hdfc

I’m new to optimizing credit card rewards and could use some advice. Here’s my situation: Back in August 2024, I got the HDFC Infinia card. Around the same time, I enrolled in a Malabar Gold scheme with a ₹40,000 monthly EMI, which I was paying online/offline using Infinia, earning ~3.3%...

Hello Technofino Community, I have been a long time reader of the forum and I decided to create an account because I had some queries regarding applying for a HDFC Regalia Gold Credit Card through the FD backed route. This will be my first credit card. 1. I Don't have any credit...

📌 HDFC Bank Relationship Banking – Eligibility Criteria (Updated) Below are the eligibility details for Classic, Preferred, and Imperia banking tiers under HDFC Bank: 🔹 To qualify for Classic Banking, you must meet any one of the following: Maintain an Average Monthly Balance (AMB) of ₹1 Lakh...

Dear Customer, Thank you for being a part of the HDFC Bank Preferred Programme. Your trust and relationship mean a lot to us. To make your banking experience more flexible and personalised, we are updating the eligibility criteria for Preferred Banking, effective October 1, 2025. What’s...

will i get 5% upto 1500 on smartphone purchase on amazon.in please reply if anyone got.

Last month I sent my salary slips and ITR through email for credit limit increase. I was asked to send the signed statements and salary slips to the famous Chennai office.... I did it immediately. Today I have got a new update....they have requested me to send the same copies through email once...

Is the ₹1,000 cashback limit on HDFC SmartBuy for other credit cards card-specific or account-specific? If it’s account-specific, can we use a different PayZapp account to buy vouchers and get cashback?

I am getting offer to upgrade my LTF Business Regalia to paid Power Biz cc? Is Bonvoy credit card on Diners network good for domestic lounge? Or regalia gold? As I heard Diners card acceptance in domestic lounge across india is not good. Kindly suggest

22M, Salary around 1.1LPM, CIBIL 764 (2 months credit age, just have IDFC wow with 1L limit) -> Axis burgundy salary account with axis select LTF -> Sbi is offering platinum salary account with FYF sbi elite -> Heard that hdfc recently changed their banking programme threshold of preferred...

In March 2025, I applied for the Regalia Forex Card and opted for a non-personalised card. Immediately after submitting my application, I received a message instructing me to collect the card from the nearest HDFC branch. I visited the branch, collected the Forex Kit, and activated it as per the...

Got this from my RM today. Edit- Source HDFC Website The new Programme eligibility criteria is effective from 1st July 2025. For existing groups onboarded on or before 30th June 2025, the new eligibility criteria will come into effect from 1st October 2025. In case any existing group is...

Shocker !!! Wtf Just saw two notifications today morning. Luckily international transactions were not enabled. What need to be done?? Note: It's a Lifetime free HDFC DCB Metal Card so worried about getting this blocked and getting a replaced with new card with Annual fees 😕

Hi I would like to pre-close my HDFC Jumbo loan. How to pre-close and pay the balance with debit card?

I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF). After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore. These 3 cards take so much of time...

Hi everyone, I wanted to share my experience with HDFC Bank regarding their Swiggy Credit Card and get your opinions on whether I should proceed with this card or push further. Quick Summary: Back in Sept 2024, I inquired about getting the Swiggy HDFC Credit Card as a floater (shared...

Is it true that we won't get any reward if we use HDFC credit card for instant discount or we get cashback on e commerce websites ?

Hey folks, I recently received a confirmation from HDFC Life that they've successfully deactivated the auto-debit facility (NACH mandate) for my policy (screenshot attached). However, I want to double-check on the IDFC Bank side to ensure the standing instruction is also canceled at their end...

I had taken a pre-approved auto loan from HDFC Bank on 28th June, but till now the loan has not been disbursed. When I followed up with the bank, the manager told me that my loan file was somehow deleted from their system, which is why the process got delayed. Now whats the process to avail...

So in the month of January I closed my HDFC Platinum DC for Millennia DC, after SBI unipay removed other banks DC option. Since then I have only used 40k wallet load for monthly ₹400 cashback and never ever used my millennia DC elsewhere, except for cash withdrawal. Today suddenly promotional...

I recently faced an issue with a pre-approved HDFC credit card offer and need some clarity on how to get it re-evaluated. My Relationship Manager informed me over call that I had pre-approved offers for the Freedom, Swiggy, and IndianOil credit cards. He said a token had already been generated...