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idfc

  1. Ayan37

    IDFC Millennia card upgrade

    i have IDFC FIRST Millennia Credit Card so please tell me how can i upgrade this card to IDFC FIRST Select or Wealth Credit Card with better limit enhancement.
  2. thisisjaymehta

    ICICI Rubyx AMEX card not working on Pine Labs / IDFC terminal

    I recently noticed that my Rubyx AMEX card isn’t working on Pine Labs terminals or IDFC terminals. However, I’m certain the card worked at these specific shops on these exact terminals in the past. I called customer care, but they said they couldn’t find any declined or failed transactions and...
  3. Tocoliso

    Idfc rewards redemption blocked

    Hi all Starting this thread for tracking the blockage of idfc rewards portal. DON'T RISK YOUR HARD EARNED MONEY WITH IDFC. THEY CAN GO TO ANY LENGTH TO STOP YOU FROM REDEEMING YOUR REWARD POINTS. Please add details like how many rps lost or per month average to understand a pattern. Any...
  4. Credit Cardiya

    IDFC LTF Credit card scam

    I recently received a call from a guy claiming to be from IDFC Bank. Based on my research, I believe he was actually from the bank. He told me that I was pre-qualified for a lifetime free (LTF) RuPay credit card from IDFC and asked if I wanted to apply. Thinking that an LTF card was a good...
  5. R

    Is Video KYC Needed if Already Have IDFC Account?

    Hi, Just wanted to know if we need to do a Video-KYC and also home/office verification if the credit card applicant already has a bank account in IDFC bank? Asking for my wife who already has a Savings Account there.
  6. neel

    IDFC charged me without delivering FirstTap Card

    Idfc did not deliver my card and yet charged me for the card. What can I do take these aholes to the cops or the court Or should I reach the ombudsman. I'm frustrated by these kinds of frauds
  7. A

    Revaluation IDFC FIRST Bank Launches New Rewards Store Experience! 🚀

    Exciting news for IDFC FIRST Bank Debit cardholders! The bank has revamped its rewards experience, moving it to the IDFC FIRST Mobile Banking App ONLY option. Now, you can redeem your reward points with a refreshed interface and new redemption options. Screenshot Attached below! 🔹 How to...
  8. maynigam

    IDFC First Private advantage

    Hey guys Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so. Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is...
  9. Sobirvs

    IDFC Savings account updating Mobile Number

    So, I applied to get my dad's IDFC RMN changed. Did it on 21st 6pm via IDFC app and mobile/debit card authentication. Got email/sms on new number and old number that Mobile number has been changed today at 7pm. Checked INB and yes indeed it shows new number however any debit card trxn I...
  10. A

    Pay Education/School/college fees and get 1.67% to 2.5% cashback using IDFC Firstap RuPay Debit Card

    Pay Education/School/college fees and get 1.67% to 2.5% cashback using IDFC Firstap RuPay Debit Card: that's it. Reward rate already explain here - https://www.technofino.in/community/threads/which-debit-card-to-use-for-credit-card-bill-payment-in-february-march-2025.38397/
  11. questionasker

    IDFC pratham savings account or BSBDA

    I want to know that idfc Pratham or BSBDA savings account has some limitations on deposits , upi , withdrawal etc or not ? Because I heared somewhere that there are two types of BSBDA. One is BSBDA and another one is BSBDA small. So please clearify my doubts regarding limitations. And one...
  12. maynigam

    IDFC First rewards disappeared

    I had about 50k rewards accumulated by credit card payment using wealth debit card. I can't see any points in the app. It says "try again" where the rewards are mentioned! Can anybody else check their app to confirm if it's s problem with their system or they have confiscated my points!
  13. kuchrm

    IDFC pratham savings account (BSBDA)

    Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because...
  14. A

    Use IDFC FirsTap RuPay DC on My Gate app or Phonepe app and get 1.67% to 2.5% cashback on Society Maintenance, Rent Pay, Utility etc

    Use IDFC FirsTap RuPay DC on My Gate app or Phonepe app and get 1.67% to 2.5% cashback on Society Maintenance, Rent Pay, Utility etc: No extra charges on RuPay debit card. https://www.technofino.in/community/threads/idfc-first-bank-launched-its-debit-card-reward-system.7394/post-971824...
  15. Im_zr

    Idfc select account upgradation

    Hi, I visited Idfc first bank branch to open Idfc select variant account. The BM informed that i need to made an IP of 3 lakh. Then they open my account in the tap and I handed over a check of 3 Lakh on 06.03.25. Next day the check cleared from my another bank and deposited my idfc bank. Then...
  16. CardAvenger

    Flight booking using IDFC CC reward points

    I dont know if I am the only one seeing this but idfc has some new Rewards & Deals thing inplace of poshvine. Can book tickets and buy products (like bags. Yes bags. they are advertising bags on home page🤔🤔) using reward points. Although I still think best use of reward points is point...
  17. kiwi195

    Received Compensation from CIBIL for delay in resolution

    During January, I asked fellow TF members whether banks were supposed to add credit card accounts that were never activated to your CIBIL report. Upon receiving their inputs, I raised a report on CIBIL dispute platform against IDFC and Axis Bank. In a few days, I got a standard response from the...
  18. SonyTom

    IDFC Wealth Debit Card benefits ? Airport transfer- Yes but paid !!!

    IDFC Wealth debit card has benefits like Domestic Lounge access with guest: 3+3 per quarter, international lounge access via lounge key: 2 per quarter. Also there is Roadside assistance, 1 complimentary golf access per month. Incidentally to check which all domestic lounges were covered, I...
  19. yb24

    Idfc agent asking 6% processing fees on two wheeler loan

    I visited honda showroom to buy activa on emi but agent is telling me that on 10k to 15k down payment i can get loan on 10.75% pa and there will be 6k-7k processing fees. Is it legit ,I am thinking that there is a commission of agent in this because 6 to 7% processing fees is illegal
  20. Z

    Considering IDFC Platinum Current Account – Need Reviews & Insights

    Hey everyone, I've been using an ICICI current account for my business for a while now. I previously had an HDFC account but switched to ICICI a few years back, which I find to be much better. I'm considering opening an IDFC Platinum current account since it's closer to me and seems to offer...
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