Axis low limit. Should I cancel and apply again?

[telescope]

I have flipkart axis cc since ~3 years now. This card I got when I didn't have any savings account with axis. The limit is very low around 20k. My other cards limit are in lakhs.

I have used this card a lot and also always paid bills on time. Limit was never increased.

Recently opened axis savings account and in netbanking I can see pre-approved offers, but, it is showing that limit would be shared with existing cc.

What should I do now? If I cancel existing cc and apply again after some time, will I get better limit?

Also, pre-approved cards are not LTF, whereas same cards are being offered LTF on their website.

I want to get rid of flipkart axis because of high annual fee waiver criteria. I want a card with higher limit and also LTF.

Please suggest. Thanks

 

[vega]

You should have said V-KYC agent's name in favourite animal question.

If I had, I wouldn't have gotten it within 4 hrs. Went to sleep just after vKYC, when woke up around 9 AM, saw the approval message, then opened Myntra, and yes it was there.

 

[Deleted member 21942]

If I had, I wouldn't have gotten it within 4 hrs. Went to sleep just after vKYC, when woke up around 9 AM, saw the approval message, then opened Myntra, and yes it was there.

Congratulations for your new Myntra credit card 🙂

 

[aayusharyan]

Congratulations for your new Myntra credit card 🙂

Anyone able to get it as LTF?

 

[vega]

Anyone able to get it as LTF?

Well this year is FYF, so better if we try converting LTF next year before renewal.

 

[Deleted member 21942]

Anyone able to get it as LTF?

Nope not yet as far as I know but may come as LTF for a limited time during financial year ending in Feb-March month.

 

[Deleted member 21942]

If I had, I wouldn't have gotten it within 4 hrs. Went to sleep just after vKYC, when woke up around 9 AM, saw the approval message, then opened Myntra, and yes it was there.

Is this your first Kotak CC or you already have a credit card from Kotak?

 

[aayusharyan]

Well this year is FYF, so better if we try converting LTF next year before renewal.

Nope not yet as far as I know but may come as LTF for a limited time during financial year ending in Feb-March month.

Yeah, yes. I will keep an eye out for this card offers as LTF. will try to apply then... LTF for Life. 🤣

 

[Deleted member 21942]

Yeah, yes. I will keep an eye out for this card offers as LTF. will try to apply then... LTF for Life. 🤣

LTF always rocks in CC portfolio unless someone is a very high spender and has super premium credit cards. #LTFGang

 

[vega]

Is this your first Kotak CC or you already have a credit card from Kotak?

First.
I have been Myntra Insider since 2018. So, that night on the payment page, Myntra was suggesting me take it, and therefore I went ahead and took it.

 

[Deleted member 21942]

First.
I have been Myntra Insider since 2018. So, that night on the payment page, Myntra was suggesting me take it, and therefore I went ahead and took it.

I was Myntra Insider a few years back and now I am Myntra Outsider.

 

[vega]

I was Myntra Insider a few years back and now I am Myntra Outsider.

how did this happen?

 

[Deleted member 21942]

how did this happen?

I have stopped shopping from Myntra.

 

[aayusharyan]

I have stopped shopping from Myntra.

Now only local market, instant cashback. No points, direct bill discount. /s

 

[vega]

Yeah, yes. I will keep an eye out for this card offers as LTF. will try to apply then... LTF for Life. 🤣

Does Axis IOCL rupay provide instant discount during sale?

 

[Deleted member 21942]

Now only local market, instant cashback. No points, direct bill discount. /s

Now having multiple credit cards so wherever I get bank offers or better deals either offline or online, I shop from there.

 

[aayusharyan]

Does Axis IOCL rupay provide instant discount during sale?

lol, I don't have IOCL, I only have Neo and FK. Both LTF. 😉

 

[Deleted member 21942]

Does Axis IOCL rupay provide instant discount during sale?

Yes it is eligible for Axis bank instant discount offers.

 

[sharma]

Application still pending. Meanwhile C1 number got changed to MLP

I'm able to see one application number with MLP from August 2023 but I haven't applied anything in recent time for axis.
Can someone tell me why this is being shown.

 

[telescope]

I'm able to see one application number with MLP from August 2023 but I haven't applied anything in recent time for axis.
Can someone tell me why this is being shown.

Same was showing for me without applying anything. After few weeks that disappeared. Axis works in funny ways.

 

[sharma]

Same was showing for me without applying anything. After few weeks that disappeared. Axis works in funny ways.

But from 3 months I'm seeing this.
Do you know for what reason this is being shown??