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  1. I

    Cred Cash vs IDFC First money vs HDFC Personal Loan

    Hi Team, I see cred cash is at 11.49% then idfc first money is at 13% with reducing interest rate and hdfc personal loan at 11.25% and hdfc also giving loan credit card at 11.04( but for interest we need to pay gst of 18% so not worth) I m looking for a personal loan of 5 to 10 L Both cred...
  2. aam.aadmi

    Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card

    Hi Customer, We miss having you around! So, here's something special, just for you!🎉 Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card 💳 Hurry! Don't wait! Limited period offer, valid from 1st to 31st January 2025 only. Know more Always you FIRST IDFC...
  3. itsme.sumit

    How to Get a IDFC core credit card after opting IDFC cobranded ones initially.

    So I had opted for idfc power plus credit card while i made my first IDFC credit card application back in april 2024. Currently I'm holding idfc power plus and IDFC mayura credit card(merged limit) but now i want a core varient of IDFC credit card like the millenia or select which were offered...
  4. K

    IDFC CREDIT CARD - close or keep in drawer

    I have got IDFC SELECT credit card on 10 January and within one week its devalued. I thought of using the railway lounge access but IDFC don't care. I have no idea what I will do with 1.6 Lakh credit limit. I found more frustrating thing about IDFC Select Card even though Lifetime free. Reward...
  5. Aravind P

    IDFC Vistara Points and milestone voucher not received for this month statement.

    Hello Technofino members, this year my IDFC statement is generated but points and premium economy voucher is not credited in Air India Account. In statement received in email of IDFC I can see points and premium voucher unlocked. Anybody else faced the same?
  6. M

    IDFC Flight Cancellation claim

    Hi, Did anyone availed the 10k CFAR claim provided by IDFC on flight Cancellation?
  7. Sobirvs

    IDFC Violating RBI/IT Rules for PAN AADHAR linkage

    I have a wealth account and I wanted my brother and dad to have an account aswell under family banking. IDFC keeps giving error online and offline KYC for opening account. Upon checking with the bank, they say pan aadhar linkage is mandatory. But residents of few states are not required for...
  8. T

    IDFC Credit card further devaluation

    Bought IDFC card only for railway lounge access,But that too need a minimum spend
  9. H

    IDFC FIRST Bank Credit Card: Important Updates

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20th Feb 2025: 1. Education Fee Payments via Third-Party Platforms: • A 1% fee (minimum ₹249) will apply to education fee payments made through third-party platforms such as...
  10. Moulidharan

    Idfc Mayura,Ashva,Wealth Credit card Devaluation

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20th Feb 2025: 1. Education Fee Payments via Third-Party Platforms: • A 1% fee (minimum ₹249) will apply to education fee payments made through third-party platforms such as...
  11. EnthuCC

    How to Deposit Money (>5L) Safely in Bank?

    I saw a post of IDFC bank stock price which has been fallen ~ -29% in last 1 year. Apparently the bank had disappointing last two quarters. How do I get assurance that depositing money in IDFC or in any other bank is safe or not? The DIGC insures amount only up to 5L only. Where do people with...
  12. Finchamp!

    Indusind Pinnacle vs IDFC Wealth

    Hi! Which card is better for wallet reload - Indusind Pinnacle or IDFC Wealth (and please don't say neither! I am looking for the lesser evil)
  13. X

    Important Update regarding your IDFC FIRST Bank Credit Card(s) terms & conditions

    1.Statement Date and Payment Due Date: •Statement date will be revised to 20th of each month for FIRST Millennia, FIRST Wealth and FIRST SWYP Credit Cards. •The payment due date continues to be 15 days from the statement date. 2.Education Fee Payments via Third-Party Platforms...
  14. I

    IDFC Branch Banking Experience - Totally Disappointing

    I want to share my disappointing experience with IDFC branch banking in the hope that it serves as a cautionary tale for others. On 12th Dec 2024, my wife and I visited the IDFC Kannur branch to convert her resident account to an NRO account and open an NRE account. We submitted all the...
  15. Dr.Anand456

    Devaluation IDFC FIRST Bank Credit Card Devaluation Review: Key Changes Effective February 20, 2025

    IDFC FIRST Bank recently announced updates to their credit card features and terms. These changes will take effect from February 20, 2025. Below is a detailed yet simplified review of the updates to help users understand the impact: 1. Statement Date & Payment Due Date New Statement Date...
  16. tachniki

    Multiple devaluation from IDFC First effective 20th Feb 2025

    Multiple devaluation across many IDFC card effective Feb 20th, 2025. Attached PDF has detail.
  17. Mr. X

    Devaluation IDFC FIRST Bank Credit Card Update (Devaluation) - Railway Lounge, Add On Cards Fees

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20™ Feb 2025: Statement Date and Payment Due Date: For IDFC FIRST Millennia, FIRST Wealth, and FIRST SWYP Credit Cards, the statement date will be revised to 20* of each...
  18. AlphaNR

    SBI Octane vs HSBC Live vs IDFC Power +

    Hello Everyone, I hope everyone is doing well. I need your insights and experiences. Below are my requirements. 1. Online Purchase - I have an SBI Cashback Card, I have HDFC Swiggy, and that covers most of my online expenses. 2. Offline Purchase - My major offline spending is Fuel, Grocery...
  19. Sobirvs

    UIDAI gone crazy? IDFC account opening + SBI card digilocker issue..!!!

    So here's the issue I have my sister in law I am trying to get SBI Card application through via Sprint. In KYC (last section), it asks for digilocker access. I put it in like 30 times now since last thursday, either OTP doesn't come or digilocker gives technical issue when inputting OTP. Even...
  20. K

    IDFC Select Credit Card Usage

    I have IDFC Select credit card with 1.6 lakh credit limit. I know it's lifetime free card but is there any practical benefit of this card? The reward rate is not interesting, 0.5% Rs. 117 reward redemption fee. The Bogo movie offer is just Rs. 125. Ticket rate start in my city at Rs. 200. Spend...
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