cards

Same as the title, I have a hdfc moneyback+ card with 50000 unsecured, that i was able to somehow get last year without any income. I have spent about 4.68L since last april on it, including this month's statement. I don't really care about the utilisation and utilise it to the max almost...

I have around 20 Lakhs of Education fee to be paid on official college website. They accept only Rupay CC. I only have Tata neu Infinity(Gives 1.5% CB) using which I had already paid 7 Lakhs. I have tried applying Kotak Myntra CC(Gives 1.25% CB) but its not available on their website. Any other...

Hi Team, I have the below mentioned cards. I have an international trip coming up next month, since I exhausted the Infinia 1L limit of GVP I moved a single transaction to test Diners Conversion Rate (I knew it is high but never knew it would be that high), while the net is still positive it...

I was always thinking that HDFC Tata Neu infinity card is the best card for getting best prices on Tata Neu app. But recently I noticed that Neu app is giving so many offers and discounts for other cards too. Like for example, 10% instand discounts on ICICI cards on many categories. That...

The only way to enable/disable transaction types on PNB Addon cards is by sending email and then waiting for 2 working days. I never thought it could be so pathetic. There is no option to select Addon card under Transaction Preference in PN Genie app. The option is there in Netbanking but...

I have a single cibil enquiry in last 6 months and would like to apply 4-5 cards, should i apply them on same day or wait for sometime 1. hsbc live+ 2. Kiwi rupaycc 3. Indusind eazydiner and pinnacle 4. Any Idfc cc for mcc queries Cards i already hold SBI PRIME,cashback Axis airtel Icici...

Do you have any card that has nearly equivalent or more benifits on annual fees payment? @SSV @D₹V @Abhishek012 @RAMESH BABU N @VISHESH_BANSAL @TechnoFino

> If you don't have health insurance for yourself and your dependents > if you don't have enough liquid emergency fund > if you don't have a habit of planning for your finances every month Here is a recent story of one of my close friends. This friend of mine, employed at a reputed retail brand...

Dear All, Sharing an achievement that you may find inspiring. At the closure of FY25 (April 2024 - March 2025), I figured out that I paid around 68 lakhs in taxes and earned back 4.65 lakhs. No need to raise eyebrows at the 68 lakh tax liability—most of it comes from capital gains on equities...

I already have sbm bank niyo fd based card... Now I want to apply for sbm bank magnet card fd based one... Will sbm bank allow 2 fd based co-branded cards?? Or will they reject saying u already have sbm card???

Dear TF Members, 1. The Idea for "Nuggets". I have been using credit cards now for about a year. During this period, I have often searched for many tips and suggestions to use credit cards effectively and to optimise and maximise the returns. I have often found many of these tips and...

Imagine you're just starting out in the credit card world and suddenly have ₹1 crore sitting in your bank account — not for spending, but purely to meet eligibility criteria for any premium credit card or top-tier banking relationship in India. What premium banking program would you go after...

I have been in the cards game post covid. Following are my cards portfolio. which ones should i close? Though i plan it properly, i would like to close few since there are too many now. Edit: monthly expense:

More Devaluation - Bill payment, LPG, Insurance Payment on Amazon using Credit Cards: Bill Payments - Old charges - 1.18% on Amazon Pay ICICI Bank Credit Card where the transaction amount is beyond INR 20,000 (Indian Rupees Twenty Thousand only). -1.18% on Amazon Pay Later where the...

A. Domestic Lounge Access – VISA / RuPay Card W.e.f 10-Jun-2025, Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 2 Complimentary Domestic Lounge Voucher per calendar...

This is the second time I forgot due date, any way to track this efficiently

Hello, I have 4 Credit cards currently, DCP, Tata Neu Infinity, Amex MRCC and SBI cashback. I am off late only using SBI Cashback and MRCC, feel like HDFC cards are not adding any value and they spend most of the time sitting in the drawer. Before closing I wanted to check with the community...

Hi TF community, I have got some gift cards to redeem worth rs1500 from the below options: Amazon Fresh Voucher Swiggy Money KFC Levi's (In store only) Myntra Nykaa The Body Shop Peter England MakeMyTrip ePay Louis Philippe Van Heusen American Eagle Allen Solly Planet Fashion Please leave a...

Hi all I already have following cards Infinia Axis airtel Sbi cb Idfc wealth Icici amzon pay Icici coral Hdfc Swiggy Hsbc live My main spending is on utilities n insurance. I also spend for education n occational travel either domestic or international. I was looking to buy cashback based...

I usually watch stand-up comedy shows in-person and was wondering if there are cards offering BOGO on movie and/or non-movie tickets (preferably on BookMyShow) upto Rs. 1k or even more. I do know there are cards offering this but they're super premium cards. If there's any hidden gem, be it...