Experience with SBI Rupay-JCB Debit Card

[Walter White]

As my SBI MC Platinum card was close to expiry, I felt the need to look for a better card. Aftet reading @Abhishek012's post regarding SBI Rupay-JCB DC and the features it was offering, decided to go for it.

SBI Rupay-JCB card cannot be applied online, so had to visit the branch for it. So, I made visit to this branch for the first time. The branch looked like it was older than me. I felt I was back in the 80s. The branch belonged to State Bank of Patiala before its merger with SBI.

The overall process was smooth. The staff were polite. Things have started to improve lately in public sector banks. Even though in the first attempt, they sent me Rupay Platinum, they admitted their fault and helped me get the right card this time.

Got the card after 5 days delivered by India Post. The design is average though.

Got it primarily due to zero forex charges.

 

[Shubham Yadav]

As my SBI MC Platinum card was close to expiry, I felt the need to look for a better card. Aftet reading @Abhishek012's post regarding SBI Rupay-JCB DC and the features it was offering, decided to go for it.

SBI Rupay-JCB card cannot be applied online, so had to visit the branch for it. So, I made visit to this branch for the first time. The branch looked like it was older than me. I felt I was back in the 80s. The branch belonged to State Bank of Patiala before its merger with SBI.

The overall process was smooth. The staff were polite. Things have started to improve lately in public sector banks. Even though in the first attempt, they sent me Rupay Platinum, they admitted their fault and helped me get the right card this time.

Got the card after 5 days delivered by India Post. The design is average though.

Got it primarily due to zero forex charges.

Others feature apart from zero forex my card is also for renewal and charges

 

[Walter White]

Others feature apart from zero forex my card is also for renewal and charges

International lounge access and promotional offers by Rupay and JCB. Reward structure is same for all debit cards at SBI. This is also cheaper than MC.

 

[Shubham Yadav]

International lounge access and promotional offers by Rupay and JCB. Reward structure is same for all debit cards at SBI. This is also cheaper than MC.

Thank would try for this

 

[Abhishek012]

Others feature apart from zero forex my card is also for renewal and charges

Recharge/Utility bill pay offer on Amazon - 20% upto 100 per RuPay Platinum debit card per month, you can also use multiple cards on Amazon (Also combined with Amazon gv).

swiggy offer - 20% upto 100 per card per month, you can also use multiple cards on Swiggy.

SBI also issue add-on SBI RuPay-JCB Platinum Debit Cards -

 

[Walter White]

Recharge/Utility bill pay offer on Amazon - 20% upto 100 per RuPay Platinum debit card per month, you can also use multiple cards on Amazon (Also combined with Amazon gv).

swiggy offer - 20% upto 100 per card per month, you can also use multiple cards on Swiggy.

SBI also issue add-on SBI RuPay-JCB Platinum Debit Cards -

@Abhishek012 bhai yeh bhi NCMC card hai na?

 

[Abhishek012]

@Abhishek012 bhai yeh bhi NCMC card hai na?

Well, ek bande ne same ques pucha tha, maine usko NO bol diya tha.

Baad me mujhe pata chala, SBI ka ek aur RuPay debit card pe 'NCMC' ya "Debit + Prepaid" likha nahi tha but phir bhi NCMC me kam kar gaya.

Ab mai us bande ko pichle 1 month se dhund raha hu 🔦 🔦jisko No reply kar diya tha.

Halaki ki mujhe nahi pata NCMC card hai ki nahi yeh JCB variant but jab dusra ek SBI RuPay debit card pe kam kar gaya toh shayad isme bhi kar jaye.

 

[Walter White]

Well, ek bande ne same ques pucha tha, maine usko NO bol diya tha.

Baad me mujhe pata chala, SBI ka ek aur RuPay debit card pe 'NCMC' ya "Debit + Prepaid" likha nahi tha but phir bhi NCMC me kam kar gaya.

Ab mai us bande ko pichle 1 month se dhund raha hu 🔦 🔦jisko No reply kar diya tha.

Halaki ki mujhe nahi pata NCMC card hai ki nahi yeh JCB variant but jab dusra ek SBI RuPay debit card pe kam kar gaya toh shayad isme bhi kar jaye.

BoB wale card pe bhi nhi mentioned hai phir bhi chal jaata hai.

 

[Abhishek012]

JCB Card India ka official website - https://www.in.jcb/en-in/index.html

JCB cards are issued by following banks in India - https://www.in.jcb/en-in/products/cards/

JCB PLAZA (In-city lounge access)- https://www.in.jcb/en-in/consumers/travel/plaza/

JCB Select and Platinum card members Airport Lounge Access - https://www.in.jcb/en-in/consumers/platinum/airport-lounge/?link_id=in_top1

JCB Platinum Restaurant Service by SYOTAI BIYORI - https://www.in.jcb/en-in/consumers/platinum/restaurant_syotaibiyori.html

Special JCB Platinum Golf Benefits - https://www.in.jcb/en-in/consumers/platinum/golf-benefits/

JCB Car Rental Service - https://www.in.jcb/en-in/consumers/travel/car-rental/

Welcome To Japan - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/

JCB GLOBAL WiFi - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/global-wifi/

JCB Japan Guide - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/japan-guide/

JCB Platinum Concierge Desk - https://www.in.jcb/en-in/consumers/platinum/concierge-desk/

JCB All Special Offers - https://www.in.jcb/en-in/consumers/promotions/

 

[akshayhs]

Any particular reason it's not possible for it to be applied online?

 

[Abhishek012]

Any particular reason it's not possible for it to be applied online?

All SBI Platinum debit cards apply through offline branch.

