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credit

  1. marvel

    Applied for axis Neo rupay LTF

    Hi I have recently applied for axis Neo rupay LTF and done vkyc today. Already hold a axis Neo card but not rupay and two more axis cards. I have heard that a person can hold maximum of 4 axis cards. My reason for applying Neo is for getting extra 40% off on Zomato on top of restaurant offers...
  2. Transpointer

    Does ICICI give pre-approved offer for under 21?

    If I were to keep >1lakh MAB in an ICICI Account would they give me a pre-approved card if I am still under 21?
  3. L

    SBI Card Application Status as "Soft Decision - Referred"

    I applied SBI cashback card through yono. On the last page it showed that application is approved in principle. However the application status is showing as "Soft Decision - Referred". What this means? Is my card approved? Thanks
  4. OverdosingOnCopium

    How to go about getting an IndusInd Credit Card

    I would like to go get a Premium IndusInd card without getting scammed on the fees. I know how they can be with their fees and I would like to negotiate for the best deal. I opened an Exclusive account a week ago and it has 20lakhs in FD in it. I am going to keep it this way for at least the...
  5. OverdosingOnCopium

    How to unify Credit limit across all Axis Credit Cards?

    I have a limit of 4.5 lakh since a week ago on my Axis Privilege Credit Card. But my Axis Select and Axis IOCL are still stuck at 52,000. How do I get all 3 of them to share the same limit of 4.5 lakhs?
  6. L

    Effect of low limit secured card on Credit score for people already having unsecured cards with good limit?

    Suppose someone has only unsecured cards with good limits (over 50k) and no BNPL ever. And he takes few low limit secured cards (only 2k or 5k FD). What effect will it have on his credit profile. 1. Will it improve or decrease his score? 2. Will it effect the of future credit cards limit...
  7. P

    Upi on credit card

    Now all the transactions which i suppose to pay from cc upi is not showing rupay cc option on paytm app. I mean no transaction is not upi on cc enabled even the mother dairy booth has removed the upi on cc. So i guess its a waste now
  8. S

    Making payment with retraction option

    I need to buy a product from a new dealer online. Since I have never purchased from him earlier and he lives in a different city than me, he is asking to make prior payment to receive the item. I have read and heard about stories, involving even reputed e commerce sellers like Flipkart, where...
  9. OverdosingOnCopium

    How to buy your way into Credit Cards at 18?

    Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards. No Secured cards allowed. No Salary Verification allowed either.
  10. OverdosingOnCopium

    Buying Cryptocurrency from Kraken

    I have been trading crypto for the last 4 years and have done it mostly through Binance and DEX’s like Uniswap. But I’ve always wanted to purchase straight from Kraken without having to bother with p2p and stuff. But I’ve been unable to do so since none of my debit or credit cards seem to go...
  11. OverdosingOnCopium

    Getting an upgrade to Privilege Credit card on Privilege Credit Card.

    Should I go through with it? I would effectively be getting 5000 on paying 1700. I recently upgraded to the Privilege credit card about a week ago from Neo and now it's showing me that I can upgrade to Privilege from my Privilege card. Should I accept and see what happens or is that a bad idea?
  12. D₹V

    Experimental - How to Get Credit Period Upto 80 Days??

    Experimental - How to Get Free Credit Period Upto 80 Days?? Hello TFCians, Generally Credit Cards Have Free Credit Period Upto 50±1 Days. In This Period, First 30 Is The Period Where You Use Card, On 31st Day The Bill Generates & Now You Have 20 Days To Pay The Bill. Have You Ever Thought To...
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