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hdfc

  1. roh

    Has HDFC changed infinia upgrade CL criteria to 10L?

    Subject of this is my only doubt
  2. R

    How to pay hdfc credit card bill if I don't have hdfc saving account.

    Please share a method where I can pay hdfc credit card outstanding before bill generation date using debit card (non hdfc debit card) [i don't have hdfc account] payzapp is not accepting non hdfc debit card.
  3. ayan7926

    HDFC Scamming in IRCTC Loyalty points

    Recently, IRCTC has stopped users from redeeming loyalty points who has HDFC IRCTC Rupay Credit Card due to irregularities. There is no point to continue using the card anymore. First, they changed the account expiration date in my IRCTC profile. Now, I lost about 1340 points which were...
  4. safetorpedo2

    Chances of HDFC Swiggy Approval?

    I applied for hdfc Swiggy card through Swiggy app (FYF) for a family member of mine. They do not have any credit score, salary is 7LPA, hold savings account with HDFC (Preferred Banking) Are there any chances for approval? Also any tentative timeline for approval/rejection? (The bank sms says...
  5. Sagar56794

    Swiggy HDFC Address Change Issue

    Recently, I relocated from the city to my permanent home in a rural area. While trying to update my residential address through the MyCards portal, I encountered an error that is preventing the change. I’m now unsure whether changing the address from an urban to a rural location is causing this...
  6. R

    HDFC SWIGGY CREDIT CARD

    Hello community members, Raj here Seeking your advice/ experience on below, Last month I got Biz grow credit card MC variant which was pre-approved with my savings account. I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card...
  7. K

    URGENT HELP!!! HDFC ERGO says premium not realized

    Hello All I need urgent help and suggestions. I renewed my parents health insurance policy for about 60k in Amazon on 7th of May 2025. Next day itself i got an email saying policy is renewed and policy certificate is issued But today I got an email saying premium is not realized at thier end...
  8. R

    Infinia Infinia as the first hdfc bank card

    I'm not an hdfc bank customer, and all my banking relationships are with ICICI only. I hold the epm and times black card - the second one I'll close after the first year. I'm looking for guidance on how to get the Infinia card directly as the first banking relationship with hdfc bank. I meet...
  9. Mohammad

    HDFC Credit Cards Why I Strongly Recommend Avoiding the HDFC Pixel Credit Card

    I want to share my real experience with the HDFC Pixel Credit Card, hoping it helps others make an informed choice. I’ve been using HDFC credit cards for a long time and never expected this kind of service and confusion. 🔻 1. Low Cashback Value Though Pixel claims to give 5% cashback, the...
  10. S

    Hdfc bank not releasing credit leverage?

    Hey folks help me understand, can banks just retain/block my credit limit even after i close my card? Shouldn't it be available for any other banks card to use from a general limit/leverage. Back story: I had a hdfc credit card which was worthless until jan 25, i applied hdfc pixel play which...
  11. SSV

    Payzapp Convenience fee revision w.e.f. 1st August 2025

    For those interested in ...
  12. S

    HDFC home loan type, expected spread rate, and effect of rbi rate cut on it

    Hi all members of technofino, I've some doubts reg home loan if you could help with them please. Primary goal: to understand the expected current prevalent & future ROI on hdfc home loan I've been looking at technofino & reddit threads for the same topic, but even the latest thread I see is...
  13. DEEP_RAY

    HDFC Preferred Group, But App Still Shows STANDARD – Any Idea Why?

    Hi everyone, I have added my Wife in my Preffered group along with my parents. The RM confirmed that each account has been added to the group. But in the HDFC Mobile App, wife status still shows as STANDARD instead of PREFERRED. But parents app updated with PREFERRED. Has anyone faced a...
  14. nandhakumarn

    Why hdfc bank gives add on cards number as same primary card holders number? (except Tata Nue card?)

    I have multiple cards in Hdfc. only Tata nue card give different number for primary card holder and Add on card holder!. not any other variants of cards. is there any option to have different card numbers?
  15. S

    HDFC EasyShop Platinum Debit Card – Charges Incoming, Devalued Already! Should I Downgrade or Switch?

    Hey TF community, Need urgent clarity from the pros here! I’ve been using the HDFC EasyShop Platinum Debit Card with my regular savings account. But now: 🔹 Charges are expected soon for the card (₹*** likely). 🔹 Cashback categories have already been removed or reduced heavily. 🔹 ₹5000...
  16. ritam12345

    HDFC upi rupay credit card provide physical card

    Today I recived physical card, but when I apply that was virtual only
  17. adityad

    HDFC Marriott Bonvoy Card Spend

    Hello All, Sorry if the question is already asked. Recently got the Marriot Bonvoy card and as you all know points are accrued in 3 different criteria. The first 8 points is understood but 1. 4points per 150/- on Travel, dining and entertainment. a. Under travel category will it include...
  18. cardio_guy

    HDFC Credit Cards [Discussion] Unconfirmed: Does HDFC Restore Original Limit After Closing Pixel Card?

    I’ve been hearing that if you close your HDFC Pixel card, the credit limit might get released back to your main HDFC card. Apparently, there are 2-3 ways this can happen: 1. It happens automatically after closing the Pixel card. 2. You can write to customer care and request it. 3. If needed...
  19. ritam12345

    Hdfc upi rupay credit now delivered physically

    After apply hdfc upi rupay biz credit card , I received your card was delivered by 30 th Jun. Today I recived the card.
  20. S

    HDFC Classic Account vs HDFC Salary Speciale Gold account which is better ?

    Hi Guys, I opened salary account 3 year back, after 1 year HDFC update my salary account to classic banking account. as my salary reached to 1 lakh per month. i am using the same account from last 2 year. now when i compare online its very confusion which account is better. Is anyone have any...
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