Come to ib,i have something to shareYesterday I read about Bom Rsdc. It looks good plus best thing is Bank is very near to my home so planning to open the a/c in few days.
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Come to ib,i have something to shareYesterday I read about Bom Rsdc. It looks good plus best thing is Bank is very near to my home so planning to open the a/c in few days.
How many days it took for getting the account number?Thank you to this amazing community! I'm grateful for all the support here.
Quick story — I recently got the RSDC by opening a Union Udon account, and yes, I also received a virtual RSDC. Earlier, I had a Digital Savings Bank General account, and due to that relationship, a bank employee I got close with helped me a lot.
Since I’m a Cost accountant( ICWA), I was eligible for the upgrade, but they couldn’t convert the old account. Instead, they asked me to open a new one and then close the old. The process was simple.
Tips from my experience:
Do the application using a computer, not a tablet or mobile.
You’ll get both physical and virtual RSDC, and I’m able to use benefits from both.
It’s super useful — I’ve benefited twice over.
Thanks again to the community!
Also, if anyone knows more ways to get the RSDC with minimal fees and low monthly average balance, please share.
bhai yha hee share krdo ..sabko faeda milegaCome to ib,i have something to share
1. 2 days for account number.How many days it took for getting the account number?
And for vdc?
All Branch irrespective of locationGood info
10k is for all branches or based on location?
Bro that is literally 5 months back comment. It's been 4 months i have this account 🙆♂️All
All Branch irrespective of location
All Branch irrespective of locationGood info
10k is for all branches or based on location?
Which account variant provide VIRTUAL RSDC.Please read the full thread to bypass eligibility criteria.
In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN
Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.
Individuals: singly or jointly and in case of joint account professional should be the primary account holder.
AGE CRITERIA - 21-40
MAB- 10,000
Debit card- Rupay Select/ Visa Signature
Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.
(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.
IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT
One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.
You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges
I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.
Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.
Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates
EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.
Good luck 🤞
Right now virtual rsdc is available in sbpro only.All
All Branch irrespective of location
Which account variant provide VIRTUAL RSDC.
USSA II,
USSA III,
SBHNP,
SBHNI
SBPRO
ALL
OR ANY SPECIFIC ACCOUNT
Please read the full thread to bypass eligibility criteria.
In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN
Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.
Individuals: singly or jointly and in case of joint account professional should be the primary account holder.
AGE CRITERIA - 21-40
MAB- 10,000
Debit card- Rupay Select/ Visa Signature
Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.
(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.
IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT
One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.
You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges
I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.
Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.
Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates
EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.
Good luck 🤞
Depends on your luck now, wait for your physical rsdc and activate it first and then try generating virtual dc.View attachment 104596hello there,
I visited branch and gave everything to branch manager in written like scheme code , account name, explained everything before opening process, despite this he opened general savings account, and could not able to change scheme code, then opened SBPRO , so there is 2 account opening simultaneously for me with single customer id, he issued rupay classic account and set up VYOM and created internet banking himself, using my phone.
Now what precousitions should I take to get virtual rupay select debit card for sure?
Don't attempt to generate VDC now. First and foremost CLOSE DUSBG a/c. Hope you have not activated RCDC. After confirmation, then uninstall VYOM and reinstall with SBPRO physical RSDC. Then try to generate VDC. Rest is your luck buddy.View attachment 104596hello there,
I visited branch and gave everything to branch manager in written like scheme code , account name, explained everything before opening process, despite this he opened general savings account, and could not able to change scheme code, then opened SBPRO , so there is 2 account opening simultaneously for me with single customer id, he issued rupay classic account and set up VYOM and created internet banking himself, using my phone.
Now what precousitions should I take to get virtual rupay select debit card for sure?
You want guys to read 41 paged threadThose who are opening new accounts in Union SBPRO aka Udaan, can you guys please read the entire thread from the very first page once? I can assure you guys will get all your answers.
Atleast first few pages. This question 'How much time it takes to be activated?' I have asked in this thread and answer is there. So, please go through atleast few pages from the first. It is us only who are asking already discussed queries and making this thread to 41+ pages.You want guys to read 41 paged thread![]()
Some intelligent guys answering the questions now i asked in the 2nd page🥲Atleast first few pages. This question 'How much time it takes to be activated?' I have asked in this thread and answer is there. So, please go through atleast few pages from the first. It is us only who are asking already discussed queries and making this thread to 41+ pages.
Don't take me wrong please 🙂
I understand your point, I expect Premier or higher rankings to search extract the desired results from the forum, but buzz or below apart from a few learns slowly and grabs the info.Atleast first few pages. This question 'How much time it takes to be activated?' I have asked in this thread and answer is there. So, please go through atleast few pages from the first. It is us only who are asking already discussed queries and making this thread to 41+ pages.
Don't take me wrong please 🙂
if you opt for insurance and other schemes attached, they are pretty much happy to open the accountGot account created, at 1 point she fed up and thought of processing for PRE, later she switched to another computer and got account opened. Seems like they know but are not interested in specific account creation.