Axis supermoney pro credit card journey

[CCUser_1]

Hi,
I would like share the experience of one of my friend who got supermoney pro card approved recently.

1. Installed supermoney app and gave basic details. App shown that he was eligible for pro card
2. Proceeded with application which asked various info like salary,office details etc..
3. He did VKYC after which application was completed.
4. Within half an hour, he received a link to verify his office mail ID. He verified this by providing the otp received in office mail id. All these were done Thursday evening around 8pm.
5. Next day morning around 9.30 am, he received message saying his card is approved and will be delivered shortly

I was really surprised as I thought his application would be rejected as he had no banking relationship with axis and also his salary is okkish. No physical verification was done, no income docs were asked.

Prior to this , he had one card from SBI and HDFC which are roughly 1 year old with CIBIL around 770.

 

[CarbonLogic]

Congratz to your friend. The existing credit history definitely helped him. I dont think the Axis Supermoney CC is that much in demand, hence it is easily approved in most cases.

 

[SSV]

Hi,
I would like share the experience of one of my friend who got supermoney pro card approved recently.

1. Installed supermoney app and gave basic details. App shown that he was eligible for pro card
2. Proceeded with application which asked various info like salary,office details etc..
3. He did VKYC after which application was completed.
4. Within half an hour, he received a link to verify his office mail ID. He verified this by providing the otp received in office mail id. All these were done Thursday evening around 8pm.
5. Next day morning around 9.30 am, he received message saying his card is approved and will be delivered shortly

I was really surprised as I thought his application would be rejected as he had no banking relationship with axis and also his salary is okkish. No physical verification was done, no income docs were asked.

Prior to this , he had one card from SBI and HDFC which are roughly 1 year old with CIBIL around 770.

Probably because of less leverage and other suitable factors such as serviceable area, positive employer verification, no existing relationship with axis etc. ,his application was approved.. congratulations to him...