idfc

During January, I asked fellow TF members whether banks were supposed to add credit card accounts that were never activated to your CIBIL report. Upon receiving their inputs, I raised a report on CIBIL dispute platform against IDFC and Axis Bank. In a few days, I got a standard response from the...

IDFC Wealth debit card has benefits like Domestic Lounge access with guest: 3+3 per quarter, international lounge access via lounge key: 2 per quarter. Also there is Roadside assistance, 1 complimentary golf access per month. Incidentally to check which all domestic lounges were covered, I...

I visited honda showroom to buy activa on emi but agent is telling me that on 10k to 15k down payment i can get loan on 10.75% pa and there will be 6k-7k processing fees. Is it legit ,I am thinking that there is a commission of agent in this because 6 to 7% processing fees is illegal

Hey everyone, I've been using an ICICI current account for my business for a while now. I previously had an HDFC account but switched to ICICI a few years back, which I find to be much better. I'm considering opening an IDFC Platinum current account since it's closer to me and seems to offer...

So, I did this 1 or 1.5 months back I changed my limit of ICICI through website/app and now finally today I see it is reflecting the same. My limit is 4.7L and I decreased it to 47k, and it is showing the correct one. I also changed kotak card's limit and that too is reporting correctly now in...

Did IDFC First Bank stop offering the Future First account? I wanted to open a savings account, remembered reading here that Future First is for students (my college comes, I had checked in website some time ago). Went to the branch, they said there is no option for the account. I remembered...

Hi Team Is idfc creditpro worth for 749rs for balance transfer of cc to idfc cc for 105 days interest free period and post which they charge 1.67% pm. @sjmajumder @RAMESH BABU N @Vasuki views please

SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025. In such cases, no annual fee will be charged. However, if your card...

In the IDFC portal I was offered Mayura Metal, Ashva, FIRST Power+ and Millennia. (They gave a soft limit of 40K, which was really low) I tried to apply for IDFC Millennia C2C with HDFC Millennia (2L) as a self-employed 3L, but they rejected my application because they couldn't verify the...

Hi folks. I have been using the idfc power plus CC for last 2 months. It is one of the most complicated CCs in terms of its usage. But I have figured out the best way to milk maximum cashback out of this CC. Combined with the ongoing 3% happy coins valueback offer on HP pay(valid till 31st...

Has Anyone Ever received LE on idfc first wow or upgrade to Unsecured (I hold idfc first wow 1.4l akh limit with 1.4 lakh fd) if not then I will close my card ASAP.

See the screenshot attached, basically when I’m trying to apply for the second time for the first tap sticker because for the first time I had a wealth account which got upgraded to private, and then the sticker was closed and from last two weeks, I’m trying to apply, but it is always throw a...

I applied for the IDFC Power+ card, but my application was rejected. When I inquired about the reason, I received the following explanation: "The PAN number recorded in the bureau is ENXXXX6N, whereas the PAN on your application is AKXXXX06Q. Additionally, the bureau's records show that this...

Now they told me to maintain 10L for a 1 month after that they will upgrade my account to idfc wealth programme, but they also warm me if I can't maintain 10L in the future they degrade my account to basic or select, is it really possible or they lied to me , pls suggest me what to do now ?

Hi guys, I have some 2.5 lakhs which I don't need for the next 3-4 months. I want to open an IDFC Select account. I don't have any account with IDFC, just have a 5k FD with them for WOW card. I have a few questions: 1. Can I open a new account with 2.5 Lakhs and get Select upgrade from day 1...

Just received a message saying dear customer a new two wheeler loan idxxxxx was approved. Following which I have received a CIBIl enquiry message. I was never a customer of IDFC first bank nor have ever applied for their products. Better solutions to do?

Hello guys 👋 Currently I'm using IDFC FIRST BANK two credit card 1= IDFC FIRST MILLENIA (45,000(16,month) 2= IDFC FIRST POWER PLUS HP (45,000 shared limit with millennia) (recent February 2025) Also holding indusind Bank credit card of limit (1,00,00) Age of all cards= 1 year 6 month My...

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

Reposting as somone flagged the Salesforce link (site . com) shared by the bank in the previous thread I decided to close my IDFC Wealth account after a series of bad experiences. Here are a few things that I discovered: - unlike most banks in India, branch visit is not necessary - account...

So I asked IDFC customer care for an upgrade from Classic to Select account and within 3 days they dispatched a Mastercard World dc for me and upgraded the account. Is there any annual fees on this card or just have to maintain the MAB of 25k in my savings account? Are there any other notable...