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AU LIT Customizable Features
- Thread starter krishc
- Start date
Abhishek20
TF Premier
Is this eligible and useful for wallet loads?
For eg. If I buy the 5% additional cashback and 10X online rewards for a total of (299+299 + GST = 705).
Now, I do a paytm wallet reload of 10000 with fees for a total 10235 each month for 3 months.
Total spent over 3 months = 705+235*3 = 1410
Each month: I would get 5% cashback of 500 and 10X rewards worth 200
Total earned over 3 months = 700*3 = 2100.
Profit = 690 excluding any additional returns on cc repayment. Even just considering the 5% additional cashback seem to be profitable. Is this correct or am I missing something?
For eg. If I buy the 5% additional cashback and 10X online rewards for a total of (299+299 + GST = 705).
Now, I do a paytm wallet reload of 10000 with fees for a total 10235 each month for 3 months.
Total spent over 3 months = 705+235*3 = 1410
Each month: I would get 5% cashback of 500 and 10X rewards worth 200
Total earned over 3 months = 700*3 = 2100.
Profit = 690 excluding any additional returns on cc repayment. Even just considering the 5% additional cashback seem to be profitable. Is this correct or am I missing something?
Last edited:
Like 5% additional CB (7.5k spends), Amazon Prime (10k), Zee5 (5k), Cult (20k)
If the spends requirement is not met, further membership charges will be billed in your credit card statement.
Source : https://www.aubank.in/lit-terms-and-conditions
Btw TimesPrime gives 45 days membership codes for free
By spends based milestone, he meant that all these features need minimum spends to unlock the features, else penalty/zero CB
steiner03
TF Select
Yeah, but once. I thought i could use this to get cult fit for cheap continuously.
steiner03
TF Select
A good gym membership costs around 1.5k per month approx. Even if you take 1k per month. We get a good 15% value back.
Correct me if i am wrong.
I think you should check this
RuPay Select Wellness Credit Card Benefits & How To Claim Benefits
If you are a RuPay Select credit card cardholder, setup your RuPay account and enjoy amazing benefits. Make sure you have RuPay select credit card issued by Canara Bank, Indian Bank, Union Bank Of India Or PNB. Link - https://www.rupay.co.in/select-booking Benefits - 1. Spa Services -...
www.technofino.in
This is virtual membership (cultpass.live/home) which costs much less than normal gym memberships
steiner03
TF Select
Yeah, I saw this. But it only gives 1 month per year.I think you should check this
RuPay Select Wellness Credit Card Benefits & How To Claim Benefits
If you are a RuPay Select credit card cardholder, setup your RuPay account and enjoy amazing benefits. Make sure you have RuPay select credit card issued by Canara Bank, Indian Bank, Union Bank Of India Or PNB. Link - https://www.rupay.co.in/select-booking Benefits - 1. Spa Services -...
steiner03
TF Select
Cult.fit and Cult.live are different. It's mentioned in the feature that it's cult.fit.
Check Feature Details in this screenshot : https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-347991
steiner03
TF Select
Wow, good deception. In that case, it's useless.
Abhishek20
TF Premier
They haven't mentioned any specific PoS so it should be applicable. Only rent, fuel, insurance & withdrawal transactions are not appliable.
Did you try? I have AU LIT for and year and I don’t really use it other than occasional bigbasket instant discounts.
Paytm is showing 2.35% charges for loading and 2.35% cashback in fuel wallet upto 300 thrice in a month. Plus I’ve got 150 in AU wallet so effectively 2% cashback and 10x reward will only cost me 555 inclusive of GST.
SunnyM
TF Premier
Just received this .
It can only be used to activate cashback features. 5% cashback is already activated on my card for next two months. Should I activate 10x reward points on online transactions worth 299/- as well? It will cost me only 199/- as 100 will be adjusted from wallet. Is it worth it?
It can only be used to activate cashback features. 5% cashback is already activated on my card for next two months. Should I activate 10x reward points on online transactions worth 299/- as well? It will cost me only 199/- as 100 will be adjusted from wallet. Is it worth it?
SunnyM
TF Premier
I have to pay school fees 54000 for my son in October. It is through online portal of the school. That's the only main expense till dec atleast at the moment.
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