Axis My Zone Credit Card (Also Indian Oil Rupay Card) Lifetime Free Offer Currently Live

[suhasa010]

Apply Here

Fees and Charges - https://www.axisbank.com/retail/cards/credit-card/my-zone-credit-card/fees-charges

Confirm before applying
As not available on all channels

Get Lifetime Free Axis My Zone Credit Card

The value chart for My Zone Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth Rs.15500 using your MYZONE Credit Card annually.

Details Monthly Benefit (Rs.) Annual Benefit (Rs.)
SonyLiv Activation Benefit* 999
Movie spends at Paytm 200 2400
Food ordering at Swiggy 480 5760
Online shopping at AJIO2 2400
Fuel Spends3 30 360
Domestic Airport Lounge Access4 2000
SonyLiv Renewal Benefit3 999
EDGE Rewards 150 1800
Total Benefits (Year1) 15719
Total Benefit (Year2 onwards) 15719
Annual benefits as a percentage of spends 10.5%
*Applicable for first year only

Source: "shubhzzz" from DD.

Screenshot after I entered all the details and it showed ₹0 for My Zone and Indian Oil cards:

 

[Deepak_Shetty]

As per them maximum 3. But in my case SBI Credit card sales department have included closed card also due to technical issue. So my application got rejected 3 times. After continue follow-up, next application got approved.

Currently I have 2 active SBI Credit cards

 

[suhasa010]

Your Credit Card application for Axis Bank My Zone Credit Card with reference no has been declined. Pls call 18604195555 if you did not apply-Axis Bank

🙄

 

[bossman]

🙄

I also had my process same as yours.
Chose Existing customer,
Agent came next day for physical verification. As I had chosen existing customer but didn't had savings ac, he created new application.
Let's see what they do with my application.

 

[bossman]

For anyone applying, don't choose Existing customer if you don't have savings account.
Else, during physical verification, agent will have to start new application.

 

[4uziaul]

I also had my process same as yours.
Chose Existing customer,
Agent came next day for physical verification. As I had chosen existing customer but didn't had savings ac, he created new application.
Let's see what they do with my application.

So, the agent informed you that this is a fresh application and your old application will be deleted?

 

[BUDHRAJ]

for me it is in 2nd step - eligibility check

16 - applied
17- eligibility check

not update after that

still no update for me, still on 2nd stage..

anyone got approval ? (except people who got same day or instant approval)

 

[BeingPramod]

still no update for me, still on 2nd stage..

anyone got approval ? (except people who got same day or instant approval)

No one I guess, For me, also Applied the 17th, and 20 eligibility checks after no further updates. CIBIL hit happened on 17th June only.
PS- Already having 2 paid axis cards(Airtel& ACE)

 

[tappukepapa]

Got rejected for Axis myzone in feb 2023, now applied for Axis Iocl. As per cooling period suggested by members.

 

[KingAAR]

Got rejected for Axis myzone in feb 2023, now applied for Axis Iocl. As per cooling period suggested by members.

many said the cooling period will be for same card, you can apply iOCL even on the next day you applied for myZone

 

[Jhon Anand]

many said the cooling period will be for same card, you can apply iOCL even on the next day you applied for myZone

It's 3 months for any card and 6 months for same card in axis if I remember correctly.

 

[4uziaul]

It's 3 months for any card and 6 months for same card in axis if I remember correctly.

Read this post and it will be clearer

Post in thread 'Axis My Zone Credit Card (Also Indian Oil Rupay Card) Lifetime Free Offer Currently Live' https://www.technofino.in/community...e-free-offer-currently-live.13914/post-242222

I am promoting my own post now 🤣

 

[jack333]

It's 3 months for any card and 6 months for same card in axis if I remember correctly.

There is no Cool down for offline applications. Many people closed chargeable flipkart and got LTF flipkart when the offer was running in the same month. I myself got 3rd and 4th card within a month offline

 

[BUDHRAJ]

still no update for me, still on 2nd stage..

anyone got approval ? (except people who got same day or instant approval)

So finally my card is approved (rupay varient) and that is with limit around 2,50,000
Status still shows pending but in app it is showing new card and combined limit.
Finally out of 15k club after 1.5-2years.

Applied as existing customer as i hold saving ac and credit card, after that only 1 verification call on the day of application and nothing else..

Where many banks providing instant approval, axis is really bad in timeframe of application.

 

[Rohith_Kumar_Sp]

Can anyone tell me which is better? I can see the offer on amazon and axis app as LTF, is the my zone better or the fuel one? Current I have Axis ace /hdfc millennia/ and apay

 

[Rkr]

Can anyone tell me which is better? I can see the offer on amazon and axis app as LTF, is the my zone better or the fuel one? Current I have Axis ace /hdfc millennia/ and apay

If you already have RUPAY CC in your portfolio then take MYZONE else go for Indian oil axis fuel card as it is issued only on Rupay Platform as of now.

 

[Rohith_Kumar_Sp]

If you already have RUPAY CC in your portfolio then take MYZONE else go for Indian oil axis fuel card as it is issued only on Rupay Platform as of now.

I don't have Rupay, didn't get tats nue LTF, so didn't apply. How does oil cads work? Will you get points for upi payments? How much is one point worth? Also OK confused about this card is 4% on fuel. They say you'll get 20 points for 100 rupees spent on fuel. In annual chart they show 48,000 feul annually, you'll get 1920 cb back.

 

[Rkr]

I don't have Rupay, didn't get tats nue LTF, so didn't apply. How does oil cads work? Will you get points for upi payments? How much is one point worth? Also OK confused about this card is 4% on fuel. They say you'll get 20 points for 100 rupees spent on fuel. In annual chart they show 48,000 feul annually, you'll get 1920 cb back.

IOCL Spends 20 Points/100 INR (4%) Maximum Cap-1000 Points and for Online Spends 5 Points/100 INR (1%) and Offline Spends 1 Point/100 INR (0.2%).

Yes you will get reward point for UPI spends also.

 

[Deepak_Shetty]

IOCL Spends20 Points / 100 INR (4%) Maximum Cap-1000 Points and for
Online Spends5 Points / 100 INR (1%) and
Offline Spends1 Point / 100 INR (0.2%).

Yes you will get reward point for UPI spends also.

UPI spends will give 1 RP/100 Rs. That is 0.2 Rs which is too less.

 

[Rohith_Kumar_Sp]

IOCL Spends 20 Points/100 INR (4%) Maximum Cap-1000 Points and for Online Spends 5 Points/100 INR (1%) and Offline Spends 1 Point/100 INR (0.2%).

Yes you will get reward point for UPI spends also.

I've heard too much horrors of this card. Idk who to trust.




Also

20 reward points (4%~) on every 100 spent and this will only applicable for 5000 monthly spent

so if i spend say 20000 rs a month on fuel...then also max cashback is 200 only ?

 

[srichaitanya]

I've heard too much horrors of this card. Idk who to trust.




Also

20 reward points (4%~) on every 100 spent and this will only applicable for 5000 monthly spent

so if i spend say 20000 rs a month on fuel...then also max cashback is 200 only ?

You will only get max 1000 points in a calendar month, so use this card only for Rs. 5000 in a calendar month. There is also a 1% fuel surcharge reversal capping of Rs. 50 per billing cycle.