cards

I am buying gold coins from Myntra using gift cards from Maginpin until recently it used to give 7% instant discount on gift cards but recently it is showing as 7% cashback. This is happening only for Myntra gift cards for other gift cards like ajio it is still showing instant discount. Wanted...

Hi guys I want to know post vistara merger are you still using vistara cards or have you moved on 🥲 Me personally i was a heavy vistara card user loved my sbi vistara prime it was my first card on which i executed a kerala trip with family along with amex mrcc But since merger i switched to...

I have a CIBIL score of 800+ with a credit history of over 10 years and credit cards with a total limit of ₹15L from HDFC and ICICI. Recently, I decided to expand my portfolio to maximize rewards, so I closed my ICICI Coral card as it offered little value and had an annual fee. Later, I...

I honestly don’t know what to do right now. My father is battling kidney failure, and the hospital bills are piling up faster than I can even process. By the 17th or 18th, I need to arrange ₹12L, and I’ve somehow managed to pull together most of it. But I’m still ₹5L short, and time is running...

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

I am planning to make internation trip to Vietnam. Most forex cards to not have a direct Vietnamese Dong loading option and usually the process is first converting INR to USD and then to Dong. I have IndusInd Exclusive DC that offers zero Forex conversion. I also have IDFC Mayura CC. Now I am...

Hi everyone. Wanted ideas on best cards for medical spends - both offline and online, pharmacies and hospitals. Offline: Local pharmacies like Apollo, and hospital spends Online: apps like Apollo 24/7, Pharmeasy, MrMed For online - So far, I prefer pharmeasy due to 10X rewards with basic HDFC...

With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market. It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally...

I have update regarding kotak credit card Kotak credit card are back RBI lifts it's ban from kotak Mahindra Bank Soon we can apply for new one

The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...

Hi tf members I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC The options I have considered so far- 1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I...

Hello, I would be looking for your help and suggestion for my credit card portfolio for 2025. The following credit cards are currently that I'm holding for over 4 years and my annual spend is around 30-35 lakh. It is mostly on flight tickets, hotels and international spending. Mostly I'm...

Hey guys so i am 20 recently got my fd based cc as reddit user told me thats the best way to generate cibil i got score of 753 so is there any bank or company which will give me a credit card i got rejected by idfc hdfc and axis my cibil history is 2 months old im self employed family business i...

I have a question regarding MCC (Merchant Category Code) changes when paying through CCAvenue. I have two active gold chits at a local jeweller who has an app for paying monthly installments, and the payment gateway used is CCAvenue. For my first payment, I used a Tata Neu Infinity Credit Card...

Hi All! Any clue of replaceable offering from Air india on CV cards? Is that looking to be continued with the way they are beyond March 2025?

Last month I applied for AU card for the second time and they denied without any reason as expected. So I mailed their PNO asking for the reason of rejection. Again got same generic reply. No forcing them today they mention having 7 active cards is an issue as per their policy.