Close Onecard FD and get Onecard Unsecured Credit Card

[9v8k9v8k]

I have applied Onecard credit card on june 21 as at that time i did not have any credit card i got it for FD but as of now i have HDFC unsecured credit card for more then 6 months with 25k limit and cibil score above 750 and experian score above 800 i think i now i can get onecard on basis of it so now i want to close my fd but want to continue the card what is the way to do it.

 

[D₹V]

Why are you so eager to get one card?

Apart from being metal card it has no other use. (Unless you count the face people make when you give it to them and their first reaction is "is this even real?)😂

True. I'm eager to acquire cards.

 

[palen]

Is it possible to apply for an unsecured card? App shows secured card options only.

 

[D₹V]

Is it possible to apply for an unsecured card? App shows secured card options only.

No, untill it's pre approved.

 

[palen]

No, untill it's pre approved.

Got it, thanks.

 

[RAMESH BABU N]

1Card is good for 2 things.

One - for fuel. Whatever extra the bunk charges - 1Card reverses immediately.
You will never pay even 1 paisa extra.

Two - for Swiggy/Zomato orders. You get good offers - almost continuously - may be location specific.

I wanted to test it. So placed a 10K FD with SBM and took this 1Card.

You lose 600+ if you cancel the card within 6 months. Wait till 1 yr - for the FD to mature - n decide then.

1Card App is too good. Better than many Apps of Banks. I like it. Their other App - One Score - is also good - for keeping track of credit ratings.

 

[ray8285]

"Apart from being metal card it has no other use. (Unless you count the face people make when you give it to them and their first reaction is "is this even real?)😂"

That "wow" factor has now gone .. Too many metal card in circulation & no one bothers any more.