AU SFB pre-approved CC.

[DarthYoda]

I'm getting this pre approved offer from last 2 months but on what's app I'm getting the same msg with same limit but with Altura CC.

Cibil hit will be done or not?
Does it require income docs?
Should i take this offer or should i wait for better offer/limit ?
Also in future can i get upgrade offer for better cards in AU bank if i accept this?

Thanks in advance.

 

[P B R G]

If you have other higher limit cards then you can try AU swipe up method .

 

[shrewdoc]

Check the mailer address. Most of the time, it'll be spam.

 

[DarthYoda]

If you have other higher limit cards then you can try AU swipe up method .

How much limit is required to get decent card?

 

[DarthYoda]

Check the mailer address. Most of the time, it'll be spam.

credit_cards@connect.aubank.in
This.

 

[pradeepG]

do you have any other relationship with AU?
if yes, then how long?

also update on what you did and what happened?

 

[DarthYoda]

Just

do you have any other relationship with AU?
if yes, then how long?

also update on what you did and what happened?

Digital Savings account mab was around 2k maybe and usage was only for bills n some offers on dc. 6-7 months old but I'm getting this offers since 2-3 months.
Haven't applied for it yet, searching on forum a lil bit if i should wait or take it.

 

[DarthYoda]

@deep@vie if i wait do i get better cc offer, currently I'm getting altura on whatsapp and Lit on mails both 30k limit.
TIA

 

[deep@vie]

I'm getting this pre approved offer from last 2 months but on what's app I'm getting the same msg with same limit but with Altura CC.

Cibil hit will be done or not?
Does it require income docs?
Should i take this offer or should i wait for better offer/limit ?
Also in future can i get upgrade offer for better cards in AU bank if i accept this?

Thanks in advance.

Which cards you currently hold & limit?

 

[DarthYoda]

Which cards you currently hold & limit?

Kotak league and One Card 20k limit, 7 and 6 months old.

 

[deep@vie]

Kotak league and One Card 20k limit, 7 and 6 months old.

Ask kotak for LE

 

[DarthYoda]

Ask kotak for LE

Yes I'll try that also but should i take AU's offer, or they'll provide better offer if one does not take it the first time?

 

[deep@vie]

Yes I'll try that also but should i take AU's offer, or they'll provide better offer if one does not take it the first time?

Do get Kotak LE,then we'll discuss,till then put it on hold

 

[DarthYoda]

Do get Kotak LE,then we'll discuss,till then put it on hold

Okay I'll put it on hold.
I just got kotak LE but i read here that kotak will give increased LE if we don't take, so was waiting now.
Also i dont have itr as of now and I'm self employed.

 

[tappukepapa]

Check in AU app, pre-approved offers section. Which card is showing there?. Then apply via there.​

 

[DarthYoda]

​

Check in AU app, pre-approved offers section. Which card is showing there?. Then apply via there.​

Instant pre approved credit card limit ₹30000, no variant in pre approved section.

 

[tappukepapa]

Instant pre approved credit card limit ₹30000, no variant in pre approved section.

Ask via Customer care then.

 

[DarthYoda]

Ask via Customer care then.

Main concern is should i take it or wait but no clear answer, as i heard that hdfc definitely gives better card offers if we don't accept.

 

[tappukepapa]

Main concern is should i take it or wait but no clear answer, as i heard that hdfc definitely gives better card offers if we don't accept.

Take, what they are giving. It's AU bank not HDFC. Use it roughly, you might see limit enhancement later. Limits on your existing cards are 20k, so it's better than them.

 

[DarthYoda]

Update - Now, I'm getting 45k limit in pre approved section since 15 days.
So for 2 months 30k limit after 1 month increased to 45k
Should i wait more or take it?