cards

I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return. But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative. I heard some of...

Got whatsapp message to start the application and just now VKYC also completed.... Dear *Thanks for waiting – you can now apply for Scapia Federal Credit Card!* *Here's what makes your wait worth it:* ✅ Zero joining/annual fees ✅ Zero forex markup ✅ Unlimited domestic lounge access ✅ 10%...

I'm planning to optimize my spends for maximum rewards. Currently have INFINIA and ICICI Coral LTF. Spends :- Rent Pay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards. 90,000 * 12 = 10.8L 2 wheeler...

So I just applied for the pixel card about a month ago and I raised so many tickets regarding not getting the correct cashback and the issues right now for the tap to pay not working. The Payzapp now has tap to pay removed on the Pixel cards. Does anyone here have the support email ID for...

Hi Folks, I have accumulated 1 lakh reward points over the last 3 years using my Axis Magnus credit card. I am planning to close the card soon but would like to redeem the points before doing so. Could you please guide me on which points conversion option would yield the maximum value? I’m not...

You can now apply for FD based secured credit cards listed here (including Biz Black) https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-against-fd Example URL for Biz Black application...

I am buying gold coins from Myntra using gift cards from Maginpin until recently it used to give 7% instant discount on gift cards but recently it is showing as 7% cashback. This is happening only for Myntra gift cards for other gift cards like ajio it is still showing instant discount. Wanted...

Hi guys I want to know post vistara merger are you still using vistara cards or have you moved on 🥲 Me personally i was a heavy vistara card user loved my sbi vistara prime it was my first card on which i executed a kerala trip with family along with amex mrcc But since merger i switched to...

I have a CIBIL score of 800+ with a credit history of over 10 years and credit cards with a total limit of ₹15L from HDFC and ICICI. Recently, I decided to expand my portfolio to maximize rewards, so I closed my ICICI Coral card as it offered little value and had an annual fee. Later, I...

I honestly don’t know what to do right now. My father is battling kidney failure, and the hospital bills are piling up faster than I can even process. By the 17th or 18th, I need to arrange ₹12L, and I’ve somehow managed to pull together most of it. But I’m still ₹5L short, and time is running...

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

I am planning to make internation trip to Vietnam. Most forex cards to not have a direct Vietnamese Dong loading option and usually the process is first converting INR to USD and then to Dong. I have IndusInd Exclusive DC that offers zero Forex conversion. I also have IDFC Mayura CC. Now I am...

Hi everyone. Wanted ideas on best cards for medical spends - both offline and online, pharmacies and hospitals. Offline: Local pharmacies like Apollo, and hospital spends Online: apps like Apollo 24/7, Pharmeasy, MrMed For online - So far, I prefer pharmeasy due to 10X rewards with basic HDFC...

With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market. It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally...

I have update regarding kotak credit card Kotak credit card are back RBI lifts it's ban from kotak Mahindra Bank Soon we can apply for new one

The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...

Hi tf members I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC The options I have considered so far- 1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I...

Hello, I would be looking for your help and suggestion for my credit card portfolio for 2025. The following credit cards are currently that I'm holding for over 4 years and my annual spend is around 30-35 lakh. It is mostly on flight tickets, hotels and international spending. Mostly I'm...

Hey guys so i am 20 recently got my fd based cc as reddit user told me thats the best way to generate cibil i got score of 753 so is there any bank or company which will give me a credit card i got rejected by idfc hdfc and axis my cibil history is 2 months old im self employed family business i...

I have a question regarding MCC (Merchant Category Code) changes when paying through CCAvenue. I have two active gold chits at a local jeweller who has an app for paying monthly installments, and the payment gateway used is CCAvenue. For my first payment, I used a Tata Neu Infinity Credit Card...