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  1. Mahirathore360

    Easily approved credit cards for beginners (unsecure)

    suggest some easily approved unsecured credit card for beginner students with less than 1 year CIBIL history ,.
  2. Deviation

    What is this new issue with Cashback Credit Cards Payment ?

    I am facing issue wih the payment for my SWIGGY HDFC CASHBAC card. The bill amount is Rs. 38 and CRED/HDFC is NOT letting me pat this amount. In fact, I am facing the same issue on my ex-gf SBI CASHBACK card, she has a bill of 5480 but through CRED the maximum amount paid was 5450 and now the...
  3. AA121

    Should i replace any of my cards

    Hi, I currently have HDFC TATA Neu infinity - This is the card i use the most, i buy a lot of medicines from 1mg for my mother. Tata Neu has shared limit with my HDFC Regalia which i do not use much. I have a Axis Airtel - Use it for only Airtel bill payment and zomato/swiggy. ICICI amazon for...
  4. Mahirathore360

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733
  5. Subhajeet

    Life time free card closed by sbi cards citing lame excuses have credit in the card suggest.

    My life time free sbi card has been closed without my final confirmation and they are citing lame excuses that card cannt be reissued and also there is a credit balance in the card they have permanetly blocked the card account please suggest what to do wether to lodge rbi complait.
  6. drabhishek90

    MANAGING MULTIPLE CREDIT CARDS IN VIEW OF ITR

    My CA says that having multiple CC makes it difficult to process ITR since he enters all the transactions in Tally and then it becomes difficult to know which spend was a DRAWING which was a BUSINESS EXPENDITURE. (Note: I know many people will say that Business Expenses are not meant to be on...
  7. Chacha_vidhayak

    Redeem your flipkart supercoins to gift cards .

    Just saw now that we can redeem supercoins into flipkart gift card . Redeemed 600 coins and got 150 worth gift card. Enjoy redeeming yours too 😍
  8. H

    Exclusive default access to Rupay Lounge for IDFC Rupay Credit Cards (Till - 31st Dec 2024)

    IDFC First Bank Rupay Credit Card holders can get default access to Rupay Exclusive Lounge from 1st Dec’24 to 31st Dec’24 Offer Valid for - FIRST Digital, FIRST Power, FIRST Power+ and FIRST EA₹N Credit cards Location: RuPay Exclusive Lounge, Delhi IGI, T3 Domestic Departure, Landmark...
  9. P

    Anyone with SBI cards downgrade experience?

    If anyone has done any downgrades for SBI credit cards, can you share if you got new card welcome benefits? I downgraded from SBI Prime to SBI SimplySave and paid joining fee as well. I also spent initial 2k to fulfill welcome offer to get 2000 points but SBI customer care on email saying I am...
  10. chrungu

    Tell me your Infinia metal or any other super premium cards credit limit. Let's see what's the highest limit and lowest limit offered by HDFC n others

    Mine is 15 lacs. Tell me yours.
  11. Anindya98

    Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?
    Threadmarks: BOB RSDC vs EMT DC

    The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card. Given the annual fees...
  12. Rishabh

    AU Credit Cards: Spend based offers for December

    AU Bank offering year ending surprise with spend based offers received for both Lit & Zenith card today evening. AU LIT: Spend 10000rs & get 500rs Amazon Voucher AU Zenith: Spend 20000rs & get 500rs Amazon Voucher Offer spend dates 1st Dec to 31st Dec & voucher fulfillment date 60 days i.e...
  13. mahendrabishnoi2

    How to Increase Credit Limit for SBI Credit Cards? - Query

    I have SBI Simplyclick card from more than a year with 40k limit. I checked on sbi cards website but don't have any limit enhancement offers. I tried calling the customer care and asked if anything can be done on the basis of income proof but they declined? Is there anyone who has been able to...
  14. K

    I want to collect miles for my Japan trip. What card should I move on to?

    I have the following cards: 1. Amex Platinum Travel (5 months old) - 1.5L away from 4L spends. ACTIVE. 2. Amex MRCC (10 months old) - Doing both milestones every month. ACTIVE. 3. HDFC Regalia (24 months) - Dormant. 4. Amazon Pay ICICI (1 year) - Only for Amazon. ACTIVE. --- I've collected...
  15. C

    What are these IGST-VPS* Charges on HDFC Credit Cards?

    Hi, For some reason I am seeing these charges after the bill generation, the first card I can expect as there is one EMI running on it, but I am seeing the same on Millennia as well, not sure what that is, any ideas? HDFC UPI Credit Card (has one EMI) HDFC Millennia Credit Card (no EMI or...
  16. J

    Devaluation Bank of Baroda Debit Cards Devalued effective from 1st January 2025

    BOB Rupay Platinum and Rupay Select Debit Card Access to the Airport Lounge Program will be available to RuPay Platinum and Rupay Select debit card holders based on their spending in the preceding quarter, effective from 1st January 2025. The number of lounge visits for eligible cardholders...
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