 

[gowthamv]

JCB Card India ka official website - https://www.in.jcb/en-in/index.html

JCB cards are issued by following banks in India - https://www.in.jcb/en-in/products/cards/

JCB PLAZA (In-city lounge access)- https://www.in.jcb/en-in/consumers/travel/plaza/

JCB Select and Platinum card members Airport Lounge Access - https://www.in.jcb/en-in/consumers/platinum/airport-lounge/?link_id=in_top1

JCB Platinum Restaurant Service by SYOTAI BIYORI - https://www.in.jcb/en-in/consumers/platinum/restaurant_syotaibiyori.html

Special JCB Platinum Golf Benefits - https://www.in.jcb/en-in/consumers/platinum/golf-benefits/

JCB Car Rental Service - https://www.in.jcb/en-in/consumers/travel/car-rental/

Welcome To Japan - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/

JCB GLOBAL WiFi - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/global-wifi/

JCB Japan Guide - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/japan-guide/

JCB Platinum Concierge Desk - https://www.in.jcb/en-in/consumers/platinum/concierge-desk/

JCB All Special Offers - https://www.in.jcb/en-in/consumers/promotions/

Which of these services are available/unavailable for SBI Rupay Platinum JCB cards?

 

[Abhishek012]

Which of these services are available/unavailable for SBI Rupay Platinum JCB cards?

SBI RuPay Platinum JCB cards -

JCB PLAZA (In-city lounge access) and Japan, Hawaii JCB Platinum Airport Lounge Service is Available (JCB Platinum card members: Free usage up to 6 times during the service period).

JCB offers LoungeKey™ service is not available for SBI RuPay Platinum JCB cards.

Source - https://www.in.jcb/en-in/consumers/platinum/airport-lounge/?link_id=in_top1

All other JCB services available.

Japan and Hawaii JCB Platinum Airport Lounge Service -

Japan

Hokkaido, Tohoku

• Asahikawa Airport
• New Chitose Airport
• Hakodate Airport
• Aomori Airport
• Akita Airport
• Sendai Airport

Kanto

• Haneda Airport
• Narita International Airport

Chubu, Hokuriku

• Mt. Fuji Shizuoka Airport
• Chubu Centrair International Airport
• Niigata Airport
• Toyama Airport
• Komatsu Airport

Kinki

• Kansai International Airport
• Osaka International Airport
  (Itami Airport)
• Kobe Airport

Chugoku, Shikoku

• Okayama Momotaro Airport
• Hiroshima Airport
• Yonago Airport
• Izumo Airport
• Yamaguchi Ube Airport
• Takamatsu Airport
• Tokushima Airport
• Matsuyama Airport
• Kochi Airport

Kyusyu, Okinawa

• Fukuoka Airport
• Kitakyushu Airport
• SAGA AIRPORT
• Oita Airport
• Nagasaki Airport
• Kumamoto Airport
• Miyazaki Bougainvillea Airport
• Kagoshima Airport
• Naha Airport

Hawaii

Daniel K. Inouye International Airport

Note - This information is current as of April 2023. The services may change or be terminated without prior notice.

 

[Lakshya Mahani]

What are the charges for SBI Rupay JCB debit card?

 

[Reaper]

JCB Card India ka official website - https://www.in.jcb/en-in/index.html

JCB cards are issued by following banks in India - https://www.in.jcb/en-in/products/cards/

JCB PLAZA (In-city lounge access)- https://www.in.jcb/en-in/consumers/travel/plaza/

JCB Select and Platinum card members Airport Lounge Access - https://www.in.jcb/en-in/consumers/platinum/airport-lounge/?link_id=in_top1

JCB Platinum Restaurant Service by SYOTAI BIYORI - https://www.in.jcb/en-in/consumers/platinum/restaurant_syotaibiyori.html

Special JCB Platinum Golf Benefits - https://www.in.jcb/en-in/consumers/platinum/golf-benefits/

JCB Car Rental Service - https://www.in.jcb/en-in/consumers/travel/car-rental/

Welcome To Japan - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/

JCB GLOBAL WiFi - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/global-wifi/

JCB Japan Guide - https://www.in.jcb/en-in/consumers/travel/welcome-to-japan/japan-guide/

JCB Platinum Concierge Desk - https://www.in.jcb/en-in/consumers/platinum/concierge-desk/

JCB All Special Offers - https://www.in.jcb/en-in/consumers/promotions/

@Abhishek012 Do we still need to create a Loungekey account to access DOMESTIC Airport Lounges or is it only for accessing International airports?

 

[gowthamv]

@Abhishek012 Do we still need to create a Loungekey account to access DOMESTIC Airport Lounges or is it only for accessing International airports?

For SBI Rupay JCB DC, all lounge access are disabled I guess. (Based on previous answers)

 

[Abhishek012]

What are the charges for SBI Rupay JCB debit card?

Rs300+GST issuing charge and annual charges Rs250+GST.

Note - some SBI branches dnt charge any SBI RuPay debit card issuing charges but annual charge applicable.

 

[sleepysurya]

Slightly off-topic - any idea which SBI debit card has lowest/zero fees?

 

[Abhishek012]

Slightly off-topic - any idea which SBI debit card has lowest/zero fees?

SBI RuPay Global NCMC debit card and SBI RuPay Global IOCL debit card.

Both apply through SBI internet banking.

Issuing is free on some sbi accounts or issuing/annual charges Rs150+GST.

 

[Reaper]

For SBI Rupay JCB DC, all lounge access are disabled I guess. (Based on previous answers)

Seriously
Can you please share the link, I chose this due to 0 forex charge. Also, the "EPR" code seems to have been discontinued. At the time of my application, it showed up in the system but gave an error while requesting.