Axis My Zone Credit Card (Also Indian Oil Rupay Card) Lifetime Free Offer Currently Live

[suhasa010]

Apply Here

Fees and Charges - https://www.axisbank.com/retail/cards/credit-card/my-zone-credit-card/fees-charges

Confirm before applying
As not available on all channels

Get Lifetime Free Axis My Zone Credit Card

The value chart for My Zone Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth Rs.15500 using your MYZONE Credit Card annually.

Details Monthly Benefit (Rs.) Annual Benefit (Rs.)
SonyLiv Activation Benefit* 999
Movie spends at Paytm 200 2400
Food ordering at Swiggy 480 5760
Online shopping at AJIO2 2400
Fuel Spends3 30 360
Domestic Airport Lounge Access4 2000
SonyLiv Renewal Benefit3 999
EDGE Rewards 150 1800
Total Benefits (Year1) 15719
Total Benefit (Year2 onwards) 15719
Annual benefits as a percentage of spends 10.5%
*Applicable for first year only

Source: "shubhzzz" from DD.

Screenshot after I entered all the details and it showed ₹0 for My Zone and Indian Oil cards:

 

[Rohith_Kumar_Sp]

So did you get any update as it's been almost 72 hours now?

Nope. In tracker it's at eligibility check Stage.

 

[suhasa010]

So today i got this in mail

Check if the new card shows up in mobile app.

 

[Rohith_Kumar_Sp]

Check if the new card shows up in mobile app.

Nope, it only shows axis ace card

 

[BeingIncog]

Me wants but there are restrictions on me for getting credit cards. LoL.

 

[Ehtasham_123]

The situation was different with me. I was holding the then Axis Buzz Credit card, which was later upgraded to Flipkart Axis, introduced later. Thus, my first Axis credit card can be said Flipkart Axis Credit Card. I was also holding SB Account there. But later, when I applied for Axis Ace and subsequently My Zone (LTF), no physical verification, only tele-verification.

 

[Rohith_Kumar_Sp]

It's been like 15 days since I applied for the card. I got a message saying on July 4th saying I'll get to know in 3-4 working days. It's already 11th..how slow is axis.

 

[Rohith_Kumar_Sp]

Update. It has shown up on my axis app. There's one more card below axis ace and it says setup IOCL card by tapping unbox, I can't take Screencaps. So my card got approved I guess.

When I press unbox it says

Status not available

Unable to fetch delivery information

Received the card? Enter activation code

 

[paresh22]

Update. It has shown up on my axis app. There's one more card below axis ace and it says setup IOCL card by tapping unbox, I can't take Screencaps. So my card got approved I guess.

When I press unbox it says

Status not available

Unable to fetch delivery information

Received the card? Enter activation code

Yes this mean your card got approved. You now need to wait delivery of card to know activation code.

 

[Rohith_Kumar_Sp]

Yes this mean your card got approved. You now need to wait delivery of card to know activation code.

Yup they also increased my limit of my axis ace from 1.7L to 2.82

 

[paresh22]

Yup they also increased my limit of my axis ace from 1.7L to 2.82

Yes most cases it happens, second Axis card comes with increased credit limit.

 

[avinash2711]

Hi can anyone tell me if I can convert the Axis Flipkart into Axis IOCL LTF ?

 

[Rohith_Kumar_Sp]

Finally got my card delivered after 19 days

 

[Rohith_Kumar_Sp]

IOCL Spends 20 Points/100 INR (4%) Maximum Cap-1000 Points and for Online Spends 5 Points/100 INR (1%) and Offline Spends 1 Point/100 INR (0.2%).

Yes you will get reward point for UPI spends also.

You will only get max 1000 points in a calendar month, so use this card only for Rs. 5000 in a calendar month. There is also a 1% fuel surcharge reversal capping of Rs. 50 per billing cycle.

Ok, I was just thinking, you're getting 4% as reward points. It not 4% cb, how much is edge points worth?

1000*4% would be 200 cb but since this is reward points that gives 20 per 100 spent,

I would be getting 1000*4% = 200 reward points

How much is 200 reward points? I read 1 points is 0.20, that would mean I'll be getting

1000*4%rp*0.20 = 8 rupees?

That means you'll actually be getting 0.8% cb fuel spends, not even 1%, wtf?

I got bamboozled. I thought 4% cb

 

[srichaitanya]

Ok, I was just thinking, you're getting 4% as reward points. It not 4% cb, how much is edge points worth?

