kjs
TF Premier
Hello Members,
I have the following bank accounts
1. HDFC Savings 10K MAB (1st Bank account opened in 2012 , was salary from 2p15-2020)
2. Axis Priority Account 0₹ MAB- Salary account + saving account for my wife(as part of family banking)
3. Icici Saving account 10K MAB - Bank forced to open for home loan auto debit Emi.
4.BoB 2k MAB - using for Upi.
Now i want to bring this to just 3 accounts, also if any swap is reqd for salary account let me know as my company supports 10 banks (only sbi in PSU Rest all private hdfc,axis,icici also)
I am open to add , remove accounts based on suggestions.
Want to use account as.
1. Salary - will use for house expense,EMI , BILLS,Upi etc.
2. Investment - Mf,ppf,fd,stocks.
3. Emergency - only for emergency fund and will enable autosweep.
4.Zero bal - In case reqd for upi transaction to pay for etc expenses.. groceries,petrol..
My experience will all above banks is good except for ICICI but i might not be abls to close it until the emi is paid or I foreclose it which is not possible for now atleast.Axis is good they gave me cheque book on temp address where hdfc failed to do so..but charges for adding mandtae and deducts charges every month for 1 policy that u add..hdfc dosent charge anything but acis tries to sell stuff which i dont entertain much..but RM is helpful calls me just on 1 email as soon as he reads it..hdfc is good did not charge me anything til date for 750₹ debot card even i moved from sal to normal saving.BOB is also good except its joint account so some things cannot be done on app.
I have the following bank accounts
1. HDFC Savings 10K MAB (1st Bank account opened in 2012 , was salary from 2p15-2020)
2. Axis Priority Account 0₹ MAB- Salary account + saving account for my wife(as part of family banking)
3. Icici Saving account 10K MAB - Bank forced to open for home loan auto debit Emi.
4.BoB 2k MAB - using for Upi.
Now i want to bring this to just 3 accounts, also if any swap is reqd for salary account let me know as my company supports 10 banks (only sbi in PSU Rest all private hdfc,axis,icici also)
I am open to add , remove accounts based on suggestions.
Want to use account as.
1. Salary - will use for house expense,EMI , BILLS,Upi etc.
2. Investment - Mf,ppf,fd,stocks.
3. Emergency - only for emergency fund and will enable autosweep.
4.Zero bal - In case reqd for upi transaction to pay for etc expenses.. groceries,petrol..
My experience will all above banks is good except for ICICI but i might not be abls to close it until the emi is paid or I foreclose it which is not possible for now atleast.Axis is good they gave me cheque book on temp address where hdfc failed to do so..but charges for adding mandtae and deducts charges every month for 1 policy that u add..hdfc dosent charge anything but acis tries to sell stuff which i dont entertain much..but RM is helpful calls me just on 1 email as soon as he reads it..hdfc is good did not charge me anything til date for 750₹ debot card even i moved from sal to normal saving.BOB is also good except its joint account so some things cannot be done on app.
