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Axis supermoney pro credit card journey

CCUser_1

TF Neo
Hi,
I would like share the experience of one of my friend who got supermoney pro card approved recently.

1. Installed supermoney app and gave basic details. App shown that he was eligible for pro card
2. Proceeded with application which asked various info like salary,office details etc..
3. He did VKYC after which application was completed.
4. Within half an hour, he received a link to verify his office mail ID. He verified this by providing the otp received in office mail id. All these were done Thursday evening around 8pm.
5. Next day morning around 9.30 am, he received message saying his card is approved and will be delivered shortly

I was really surprised as I thought his application would be rejected as he had no banking relationship with axis and also his salary is okkish. No physical verification was done, no income docs were asked.

Prior to this , he had one card from SBI and HDFC which are roughly 1 year old with CIBIL around 770.
 
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