cibil score

I have three icici credit cards. Amazon , Platinum and Rupay Coral. Rupay was merged with Platinum so it never reflected on any credit reports. My Credit limit is : 460000. But now I am seeing a ICICI credit card being reported in my Credit report with a limit of 250000 and 244000 of which...

This is regarding IndusInd platinum Rupay credit card which was issued to me on 30th March. Statement for the same is also generated on 5th April but card was undelivered physically to me as i was not there in that location, due to this Bank has blocked my credit card, on top of this i have not...

Is perfect credit score possible? 900/900 types If YES then how?? If NO then why??

My CIBIL score was 810 in March. Today, I was surprised to see it at 760. There were no new accounts , but two disputes I raised 1. Mark Barclay's credit card as closed. (Barclays closed down in India in 2012). This was not my oldest card 2. Mark HDFC car loan (paid up in Aug 2023) as closed...

Hi guys, There is a promo running currently to upgrade CIBIL subscription. Applicable only for 6 and 12 months package. I got it today on my email. Use code TKTOFFER20 Thank you!

Hello community, I hope you're all doing well. I am currently facing some challenges with my Onecard as I am unable to convert it to an unsecured credit limit, and there are issues with SBM preventing me from increasing it. Given that it's my first credit card, 1 year and 4 months old, I'm...

Hello Genius, I need your advise to take next step for below scenario. I had RBL world Safari Card. I made transaction of Rs. 55000/- on 5 Non 2022 I also redeem reward point and it charged me Rs.99 + Rs 17.82 paisa Now total due amount is Rs. 55116.82/- on due date 9 Dec 2022 I paid total...

Hello Community, I have ICICI Amazon credit card. In 23, December 2023 there was an auto debit by Amazon for INR 250, but the product was not needed and I returned the product. Statement was generated for 250 on 28 December, and the refund was done on 31st. There was no other dues on the card...

What is High Credit in Cibil ? Hi I am new to Credit cards . My score has fallen by 8 points it was 772 but now 764 . Do this HC has effect on my report ?

I am not regular in checking my cibil. Last i Checked was 2 years ago and it was 780. I checked today, it shows 732. IDK what happened. In cibil reports, payment history is 100% on time, Utilization is around 8-9%. Only 3 new inquiries in last month. I closed one CC in 2022 which was from 2017...

As the Title suggests, which method would be good to improve the Cibil score? Zero Bill vs 5% utilisation Bill? I am new to CC world, and want to increase my Credit score above 750. Current is 726.

I had CIBIL score 803 in 2022 and when I closed my Amazon Pay Later account (Karur Vyasa/Capital Float) consumer loan it decreased to 774. Now my score is always between 772-775 for past 5-6 months. Card utilization: Is it calculated per card wise or total? Which options from below will...

My CIBIL score dropped from 795 to 787. No new inquiries, no dues, credit usage is 4% of total credit limit. 2 changes only 1) One card reached 30% credit utilization because an electronic item was bought. But overall credit usage was %4. 2)EMIfied that electronic item transaction for 3...