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hdfc

  1. cardio_guy

    HDFC Credit Cards [Discussion] Unconfirmed: Does HDFC Restore Original Limit After Closing Pixel Card?

    I’ve been hearing that if you close your HDFC Pixel card, the credit limit might get released back to your main HDFC card. Apparently, there are 2-3 ways this can happen: 1. It happens automatically after closing the Pixel card. 2. You can write to customer care and request it. 3. If needed...
  2. ritam12345

    Hdfc upi rupay credit now delivered physically

    After apply hdfc upi rupay biz credit card , I received your card was delivered by 30 th Jun. Today I recived the card.
  3. S

    HDFC Classic Account vs HDFC Salary Speciale Gold account which is better ?

    Hi Guys, I opened salary account 3 year back, after 1 year HDFC update my salary account to classic banking account. as my salary reached to 1 lakh per month. i am using the same account from last 2 year. now when i compare online its very confusion which account is better. Is anyone have any...
  4. V

    Need help for converting HDFC DB metal & SBI prime as LTF

    I am holding HDFC Dinners Black Metal & SBI Prime credit cards. Is there any possiblity make it LTF. If so please suggest the plan.
  5. P

    ✅ Guidance Requested: Selecting My First HDFC Credit Card Wisely

    I had received a pre-approved offer from HDFC Bank in which I was offered the HDFC Diners Club Privilege, HDFC Swiggy, and HDFC Indian Oil Credit Card. This was going to be my first HDFC credit card, and until now I hadn’t used any HDFC Bank credit card. In an attempt to be a bit too smart, I...
  6. S

    I have closed my hdfc pixel card, not sure why my credit limit is reversed to hdfc bank, whereas it should be available for all

    Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...
  7. Batmanbaba

    Query regarding hdfc account opening( vkyc)

    I opened a senior citizen savings account for my father online and it reached till the last stage where account number was generated..and vkyc left ...but he is unable to do vkyc as on vkyc they are asking lot of questions which he is unable to answer and vkyc is not being completed. Can the...
  8. S

    HDFC DCB: Fees for redemption points for hotel booking

    As per TC- On successful Points redemption/ Voucher creation, HDFC Bank Credit Card will be charged Rs. 99 + GST on the credit card except for Infinia and Diners Black credit cards. But this could change subject to HDFC Bank’s terms and conditions. Please read our terms and conditions regularly...
  9. confusedcardholder

    HDFC New card application after closing old Business card

    I had a Hdfc business Moneyback credit card with 1.3L limit. And also a Tata neu plus card sharing the same limit. I wanted a core Hdfc card (Non-Business). So the HDFC customer care suggested to close the Business moneyback card and apply for a new card after 3 months. As they suggested I...
  10. Asteroid

    Millennia Should I accept the LE?

    Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont...
  11. A

    NPCI posts Rs 3,270 crore revenue and Rs 1,552 crore profits in FY25

    NPCI posts Rs 3,270 crore revenue and Rs 1,552 crore profits in FY25: NPCI, which is registered as a not-for-profit organisation, mentions net profit as surplus in its FY 25 annual financial statement The National Payments Corporation of India, which runs the popular UPI payments, has seen a...
  12. NikhilG

    Diners millennia to hdfc Marriott bonvoy upgrade FYF?

    I just received this card upgrade offer, where my diners millennia would be upgraded to Marriott bonvoy as fyf. As i won't be paying joining fees so would i get the first night free points in Marriott? Is it a good upgrade?
  13. damn

    PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

    https://www.phonepe.com/credit-cards/phonepe-hdfc-credit-card/ New card launch just now; will be available to apply for from app only. @SSV
  14. CreditCardOP

    I have HDFC Diners Club METAL LTF -- should I even try for Infinia ?

    So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...
  15. rava28

    Cant pay my hdfc ergo health insurance premium despite having sufficient balance 🥹

    Can someone explain to me why I am not able to pay premium via amazon pay… coz if I can’t, what is the use of buying apay giftcards.. Kindly guide me if I did something wrong, or any solution for the same..
  16. M

    Offer Fulfilled! Samsung Watches HDFC Bank Offer - Upto ₹16000 off

    I came across an offer recently in Samsung Shop where we can get upto ₹16000 instant discount on Samsung Watches, depending on the model. The List is attached below. Personally I bought a Samsung Watch 7 LTE(44mm) which cost me ₹16434.05. Base price : ₹ 33299 HDFC...
  17. vishwajeet

    HDFC Blocked Account Without Valid Reason

    Hello, My Mother opened a savings bank account on 11th june 2025. She is a senior citizen. Due to some technical difficulties, She was unable to complete the Video KYC. On 13th June She completed full KYC at the Branch and account got activated successfully. She then transfer funds to her...
  18. R

    Why the Amazon Pay Ecosystem Limitations and Devaluations?

    Has anyone been able to figure out why exactly are Amazon Pay Gift Vouchers being devalued so much by everyone including Amazon? Why the limits and "convenience fee" only on AGVs? Are these implemented by the banks or by Gyftr? Even Amazon heavily limits their usage on their own site. Why are...
  19. rakeshgupta

    Which Cards to Close & How to Upgrade HDFC Millennia(No preapproved offer from 2 years)

    Hi Experts, Current Cards: LTF – HDFC Millennia, ICICI Coral RuPay, IDFC First , Flipkart Axis Neo RuPay Paid – SBI Cashback, Simply Save, SBI BPCL, Flipkart Axis Profile: Salary A/C with HDFC (7+ yrs) with net ₹1.75L monthly credit Need suggestion for: Which cards to close (want to clean up)...
  20. Sriim

    Should i close my HDFC Tata Neu Infinity credit card?

    I got the card FYF in October 2023 and went on spend 4+ lakhs in the first card anniversary year. Since then I've got other cards and spent only 1-1.5L in the 2nd year. I need 3L spends to waive the annual fee of Rs 3k+gst.1499+gst. I won't be able to spend that much and thinking of closing the...
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