• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

hdfc

  1. V

    Great Summer sale HDFC CC cashback query

    Hi All, I am purchasing an item worth 5k on amazon and I could see 10% instant discount on full payment. After discount price will be 4500 Now for 4500 will I get another 5% Cashback through for purchasing through HDFC cc? @SSV @Anindya98
  2. shashankverma

    Devaluation HDFC Tata Neu spend based Lounge access starting June 10th 2025

    Changes to Lounge Access Benefits on HDFC Bank Tata Neu Credit Cards, effective June 10, 2025. As of June 10, 2025, HDFC Bank’s Tata Neu Credit Cards will have an INR 50,000 spent during the quarter to qualify for lounge access. You must spend this amount during a calendar quarter to be eligible...
  3. m9j

    Suggestion for Upgrading to HDFC Infinia LTF from Regalia LTF

    I’m an HDFC Imperia customer with 12+ years of banking, excellent credit history, high spends (₹7.71+ lakhs in 6 months), and dual LTF cards (Regalia & TATA NEU Infinity) with a combined limit of 15 lakhs. Despite meeting Infinia LTF benchmarks, my upgrade was declined citing “invitation-only.”...
  4. P

    HDFC TATA NUE cards Domestic Lounge Access Milestone based W.e.f 10-Jun-2025

    A. Domestic Lounge Access – VISA / RuPay Card W.e.f 10-Jun-2025, Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 2 Complimentary Domestic Lounge Voucher per calendar...
  5. S

    3 Banks, 1 Fight: How I Chased Down My Missing Reward Points (HDFC, IDFC & RBL)

    Hi everyone, Just thought of sharing my recent experience dealing with reward point issues across three banks. Might be useful for anyone who’s sailing in the same boat. 1. HDFC Bank (Biz Black – Welcome Gift on ₹1.5L Spend in 3 Months) I had completed the required spending, and the welcome...
  6. Yugi

    Devaluation HDFC Tata Neu Lounge access now spend based

    Starting 10th of June HDFC Tata Neu cards will have lounge access based on meeting 50k per qtr spend crieria. Also, lounge access will be provided through vouchers instead of swipe after meeting spends criteria.
  7. C

    Dilemma over HDFC NC-EMI Cancellation

    I just made a purchase on Amazon with my HDFC Millennia credit card that saved me Rs.10,000 in instant discount and an additional Rs.4,500 in No-Cost EMI discount. The processing fee is Rs.353 and the foreclosure charge comes out to Rs.2000. Even if I foreclose the EMI without waived charges...
  8. damn

    Unable to proceed with preapproved offer

    I have started seeing preapproved offers on my hdfc netbanking portal. However, when I click on the link/use expressway/directly check from credit card application portal, nothing happens; they all say no offers exist. In fact, I asked an HDFC bank employee to check my account for any offers...
  9. xfactcc

    Need Advice: HDFC Tata Neu Plus Credit Limit Enhancement Offer – Should I Accept or Wait?

    Hi everyone, I’ve been using the HDFC Tata Neu Plus Credit Card since 2022, and all this while I’ve been stuck with a credit limit of ₹51,000. Today, I received an offer to upgrade/increase the limit to ₹63,000, 23.5% increase. While it's a welcome change, it’s still quite low for my current...
  10. vamsikrishna1997

    Hdfc card upgrade related

    Hi everyone. I'm having an LTF paytm hdfc credit card which I'm being using since 3 years. I'm also having another tata neu plus credit card and using it since 2+ years. As they both are co-branded cards and not eligible for instant discounts I have raised a request to upgrade my LTF paytm...
  11. VHARIA

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter
    Threadmarks: HDFC

    After Tata Neu launching card with SBI with spend based domestic lounge offer, it was a matter of time that HDFC would introduce spend based lounge criteria too. This is the latest card to introduce after Kotak introduced such criteria in all its lower and mid tier cards. The worst part of all...
  12. CyberPsych

    Old HDFC bank account not closed for long time, negative balance?

    My wife resigned from her work back in 2017 (CTS). She had HDFC salary account and she didn't close that account nor maintained minimum balance. When she tried to close the account, bank said you have -10,000 (approx) negative balance, pay it to close (I guess they converted salary account to...
  13. AlooDum

    Offer Fulfilled! HDFC spend based reward received for Jan 2025

    HDFC has started sending GV of Rs. 1250 for spend based offer campaign from Jan 2025.
  14. bhavyakjain

    HDFC Credit Card LTF Upgrade

    Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...
  15. S

    Can we get 5% cashback for gift card purchases through HDFC Swiggy credit card?

    I received my new HDFC Swiggy credit card. Here my question is can we get 5% cashback if I buy flipkart gift card with Swiggy credit card?
  16. M

    Lenovo Website 5% Cashback + HDFC Swiggy Card Cashback — Stackable?

    Lenovo is offering 5% cashback on purchasing accessories through their website using any credit card. The HDFC Swiggy Credit Card also offers 5% cashback on online shopping. If I pay using my HDFC Swiggy credit card, will I receive an additional 5% cashback, making it a total of 10%? Or since I...
  17. A

    Can I get core HDFC cc if my first HDFC credit card is Swiggy HDFC cc?

    So, I have a bank account with HDFC since 2021. My first HDFC credit card is the Swiggy Credit Card that I applied from the Swiggy app and got it as a lifetime free card. I have been using this Swiggy HDFC card since September 2024, and now when I try to apply for an HDFC core card like...
  18. Atharva@1909

    Regarding hdfc credit reporting dates

    Hey everyone recently I have got one hdfc pixel play credit card does anyone know on which date hdfc bank sends the outstanding balance data to cibil ? I had once used the card fully for making a purchase I have a limit of 50k and out of which I had spent 40k and then the very next Day I had...
  19. H

    What will be the best CC for HDFC ERGO Health Insurance Premium Payment (87K+)?

    What will be the best CC for HDFC ERGO Health Insurance Premium Payment (~87K+)? 1. There is some issue with HDFC ERGO Health Insurance + Amazon Pay: It always show some technical issue. 2. SC Smart will give 2% CB but that is till 50K of Premium.
  20. H

    Most rewarding way to pay high value credit card bill

    I need to pay 8 lacs+ HDFC credit card bill next month. Need suggestions on how can I get the most value out of this bill payment. TIA
Back
Top