experian

I still remember the day when my CIBIL score was below 750 but my Experian score was above 870. It gave me an ego boost 😜. But as it seems those days are over.

I have previously generated my Experian score from Experian website https://consumer.experian.in/ECV-OLN/view/angular/index.html#/ Also from onescore app. But when I try to update my Experian score in may 2024 , Experian website is not showing any Experian score. Showing this error...

Hi peoples I regularly check my credit reports but never had a look at the closed accounts. Today I saw something strange - I had Paytm postpaid accounts from Aditya Birla Finance which are closed for around 2-3 years now. As you can see in the screenshot - The account got closed in 2021...

Is perfect credit score possible? 900/900 types If YES then how?? If NO then why??

CIBIL got upgrade! Now it notifies real time when an enquiry occurs via SMS instead of email. Most users often miss e-mails, this is useful now. Note: for this you need to register on CIBIL website first. Link: https://www.cibil.com/freecibilscore

Is there going to be any impact because of difference between CIBIL and Experian scores?? In my case the experian score is lower and CIBIL is higher. What happens in such cases. Do banks query will all the 3 credit agencies or what happens? If one is having a average score and one is having a...

On December, I got a pre-qualified offer from IndiaLends, due to my financial illiteracy, I applied through their portal without reading and understanding their T&Cs. Now my concern is that if the inquiry done by IndiaLends is going to be reflected on my CIBIL, also if they can make any further...

Note:Sorry for my bad English I buy groceries at Tata Star Bazaar with my TCS ID card and I get a 2% cashback. With the card, I also get an additional 3%, making a total of 5% cashback. So, I have taken the SBI Tata Star Card, which has a shared limit with my existing SBI BPCL card. The problem...

I was checking the history of my Experian report on BankBazaar and interestingly saw this trend. In June of this year, for some reason the Credit Utilisation was reported as 37 Crores for my home loan. Now in the latest report it seems corrected, but should I be worried about the history of...

Hi, In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank Eg <date> <bank_name> <enquiry_type> Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc. I had a few questions related to...

Do all banks use only TransUnion CIBIL for credit score check? Are credit scores of Bureaus like Equifax & Experian not being used by any Indian Banks for hard / soft enquiry? @TechnoFino

My Credit Bureau Experience Journey - Part 1 Experian Disclaimer: This is just my experience , not a comprehensive review of their products and/or services..... YMMV Annual fee of ₹499 (including GST) --- My opinion utter waste of money. Your subscription money is down in the drain. Free...

Hi I noticed that my Amazon pay ICICI CC number is different in Cibil and Experian. Is this normal? Limits and age of card is ok but number is different