principal and then he was transferred and handling NCC as a major there bro.

He is dual employed in govt.

 

[nh124001]

He was vice principal and then he was transferred and handling NCC as a major there bro.

He is dual employed in govt.

bataoo..ek toh sarkari naukri.. n woh bhi 2-2... total in hand salary 6LPM, gajab bhai... 2 hsbc premier aajaye itne mein toh

 

[Aniket Sharma]

bataoo..ek toh sarkari naukri.. n woh bhi 2-2... total in hand salary 6LPM, gajab bhai... 2 hsbc premier aajaye itne mein toh

He's going to retire next year😅

 

[m4b]

They could have. But I also believe that every card should be available in Rupay. If customer wants it, she should get it.

HDFC disagrees on the last part.

 

[theXfactor]

Chill guys…get busy with your daily chores 🙂 not many or none of us would be eligible given what I was told by the Infinia CC.
I was told that this is only for IAS, IPS, IFS & IRS folks, fee 7500+GST, 5L spends required for fee waiver. Features would be similar to that of regular Infinia. So basically, anyone who doesn’t get 5L pay cheque can now take “short cut” - crack civil services. 🫡

 

[m4b]

anyone who doesn’t get 5L pay cheque can now take “short cut” - crack civil services

HDFC isn't just a back, a passive motivator for an individual to grow professionally.

 

[kuchbhikuchbhi is verified member.]

Chill guys…get busy with your daily chores 🙂 not many or none of us would be eligible given what I was told by the Infinia CC.
I was told that this is only for IAS, IPS, IFS & IRS folks, fee 7500+GST, 5L spends required for fee waiver. Features would be similar to that of regular Infinia. So basically, anyone who doesn’t get 5L pay cheque can now take “short cut” - crack civil services. 🫡

PS incoming
How I got Infinia Bharat without cracking cibil services!!!

 

[m4b]

PS incoming
How I got Infinia Bharat without cracking cibil services!!!

+
How I tricked the RM by taking the exam and passing the interview but didn’t join after getting the card!

 

[Kushagra_]

+
How I tricked the RM by taking the exam and passing the interview but didn’t join after getting the card!

Munna Bhai mbbs Delhi abhi abhi?