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experian

  1. C

    SBI Tata Star card showing 2 cards, Suggestion Needed.

    Note:Sorry for my bad English I buy groceries at Tata Star Bazaar with my TCS ID card and I get a 2% cashback. With the card, I also get an additional 3%, making a total of 5% cashback. So, I have taken the SBI Tata Star Card, which has a shared limit with my existing SBI BPCL card. The problem...
  2. aayusharyan

    [Experian] Recording invalid utilised Credit amount in the past

    I was checking the history of my Experian report on BankBazaar and interestingly saw this trend. In June of this year, for some reason the Credit Utilisation was reported as 37 Crores for my home loan. Now in the latest report it seems corrected, but should I be worried about the history of...
  3. the_dark_knight

    Understanding Hard enquiries made by bank to bureaus

    Hi, In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank Eg <date> <bank_name> <enquiry_type> Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc. I had a few questions related to...
  4. U

    TU CIBIL alternatives for Banks

    Do all banks use only TransUnion CIBIL for credit score check? Are credit scores of Bureaus like Equifax & Experian not being used by any Indian Banks for hard / soft enquiry? @TechnoFino
  5. SSV

    My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)

    My Credit Bureau Experience Journey - Part 1 Experian Disclaimer: This is just my experience , not a comprehensive review of their products and/or services..... YMMV Annual fee of ₹499 (including GST) --- My opinion utter waste of money. Your subscription money is down in the drain. Free...
  6. L

    Amazon pay ICICI card number different in Cibil and Experian

    Hi I noticed that my Amazon pay ICICI CC number is different in Cibil and Experian. Is this normal? Limits and age of card is ok but number is different
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