Wrong credit card reported in Credit Score

[Ekavya]

I have three icici credit cards. Amazon , Platinum and Rupay Coral. Rupay was merged with Platinum so it never reflected on any credit reports. My Credit limit is : 460000.


But now I am seeing a ICICI credit card being reported in my Credit report with a limit of 250000 and 244000 of which already been used. (In this year I haven't applied for any credit cards)

What is it? Is it a glitch? Please help

 

[raghumahajan]

some banks report highest limit used as credit limit

 

[varun__goel_]

some banks report highest limit used as credit limit

There are two other section for highest credit used and credit limit, and dumb onescore picks up high credit as credit limit very often. 🤣🤣

I have three icici credit cards. Amazon , Platinum and Rupay Coral. Rupay was merged with Platinum so it never reflected on any credit reports. My Credit limit is : 460000.


But now I am seeing a ICICI credit card being reported in my Credit report with a limit of 250000 and 244000 of which already been used. (In this year I haven't applied for any credit cards)

What is it? Is it a glitch? Please help

OneScore is dumb. Provides wrong info consistently.

Check your report via APay. It will give proper details

 

[Ekavya]

There are two other section for highest credit used and credit limit, and dumb onescore picks up high credit as credit limit very often. 🤣🤣

OneScore is dumb. Provides wrong info consistently.

Check your report via APay. It will give proper details

That's ok! But why it's showing new credit card account. I haven't taken any Credit card from icici in 9 months.

 

[varun__goel_]

That's ok! But why it's showing new credit card account. I haven't taken any Credit card from icici in 9 months.

Mail icici with your credit report. They will let you know, and if there's any mistake they will rectify it