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cards

  1. P3T3R_GOA

    Post pictures of Defunct Cards

    Post pictures of your defunct Credit/Debit Cards. They could be defunct because: - The issuing bank has shut down (Centurion Bank). - The issuing bank has merged with another bank (Corporation & Andhra - Union / Syndicate & Dena - Canara). - The bank has changed its name (UTI - Axis). - The bank...
  2. srikanth2929

    Comparitive Chart of All Credit cards

    If some credit card experts could prepare a comparative chart like this, it would be extremely beneficial for all members. This would serve as a quick reference guide whenever someone is planning a transaction or considering applying for a new card. Additionally, I welcome suggestions on adding...
  3. S

    Axis Bank is offering me a pre-approved credit card with a limit of ₹54,000 across various variants under Mastercard, RuPay, and Visa.

    Hi everyone, I recently received a **pre-approved offer** from Axis Bank for a credit card with a limit of **₹54,000**. A few days ago, the same offer showed a **₹55,000 limit**, but now it has been reduced. I’m wondering why this might have happened. Axis Bank is offering me multiple...
  4. A

    (Back again) Flat 80% OFF on RuPay Gift Cards | Applicable on payment via UPI | Valid once per customer per account | Valid on Rs. 5 order value

    Flat 80% off | Applicable on payment via UPI only on order value of Rs 5 | Offer will be applicable for 5000 customers on a first come first served basis | USE CODE: RUPAYSPL Link: https://www.woohoo.in/pineperks-rupay-generic-e-gift-instant-voucher
  5. Fini7777

    Is MDR Killing Rupay Credit Cards on UPI? A Harsh Reality Check!

    I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...
  6. 6ix9ine

    Offer Fulfilled! Axis Bank Credit Card Spend Based Offer – January 2025

    Axis has released the vouchers for January spend based offer, but it looks like we need to redeem them manually. Open the axis app. Go to the credit card section. Scroll down slightly, and you will see the "get code" button. Make sure to copy the code, then click on "continue" Paste the code...
  7. Channakya

    Key Rules for Using Axis Bank Credit Cards!

    Restricted Uses: 👉Payments toward other credit cards, loans, or suspicious merchants may trigger blocks. 👉Avoid high-value payments using excess deposits to artificially boost credit limits. Personal Use Only: 👉Credit Cards should be used only for lawful, bona fide personal expenses. 👉No use...
  8. L

    AMEX providing 5000 MR points on 1st year renewal of MRCC and Gold cards on their own

    AMEX recently added this line in their comparison section. Now cardmembers will get 5000 MR points on paying the renewal fee for the 1st year without having to call customer card and request the same.
  9. Gau₹av

    Banks and cards for Tap to Pay

    Thought we should have a thread for quick reference about which banks and cards are supported in Tap to Pay/Contactless/NFC apps. We only have a handful of such apps: GPay, Samsung Pay, CRED. Paytm discontinued this functionality and other individual bank apps only support their own cards...
  10. Shubham330

    Two ICICI Emeralde Private Cards. Shall i keep both?

    Hi all, I got Emeralde Private Metal card (EPM) when it was newly launched without much of relationship or eligibility as it was new in market But i closed it in 2-3 months as there were no miles partner or accelarated rewards. With ishop the card became legend of market. So tried for card...
  11. K

    Devaluation Axis Vistara Cards Major Devaluation April 2025 : Milestone Tickets gone !!!

    As per consultations with the partner and as an interim measure, the following changes will be effective for all AXIS BANK VISTARA Credit Cards, due for renewal starting 18 th April 2025: • Annual fees on AXIS BANK VISTARA Credit Cards due for renewal will be waived off. • The following...
  12. Anindya98

    How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!
    Threadmarks: How Many Cards Are in Your Wallet?

    💳 How Many Cards Are in Your Wallet? 🤔 We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎 🔥 Drop your card count & their purpose: ✅ Daily spends & cashback 💰 ✅ Travel perks & lounge access ✈️🏢 ✅ Exclusive...
  13. vrp.vijayot

    Need Suggestions on Mobikwik Wallet Load using Amex Cards

    HI team, As we see Amex Rewards Multiplier has increased the Denominations to 10k, now Using Amazon pay GV for completing MRCC & Gold Card Milestone is impossible for users from Tier2 & Tier3 Cities where Amex acceptance is almost Zero. The other Option we have now is the Mobikwik Wallet load...
  14. S

    Upgrade my existing Credit Cards

    Hi All, I hold HDFC Regalia card which has given upgrade offer to Millenia , is there anyone who can help with more higher card upgrade. I also have AXIS WORLD PRIVILEGE, i want to upgrade this too if anyone can upgrade via c2c please help. AMEX Travel Card to MRCC I usually spend more on...
  15. SimpleLife

    True value of a travel card

    I currently hold the following cards: HDFC DCBM ICICI TImes Black Amex Travel SBI Cashback Airtel Axis I have 10-12 more but all LTF is just for offers. I was going through my redemption options after accumulating decent point on the travel cards, and I realised something is just not adding...
  16. C

    Five credit cards, eating dust in the drawer and you never use unless to keep it active or a really lucrative deal

    Which cards are there , that you took only for it was LTF and never used...
  17. noidea

    Merchant Classification List for Credit Cards & Debit Cards (courtesy Axis Bank)

    This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf
  18. D

    Your most used 3 credit cards?

    Hi Everyone, I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to...
  19. yb24

    Kotak launching credit cards from 11th April

    Kotak will be launching new credit cards from 11th April and mostly cards will be LTF. My agent has told me this news today.
  20. alanabraham

    Revaluation BoB Cards Introduced Rewards Portal

    Rewards portal tab can be found on BoB App. Seems like it's a tie up with third party (cheggout). No fascinating rewards though 1% to 4% on fashion brands and some ecoms. Also reward have to be claimed by sending purchase proof via the portal to cheggout which is again a headache.
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