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  1. T

    Do you like the current design of IDFC Credit Cards?

    Do you like the current design of IDFC Credit Cards? 1. See the design of Mayura and Ashva Cards, they look premium and they don't emboss IDFC FIRST BANK FAMILY, whereas other cards carry this below card holder name. 2. I think this is useless to print this LINE, everyone knows this card is...
  2. cardio_guy

    How to improve the return % on credit cards?

    Hi all, This could be a noob question. I have only cashback credit cards. I have been tracking the cashback percentage on the last few months and it has always been mostly less than 2%. I will list down the cards that I have, this month's bill and cashback received: CardBill AmountCashback...
  3. Collector_sahab

    Does ICICI bank Credit cards allows refunds to be credited with no outstanding dues.

    I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...
  4. Saipsy

    RBL replacing credit cards

    Have anyone got this mail? Can you shed more light on it. Why are they replacing before expiry? Seems like changing card number as well. There is an important update on your RBL Bank Credit Card ending. To ensure seamless and secure transactions worldwide, we are replacing your existing card...
  5. CreditCardFino

    Does DBS bank offer LTF cards?

    How to get DBS Spark 5 or Bajaj 5X card as LTF?
  6. Anindya98

    Offer Fulfilled! SBI Credit Card Limit Enhancement Offer – Check Yours via Anumati Route!
    Threadmarks: SBI Card LE

    This method works for any existing SBI card! I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process...
  7. 2

    TF Member Statistics: Top 10 most desirable credit cards (2025)

    Friends, Let's vote to find the most desirable top 5 / 10 credit cards in India (2025). Try to create the best combination. You can comment on the best 3-8 combinations. Don't just look at the benefits they offer, but also keep in mind the annual fees and the terms and conditions that must be...
  8. SMS91

    Best FD-backed Credit Cards for ₹5K Fixed Deposit (No Income Proof)

    My friend is currently doing online tuition and wants to get a credit card. He doesn't have any income proof or ITR, so I suggested an FD-backed credit card. He can deposit a maximum of ₹5,000 in an FD. Could you please recommend some banks that offer secured credit cards with this limit? Also...
  9. Sriim

    Paytm CC bill payment convenience fee increased from flat 32 to 0.5% + GST for Visa cards

    From Aug 2024, Paytm started charging flat convenience fee of Rs 32 on using VISA debit card to pay CC bill. Today when I tried to pay, it shows convenience fee of 0.5% + GST for using VISA DC to pay CC bill. Mastercard charges are even higher at 1% + GST Rupay is free as of now
  10. the.avhishek

    Equitas Small Finance Bank Launched 3 New Credit Cards

    Selfe Credit Card Accelerated Rewards: Earn 5X reward points on two categories of your choice from Apparel, Dining, Grocery, Utility, and Taxi expenses. Reward Points: Earn 2 reward points for every ₹100 spent on regular transactions. Complimentary Memberships: Select two free memberships from...
  11. Adityavikramsingh

    Does ICICI Bank Issue Credit Cards to 18-Year-Olds If Applied Offline?

    Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...
  12. BVC

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)
  13. J

    Credit cards that credit cashback to Bank account

    Topic is about list of credit cards that give cashback and allows us to transfer the amount to the bank account. Any ideas? I know Kiwi credit card does that(and I'm trying to apply for it) Jupiter lets you convert your cashback to gold and then you sell that to transfer the money to your bank...
  14. Fini7777

    A Man with 1,638 Credit Cards? Unbelievable but True! - Guinness World Record

    Hi Guys, Today, I randomly came across an article, and you won’t believe it—I was shocked! 😲 A person holding 1,638 credit cards? He’s truly an inspiration for our community! 🤣 🤣 🤣 I have no idea how he managed to get such a huge number, but hats off to him for his love of credit cards. At...
  15. Mr. Bean

    Poll - How many Rupay Platinum Debit Cards do you have?

    Since today's likely to be the last date of RPDC (RuPay Platinum Debit Card) for Amazon Pay Friday offer, please share how many debit cards you have / had. Votes are public. I have 6 RPDC. I never used all except for this month. RIP, RPDC.
  16. niks

    Adding Credit Cards to PhonePe

    Seeing these ads daily on TV during IPL regarding adding Credit Cards to PhonePe. Few Queries: 1. Can any card including Mastercard, Visa, etc (other than RuPay) be added to PhonePe now for payment? 2. If the answer is yes, then how are payments made using the added credit card? Using QR code...
  17. R

    Get good cards by doing FD investment before March end, suggest me pls

    I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.
  18. A

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards: IPL is more than just a cricket tournament in India. It’s a passion that connects us all. As Indians, we give our hearts to the teams we support, and two such teams that stand out are Chennai Super Kings and...
  19. Fini7777

    Best Credit cards for International Transactions and Travel - Guide

    Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...
  20. J

    Why are there not a lot of credit cards that offer cashback that can get credited to bank accounts?

    Cards like SBI cashback, Millenia, Swiggy and others don't provide cashback credited to bank account. Instead it gets credited to card statement which is fine for people who prefer it. But for people like me I prefer getting cashback credited to bank account simply because it's money that I...
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