icici lombard says it stops at 60 since they are the provider of this policy .please confirm1) Correct, bank has confirmed the same. It will continue after 60. Only condition is that if you close the ICICI savings account then policy cannot be renewed.
2) ICICI has discontinued policy less then 25L. 25L is minimum.
3) For modern surgeries, capping is 50% off the SI. This is still better then other policies which cap to base SI as this 25L policy is cheaper then 10L policy.
4) If you are under 35, the policy is practically free when you consider the extensive free health check up included. Health check up with most other policies does not include radiology.
When it comes to insurance IRDAI is the regulator.icici lombard says it stops at 60 since they are the provider of this policy .please confirm
I undestand that it's been long, however, would it be possible for you to make these links working again or re upload and share? TIASo, I wanted to take a health insurance and decided to check policies and premiums. The huge difference is making my mind go nuts. what am I missing?
Policy 1: ICICI Lombard Health Shield 360, 50 Lakh health cover for 1 Adult is 7,123 rupees.
https://1drv.ms/b/s!Aj-KtmxrLYJ1jRc6CiDpMnqF52fH?e=0X7cxT
Policy 2: HDFC Ergo Optima Secure, 50 Lakh cover for 1 adult is 69044 rupees.
https://1drv.ms/b/s!Aj-KtmxrLYJ1jRgMULZF5jwu2WPT?e=3ZmYmo
The difference in premium is too much. Anyone else came across the same ?