limit enhancement

Hi Team, I have been using my DCB Plastic LTF for last 3 years. It was having around 6L limit. But in last September 2023, my credit card limit got reduced to 1.7L due to the transactions I made from single merchant. each tranx about 1L ... 4-5 such transactions in a month.. and then pay bill...

I don't know if it'll be helpful to many people. But I'm still posting my ICICI CC journey here, in case anyone gains something. Happy to answer any and all questions in comments. Chronology - 2019: First CC. Regalia First in 2019 April. Limit - 4L based on 60k salary (WITCH company) 2019...

Anyone with 2 or more card has received LE from HDFC, if yes , please share your utilization , place where you spend , card in which you spend, and card in which you got LE. I have not got LE for the last 3 years. Have 3 cards.my spends are around1 lak on infinia.

Hi guys, Surprisingly today I got LE for my HDFC MoneyBack card after 1 year from 1.5 - 1.8L. Check yours!

one of my cousin have so many credit cards and he do lots of transaction daily from them he give people as a loan from his cards and he have tons of website where he use cards and he just 20 years old and he show he's CC people and show off and he is like so fekku chand and he have 50 to 60 lakh...

I had applied for the sbi credit but today I received the message in WhatsApp that credit limit of credit card is 40k(tentative). Will I get 40k limit in my sbi card if approved? I have other cards with more than 2L+ limit . So what should I do any idea?

Hello all, I finally got my BOB Premier card upgraded to BOB Eterna LTF. Total 18 Email conversations over the last 15 weeks. I had a limit of 1.5L with BOB Premier, had a long long conversation, and sent upgrade forms. What worked for me was, that I once asked them what if I upgraded to BOB...

I had recently applied for MRCC credit card and the card got delivered today. The limit is very low i.e. 50k. All my other cards have decent limit and few cards having limit of 3.85L. My monthly salary is 4x my limit provided, not sure how they judge the limit Should I activate card or just...

Currently i have Axis, Kotak & SbI credit card Axis Select: 1 lakh ( free with burgundy) Kotak Myntra: 1.3 lakh Sbi CashBack : 90k limit Uses is around 30k per month & few EmI on SBI cashback. My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit...

Greetings Team These are the CCs I hold with the date on which I received them 1. ICICI Amazon Pay - Received in August 2019 - Current Limit: 25k 2. Citibank Rewards - Received in September 2019 - Current Limit: 1.68L 3. ICICI Sapphiro - Received Pre-Approved LTF on 29th Sep 2023 - Current...

Received this message as shown in the attachment. My doubts are: 1. Is it legit? 2. CIBIL hit? 3. Rejection chances? I had a fight with the RBL app development team on Jan 4, 2024; after the app update did not work on my OnePlus 8T device. I asked them how they rolled out the update without...

Got amex limit enhancement message This is first time I got the message having card from last 6 yrs Taken two LE by calling them. Previously Offer increase to 4.10L from 2.95L

Recently I visited a branch with a great Imperia RM whom I inquired for credit card upgrade, he told me that I am currently Band 3 and should aim to reach Band 5 so I can get more offers for Limit Increase/Upgrade. Does anyone have any tips for both HDFC Card LE/Upgrade (I have Millennia with...

Just out of curiosity does anyone know what type of card you get when One Card expires metal or plastic. Also if anyone can help with limit increase as I got LE after 1 year 8 months from 15k to 25k and considering my best card this limit is very less. PS. This is a non Secured card. So FD...

HDFC Bank offering limit enhancement to their existing credit card customers. Check your Offer just by clicking on this link- https://applyonline.hdfcbank.com/credit-cards/credit-card-limit-enhancement-form.html?icid=website_organic:ccservices#nbb Credit Card Upgrade Offer Link...

Do HDFC Bank offers pre approved ltf regalia cc to preferred customers? I have no income

Hi Everyone, I am from Pune I'm self employed I have three cards namely One Card, Kotak Myntra and HDFC Neu. The limit is 20k for One Card and Kotak and 40k for HDFC Neu I wanted to know what should be done with regards to practices to secure a better limit on these cards. Also, of these...

Hi there, Do you think banks have some tricks for limit enhancement in CC, some banks providing easy limit enhancement to their card holders,can anyone share me the how limit enhancement work in similar banks axis bank, Union bank, kotak bank or etc...

Recently, I emailed SBI for LE on my Cashback card. Current LE is Rs 95,000. For this, I send my last 3 months salary slip + bank statement. However my company pays my salary to my personal savings account + some amount to sodexo card. It is like this: Assume My net pay is Rs. 1,00,000. The...

I need to make an international payment for exam registration of around ~1 Lakh rupees. The vendor only supports credit card payments at this time. I have a SBI cashback card with limit of Rs. 61,000, Kotak league platinum with limit of Rs 38,000 and IDFC millennia credit card of Rs. 25,000...