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Closed 27 credit cards so far... as per cibil report.

Axis ace for offline use... it offers 2% unlimited cashback. Axis airtel is good for airtel and recharge

If you don't travel a lot, cashback credit cards can be a very good option for you. Actually, credit card reward points offer great value if we use them to book travel. But if you don't travel, you have to convert those points to gift vouchers of different brands or you can convert points to...

you can not pay US card bill without US bank account, and if you manage to get a bank account there, still you have to report that in India. and also remember, you need to pay markup fees to convert INR to USD.

I have never seen banks offering credit cards in India with a 0% APR offer. You can find lots of zero APR offers in the USA, but it's not available in India.

Amex issue different card no to add on card holders, and otp will be sent to add on mobile no

You should always contact the merchant first and try to get a refund before initiating a chargeback claim. After you file a chargeback claim, the merchant may be hesitant to refund you, as they could lose the chargeback claim and incur additional losses. I noticed that you requested ICICI Bank...

I used IDFC First to pay them via an online payment link and redeemed some reward points from my IDFC First Select card. However, my YES Private reward point balance was a few thousand short of redeeming my target amount GV, so I used it for that purpose. The majority of the car price was paid...

Purchased a Hyundai Venue SX Knight Edition in September 2023. There were no extra benefits from Hyundai, as car manufacturers don't offer any discounts on their top-selling cars. Almost all showrooms in South Bengal were quoting the same price. My local dealer didn't charge me any extra for...

MDR was charged to merchant. Merchant didn't charged me anything extra to cover MDR expenses.

Bro... Axis reversed all the EDGE points that were accumulated through the replacement trick.

Mix or business and personal spends... you can not earn such high numbers of reward points without business spends, few top of the line personal cards also allow you to make some business expenses. Car I purchased, hyundai venue sx knight edition. I just asked them to accept payment via credit...

Only a few are paid, icici emeralde private metal, kotak Indigo 6e xl (FYF)

Hopefully I'll add subtitles 😊

Utilising card smartly is the key 🔐 and without business spending, accumulating such reward is not possible. few top of the line cards do allow business spends.

Hello TFCians, It's December 25, 2023. We are just 6 days away from 2024. 2023 was full of action when it comes to credit cards. We have seen many credit cards go from being one of the best in India to almost useless, and we have also witnessed some extraordinary credit card launches in 2023...

No LE for me, using OneCard by BOB, 3L limit

Updated List: Amex MRCC Amex Gold Charge Amex Plat Travel AU Zenith Axis MyZone Axis Privilege Axis Atlas BOB Eterna BOB Premier BOB Select BOB Easy BOB IRCTC OneCard By BOB (FPL) Canara Bank Visa Classic Citi Rewards HDFC Infinia HDFC DCP HDFC Tata Neu Infinity ICICI HPCL Coral ICICI Amazon...

Utility, most probably