0 AMB ICICI Account (Privilege Banking program)

[vijay.vj]

Anyone with ICICI credit card with minimum 4L credit limit can get privilege account which has a MAB of 1L at 0 MAB.
Given the way ICICI is generous with its credit limit enhancements, its kinda very easy to get this limit.

If you are existing ICICI savings account holder, you can fill upgrade form & enjoy the benefits.
If you don't have savings account, you can open any basic account & fill in upgrade account form.

Privilege Banking Program - ICICI Bank

As an ICICI Bank Privilege Banking member, you get to enjoy a range of banking, pricing, investment and special benefits, which you can even extend to your family.

www.icicibank.com

Not much of benefits, apart from LTF platinum debit card & family banking program.
And BMS 2+2 on family debit card

 

[sidp]

With privilege banking, are chances of getting sapphiro LTF higher?

No. You would need wealth. Even then it's not a guarantee.

 

[Vasuki]

With privilege banking, are chances of getting sapphiro LTF higher?

Even with WEALTH banking or wealth private no one can guarantee the ltf status of any card.

What's your limit & other card

 

[AllThatStuff]

What was the process

explain in detail

Nothing much…actually few months back I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last month onwards I started getting calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They then reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was denied by me. Finally he offered the account for 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

 

[Shubham Yadav]

Nothing much…actually few months I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last onwards onwards I started receiving calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They they reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended up there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was clearly denied by me. Finally he offered me 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

You gave me negotiation ideas

BTW thanks for your detailed answer

 

[Shubham Yadav]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

 

[NShah]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

Rupay platinum dc le sakto

 

[Vasuki]

@NShah

ICICI k DC rewarding krwao yrr

phir account khole

Agle Janam mohe icici na kijo

 

[Shubham Yadav]

Agle Janam mohe icici na kijo

are toh doc maal toh iss janam mai chapna h

 

[Shubham Yadav]

Rupay platinum dc le sakto

are jab rupa plat NSDL se mil jayega toh icici mai 5 LAkh ki baat krna kya matlab

aisa DC banwao ki sidha 2% cashback

kaam se kaam wealth management mai de deta

 

[realjayt]

Even with WEALTH banking or wealth private no one can guarantee the ltf status of any card.

What's your limit & other card

4.6 on APAY and 4.2 on coral

 

[NShah]

are jab rupa plat NSDL se mil jayega toh icici mai 5 LAkh ki baat krna kya matlab

aisa DC banwao ki sidha 2% cashback

kaam se kaam wealth management mai de deta

bhaiyaji isliye to hum bol rahe hai ki icici ka account open karke kuchho fyada nahi hai

 

[Vasuki]

are toh doc maal toh iss janam mai chapna h

Thk h vai chaapo

Join my teligrum ka link chahiye

 

[Vasuki]

4.6 on APAY and 4.2 on coral

You will get offers dw..
Plus shappiro or any other cc in icici isn't worth the hassle ..

 

[TheTrickySid]

Nothing much…actually few months back I visited a newly launched branch in my location for opening of Wealth account…but it didn’t go well, and the chapter was closed there.

Since it was a cashless branch…they were not getting much customers. So, last month onwards I started getting calls from branch for opening of Wealth account with reduced MAB. Initially they offered Wealth account for 3L IP & 1L MAB which I clearly denied. They then reduced the MAB to 50k to which I said I want an 0MAB as ICICI doesn’t have to offer much. I compared with HDFC Savings Max a/c features. Things ended there.

Then again last week I was offered 0MAB Privilege account with 5L IP, which was to be kept for 1 month. This again was denied by me. Finally he offered the account for 1L IP & pleaded me to keep it till 30th April.
Initially I denied this too…but then seeing the efforts put by the guy I gave in.

Process after that was very smooth…guy came to my plant gate and completed the formalities & account was active same evening!!

Which branch is this??
Also do you think other cashless branches would be having a same scheme??
How to identify which branch is cashless??

 

[ritwik2000]

do we need to maintain 1 lkh ?

 

[its_karan]

bus aise puch raha tha

Pehele ek baar open krwa k close krwa chuka hu ☠️ ☠️

 

[Shubham Yadav]

do we need to maintain 1 lkh ?

no need to maintain

if we need to maintain than this thread end

 

[Vasuki]

do we need to maintain 1 lkh ?

Previlage is a banking program not account

 

[sidp]

Bichare Bhai ko Kyun ghused rahe ho? Woh toh Brahmachari Hai. Eid me b kuch release nahi kya. Bache ki Jaan loge kya?

 

[finforgo]

I have Wealth variant is this somehow better?