Citi Bank CC on Fake Details

[Predator]

I was unable to get Citi bank CC due to non-serviceable location. Some random agent on call convinced me that he will get it approved. I told him my friend's address which lies in a serviceable location. He entered some random company name and showed me as an employee of that company with 50k income.
Next day I received a link for KYC from Bank and I completed the KYC. They just asked for PAN card and consent for application and business transfer in near future.

Today I received an SMS from Bank that card is approved.

So, if anyone wants to go for Citi CC, this is the best time as they are aggressively approving applications without any proper check.

 

[AsB]

yea lol

It is the devil of banks taking over an angel of banks. What do you have to say now? 🤣🤣

 

[Rahul Gupta]

It is the devil of banks taking over an angel of banks. What do you have to say now? 🤣🤣

It means we are fu***d up lol.

 

[Walter White]

It means we are fu***d up lol.

Anyway, most CC providers in India suck when it comes to customer satisfaction. Apart from Amex and to some extent StanC, for any other financial institution taking over Citi's CC business, it would have been the same story.

Once you start using Amex, you start to hate Axis Bank customer support even more. 😅

 

[Rahul Gupta]

Anyway, most CC providers in India suck when it comes to customer satisfaction. Apart from Amex and to some extent StanC, for any other financial institution taking over Citi's CC business, it would have been the same story.

Once you start using Amex, you start to hate Axis Bank customer support even more. 😅

I can't use amex. Because i live in a tier 3 city and it's not serviceable by them and alot of other banks. This is the reason i only have pre-approved ceedit cards.

 

[Farhad sekh]

India mai sab kuch chalta hai waise
By d way, why did u apply for citi? I believe they will be absorbed by Axis.

Yes . This is India. I have applied hdfc through agent with this trick

 

[AsB]

Anyway, most CC providers in India suck when it comes to customer satisfaction. Apart from Amex and to some extent StanC, for any other financial institution taking over Citi's CC business, it would have been the same story.

Once you start using Amex, you start to hate Axis Bank customer support even more. 😅

I already have 6 enquiries in 2 months. Please stop from tempting me to take Amex 🤣

 

[Rahul Gupta]

I already have 6 enquiries in 2 months. Please stop from tempting me to take Amex 🤣

damn bro. How do you do this? I only have 3 enquiries in last 4-5 months and i still think its too much.

Don't apply for amex they will reject with that many enquiries.

 

[AsB]

damn bro. How do you do this? I only have 3 enquiries in last 4-5 months and i still think its too much.

Don't apply for amex they will reject with that many enquiries.

I got carried away. I was in my hometown and noone was offering me cards. Kotak, IndusInd , etc. were all denying me their cards.
Now, that I moved to Bangalore, on the first day in the office, HSBC people were distributing cards. I got approval message the moment I got out of office lift. Then I applied for some other banks' cards. Now, 6 enquiries 🫣😮‍💨

 

[Rahul Gupta]

I got carried away. I was in my hometown and noone was offering me cards. Kotak, IndusInd , etc. were all denying me their cards.
Now, that I moved to Bangalore, on the first day in the office, HSBC people were distributing cards. I got approval message the moment I got out of office lift. Then I applied for some other banks' cards. Now, 6 enquiries 🫣😮‍💨

I heard big cities help alot in card approval. Did you get all 6 cards approved or not?

 

[AsB]

I heard big cities help alot in card approval. Did you get all 6 cards approved or not?

Yes. Only Citi card is under processing. Physical verification will happen on Saturday - 28 Jan 2023 or something.
Also, even though I got Kotak Card which was promised as LTF, turns out it isnt. So, I may close that card. Apart from that , I got all others

 

[kshitij_0]

Yes. Only Citi card is under processing. Physical verification will happen on Saturday - 28 Jan 2023 or something.
Also, even though I got Kotak Card which was promised as LTF, turns out it isnt. So, I may close that card. Apart from that , I got all others

That means physical verification is happening in case of CITI, I wanted to apply from different address. Any C2C method for Citi?

 

[AsB]

That means physical verification is happening in case of CITI, I wanted to apply from different address. Any C2C method for Citi?

No idea. They didnt ask for income proof, but they did take live location, and physical verification

 

[kshitij_0]

@Predator
You also faced Physical Verification?