Infinia Confused with limit upgrade offer!

[suhailmz]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

 

[techt]

@S S V @DocFixIt @infinia_finally @D₹V

 

[Zacobite]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

take what you get.. its a step forward

 

[sm9811911]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

You will need 8 L. Skip this maybe and get 1.1 L. Keep on escalating. If you have salary above 2.5 request for card upgrade simultaneously.

Curious to know why did you not get LE automatically. What was your spending pattern? Did you ever use your card to > 80% of limit?

 

[SSV]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

@S S V @DocFixIt @infinia_finally @D₹V

1) do you have another 8L to spend for the next 6 months?? If yes take it .. if no , don’t take it and fight it out by escalating it further…
2) will you be able to get LE thru income doc? If no, keep fighting..
3) If you are a long term customer like 5 to 10 years old.. keep pushing for greater LE..
4) Again , if you are a very long term customer with multiple relationships with HDFC like salary account, FD , insurance etc then just go for the kill, apply for the upgrade to Infinia as you already spent 8L thru RM/ BM . They can get CL eligibility exemption approval from the team and can process your Infinia upgrade

 

[sahilgulati5]

bring the CL to 8L.. after that wait for 2 months and see ur previous 6 month( 2 months after CL increased + previous 4 Month) spend is more than 8L. Send a mail to Grievance team they should update it to infina easily.

 

[Vasuki]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

You already spent enough . Now just complain and wait ..
Get talking with Rm if he is not able to understand ( yes many can't theh become surprised too) talk to BM directly.
And follows what @S S V said .

1) do you have another 8L to spend for the next 6 months?? If yes take it .. if no , don’t take it and fight it out by escalating it further…
2) will you be able to get LE thru income doc? If no, keep fighting..
3) If you are a long term customer like 5 to 10 years old.. keep pushing for greater LE..
4) Again , if you are a very long term customer with multiple relationships with HDFC like salary account, FD , insurance etc then just go for the kill, apply for the upgrade to Infinia as you already spent 8L thru RM/ BM . They can get CL eligibility exemption approval from the team and can process your Infinia upgrade

@vaibhav111 you can mark ssv answer as solution

 

[suhailmz]

1) do you have another 8L to spend for the next 6 months?? If yes take it .. if no , don’t take it and fight it out by escalating it further…
2) will you be able to get LE thru income doc? If no, keep fighting..
3) If you are a long term customer like 5 to 10 years old.. keep pushing for greater LE..
4) Again , if you are a very long term customer with multiple relationships with HDFC like salary account, FD , insurance etc then just go for the kill, apply for the upgrade to Infinia as you already spent 8L thru RM/ BM . They can get CL eligibility exemption approval from the team and can process your Infinia upgrade

Thanks. Keeping in my mind my 8 year association with HDFC (Salary account, Credit card), I have declined the 60k limit and asked them to take it 8 lakh from the current 6.96 lakh. Let’s see!

 

[SSV]

Thanks. Keeping in my mind my 8 year association with HDFC (Salary account, Credit card), I have declined the 60k limit and asked them to take it 8 lakh from the current 6.96 lakh. Let’s see!

Well done/ let’s see where it leads to !!
All the best

 

[techt]

Am I the only one who has 12 Lakh limit on MB+ (shared with Tata neu) and not in the quest of infinia

 

[golu]

Am I the only one who has 12 Lakh limit on MB+ (shared with Tata neu) and not in the quest of infinia

Aap toh Princess magnus ke aashiq hai
Aapko Infinia ki jarurat nhi 😁

 

[SSV]

Am I the only one who has 12 Lakh limit on MB+ (shared with Tata neu) and not in the quest of infinia

You are already on a legendary MB+ card, you don't need any other card !!
May be this is how you are feeling inside !!
feeling like on top of Himalayas

 

[suhailmz]

Well done/ let’s see where it leads to !!
All the best

Yes, I will update this thread

 

[techt]

Aap toh Princess magnus ke aashiq hai
Aapko Infinia ki jarurat nhi 😁

At this point she can't be called a princess 👸 but a wh*re. I am a watcher not a lover.

 

[techt]

You are already on a legendary MB+ card, you don't need any other card !!
May be this is how you are feeling inside !!
feeling like on top of Himalayas

Better to ride on llamas than feed a white elephant 🐘.

 

[SSV]

Better to ride on llamas than feed a white elephant 🐘.

Yes indeed .. Horses for courses ..

 

[techt]

Yes indeed .. Horses for courses ..

Ameerpet for courses.

 

[infinia_finally]

Hi folks,
I’m using DCB metal card for 4-5 months with a limit of 6.96L. My goal is to get Infinia card & keeping that in mind, my last 5 months spends on the card are 8-10 lakh.
I requested HDFC for limit enhancement & they denied it. Upon writing to principal nodal officer, they agreed to increase the limit by 60k & asked for my acceptance.

Please suggest if I should take it or skip it. Taking it would probably mean no additional limit offer for the next 6 months. I’m unable to decide :/

@TechnoFino @Subhankar @ragz @CC_Exuberant @rohitsinha @jack333

Do you know your CIBIL? DCB metal is super premium and one possibility limiting you from LE is lower CIBIL?
Can you check your score?

@S S V @DocFixIt @infinia_finally @D₹V

 

[techt]

Do you know your CIBIL? DCB metal is super premium and one possibility limiting you from LE is lower CIBIL?
Can you check your score?

reward rate etc ?

 

[infinia_finally]

reward rate etc ?

3.33% everywhere with 5X on flights, 10X on hotels on smartbuy