1000*4% would be 200 cb but since this is reward points that gives 20 per 100 spent,

I would be getting 1000*4% = 200 reward points

How much is 200 reward points? I read 1 points is 0.20, that would mean I'll be getting

1000*4%rp*0.20 = 8 rupees?

That means you'll actually be getting 0.8% cb fuel spends, not even 1%, wtf?

I got bamboozled. I thought 4% cb

your calculations are wrong.

You will get 1000 reward points on spends of Rs. 5000

1000 reward points is equal to 200 rupees which is 4% out of 5000 spent.

 

[Rohith_Kumar_Sp]

your calculations are wrong.

You will get 1000 reward points on spends of Rs. 5000

1000 reward points is equal to 200 rupees which is 4% out of 5000 spent.

For 1000 I got 200 point, for 500 I got 100 points

Tell me how much 200 edge reward points is worth? 0.20? That means you get 8 rupees, equated to 1000 spent 200 points 8 rupees = 0.8% of 1000.

500*4% = 100 Points
1000*4% = 200 Points
The max is 5000*4%=1000 poitns

Meaning you'll only get 5000*0.8=40 rupees max per month. That's abysmal.

If I'm wrong. Tell me how much is 1 edge reward point worth? You ain't getting 200 rupees for 5000.

For that you have to spend 25000, and monthly cap is 5000 rupees.

Edit also if 1000 points is 200 rupees, that means, you're multiply 1000*20%

 

[srichaitanya]

For 1000 I got 200 point, for 500 I got 100 points

Tell me how much 200 edge reward points is worth? 0.20? That means you get 8 rupees, equated to 1000 spent 200 points 8 rupees = 0.8% of 1000.

500*4% = 100 Points
1000*4% = 200 Points
The max is 5000*4%=1000 poitns

Meaning you'll only get 5000*0.8=40 rupees max per month. That's abysmal.

If I'm wrong. Tell me how much is 1 edge reward point worth? You ain't getting 200 rupees for 5000.

For that you have to spend 25000, and monthly cap is 5000 rupees.

Edit also if 1000 points is 200 rupees, that means, you're multiply 1000*20%

Dude, do you know math at all? Don't get me wrong. Do you own this card ?

I own this card and using this card for 5000 fuel spends every month and getting rewards. Already redeemed 1000 rupees for 25000 spends in last 5 months.

For 5000 fuel spends. You will get 1000 edge reward points. 1 ER = 0.2 Rupees.

1000*0.2 = 200 rupees for 5000 spent which is 4% CB on 5000.

You are multiplying reward points by 4% which is wrong. Each reward point transfer ratio is 5:1 which is 20%.

 

[avinash2711]

For 1000 I got 200 point, for 500 I got 100 points

Tell me how much 200 edge reward points is worth? 0.20? That means you get 8 rupees, equated to 1000 spent 200 points 8 rupees = 0.8% of 1000.

500*4% = 100 Points
1000*4% = 200 Points
The max is 5000*4%=1000 poitns

Meaning you'll only get 5000*0.8=40 rupees max per month. That's abysmal.

If I'm wrong. Tell me how much is 1 edge reward point worth? You ain't getting 200 rupees for 5000.

For that you have to spend 25000, and monthly cap is 5000 rupees.

Edit also if 1000 points is 200 rupees, that means, you're multiply 1000*20%

For 1000 u got 200 points
Each point is with worth 0.2 rupees
So 40 rupees
So 4% .Am I missing something?

 

[James]

4

Ok, I was just thinking, you're getting 4% as reward points. It not 4% cb, how much is edge points worth?

1000*4% would be 200 cb but since this is reward points that gives 20 per 100 spent,

I would be getting 1000*4% = 200 reward points

How much is 200 reward points? I read 1 points is 0.20, that would mean I'll be getting

1000*4%rp*0.20 = 8 rupees?

That means you'll actually be getting 0.8% cb fuel spends, not even 1%, wtf?

I got bamboozled. I thought 4% cb

4% as cashback. Not 4% reward points. You'll get 20 reward points per 100

 

[Rohith_Kumar_Sp]

Already redeemed 1000 rupees for 25000 spends in last 5 months.

Can you redeem the points for cash or AGV voucher like hdfc?

 

[4uziaul]

Can you redeem the points for cash or AGV voucher like hdfc?

In short, yes.