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idfc

  1. lightwaves

    IDFC Rupay Credit Card

    Hello All, I’ve IDFC wealth CC and it has a spend criteria of 20k to access lounge in next month. If we get a Rupay CC and spend for daily spends, will these spends be considered for this criteria? Also how’s the reward rate for UPI spends? Thanks
  2. H

    Help with cash back math (IDFC debit card vs HDFC debit card)

    I am looking to compare HDFC's platinum DC and IDFC first wealth (https://www.firstrewards.com/user/earn) HDFC = 1% up to Rs. 750 IDFC First Wealth = 4x points for Rs. 150 upto Rs. 50,000 10x points for Rs. 100 above Rs. 50,000 1 Reward Points = ₹0.25 Redemption fee of Rs. 99 I want to know...
  3. rapidboxer

    How to have more than 1 IDFC CC?

    I am a user of IDFC First Millenia card and recently applied for the IDFC Ashva CC My application was denied saying that I already use a IDFC CC Cant I have more than 1 CC of the same bank? I came to know same thing applies with HDFC cards as well?
  4. Saiv

    Idfc & it’s ridiculous ways

    1.5 Years back when i applied for a CC, after completion of Vkyc i got card approval under 2 mins. Then they offered Power Plus card & so i got that also. Then after few months of usage i closed them coz of no value. They Failed to Mark it as closed in Credit bureaus till few months back. That’s...
  5. psmangat5

    Closed my IDFC Power Plus

    I used SBI BPCL in past but closed it as I had to raise requests for getting points credited, took IDFC Power Plus couple of months back, Closed it today too. Used it 3 times in this cycle on HP Pumps but didn't get any points, using HP Pay give points but most of Pumps discourage you and not...
  6. MVC

    IDFC First Credit Card 10% Cashback Upto 3000 at participating stores in select Malls

    Hi All, IDFC First Bank Credit Card Holders can get 10% Cash-back up to 3000 on minimum cumulative spends of 7500 at participating stores in select Malls. Offer Period: 11th Oct’24 to 11th Jan’25 CONSOLIDATED MALL LOCATION LIST : VR Mall - Surat Axis Mall - Kolkata Avani Mall - Kolkata Nexus...
  7. Pissant

    RM messed up and upgraded the wrong account to IDFC First Select

    I used to have a Salary account with IDFC First but I stopped using it a couple of months ago. Last week I went to my local branch to open a Savings account and deposited 3lk cheque to make it IDFC Select. I found out today that instead of upgrading the newly opened Savings account to Select...
  8. sharma

    Weird things by idfc bank

    This month I raised the closure request for select card and closed. 1. When can I reapply again for the card 2. Today I tried to apply from my second number but again found select as an option, I chose icici bank with limit 6.1 lakh. 3. Which bank is better to choose do that I can get wealth for...
  9. G

    What’s the best way to pay a credit card bill via IDFC Wealth Debit card and earn RP

    Hi I just got the IDFC Wealth Debit Card upon opening Wealth Account. I currently have 10k+ points on it but mostly joining rewards. I wanted to know how I can earn RP by making Credit Card Bill Payments using the DC. I’ve tried HDFC SmartPay and MobiKwik but didn’t get any RPs on it. Thanks!
  10. pro_vigilante

    Idfc power plus rupay credit card

    My query is whether u get all the rupay select benefits along with this card ????
  11. fradela

    Huge Credit Limit Upgrade on IDFC Wealth

    Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!
  12. itsud

    Unfair Credit Card Charge: HDFC Payment Gateway and IDFC Bank (Income Tax Payment)

    I recently made a large online payment of ₹10 lakh towards Advance Tax on the Income Tax website through my IDFC Vistara Credit Card using the HDFC Payment Gateway. The issue: The OTP I received was for exactly ₹10 lakh. However, a few days later, I discovered an additional charge of ₹9,441...
  13. diptarkaroy

    IDFC Debit card

    Hello, I’m planning to get IDFC select/wealth debit card. Currently I don’t have any account with them. Should I open a normal savings account and apply for those cards? I couldn’t find any AMC for those cards in the website… are those tied with particular type of savings accounts? Is it...
  14. crednoob

    IDFC Banking Programs

    If I open a IDFC wealth account with 10 L then is it like that my all family members can join this wealth account?
  15. INN

    Axis Flipkart + IDFC DC - Got iPhone 15 pro max (1 TB), Apple watch Ultra 2, Airpods 2 pro @208285

    I recently purchased the following Apple products during a sale, with a final cost of approximately ₹208,000, utilizing discounts from Axis Flipkart and IDFC Wealth Debit Card for CC bill payment: 1. iPhone 15 Pro Max 1TB 2. Apple Watch Ultra 2 3. AirPods Pro 2 Discounts...
  16. VAIBHAV07

    IDFC POWER+ CREDIT CARD

    Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...
  17. VAIBHAV07

    Pre approved idfc power + credit card

    Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 Rs cashback). So my question is, should I go for a second card so that it...
  18. K

    Any reviews of IDFC Tripstacc

    Anyone here used IDFC First Tripstacc? T&C Tripstacc is a platform designed to showcase exclusive offers from merchants and partners available to IDFC FIRST Bank Customers. IDFC FIRST Bank facilitates the payments, and the bank is not involved in selling/rendering any of these products and...
  19. dheerajbhatia06

    Payzapp not supporting IDFC Vistara for Rent Payments through RedGirraffe

    Hi All, While initiating rent payment for the month of November, I found that PayZapp doesn’t support IDFC Vistara Credit Card for rent payments through RedGirraffe portal. Anyone else facing the same issue? Also, kindly suggest the other alternatives to make the rent payments through IDFC...
  20. Finchamp!

    IDFC: The Rogue Hero in the Banking Soap Opera

    This post, as the name suggests, is a shoutout for IDFC Bank, more particularly, its Credit Card Support Team! In a world where credit card customer support resembles a circus act gone wrong—complete with clowns on hold and acrobats juggling complaints—IDFC struts in like the black sheep of an...
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