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  • Users: Dr-green69
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  1. Dr-green69

    Application rejected without any proper reason

    Hi everyone I have applied for yes bank BYOC credit card on 8 june vkyc done on same day and then complete radio silence from yes bank. After 1 week i called bank and they told me my application was rejected but no reason is mentioned so i wrote email and got no reply I didn't receive any...
  2. Dr-green69

    Can i book ITF hotel using points for my brother??

    Hi everyone So i have some edge points left and i transferred those points to itc (which will be transferred in few days hopefully) now my brother and his friend is traveling to Mumbai in first week of August and he asked my yo to book an hotel for him with points but i dont know if itc allows...
  3. Dr-green69

    How to change preferred RM?

    Hi everyone I have HDFC preferred account and i got useless RM assigned to me whenever i ask him to do something he makes childish explanation and say that its not possible then i have to visit branch and get it done. I want to request for RM change but bank manager says its not possible as...
  4. Dr-green69

    SHOKH BADI CHIZ HAI!!

    Hello everyone! We all know that the majority of people in this community are passionate about credit cards and collecting them. However, I'm curious to know if you have any other hobbies or collections aside from credit cards. Are you interested in collecting coins, notes, stamps, movie...
  5. Dr-green69

    Need help with HDFC account upgrade process.

    Hello everyone, I am currently using the HDFC Savings Max Account and I wanted to upgrade it to the Preferred Account. On May 24th, I visited the bank to submit an upgrade request and also open a new account for my brother. While applying for the new account, the bank agent informed me that he...
  6. Dr-green69

    Update on my HDFC credit card fiasco.

    Hello everyone! Some of you may be familiar with me through my previous posts regarding my HDFC credit card application. In March, I applied for the Regalia card but received the Business Moneyback card instead. Since then, I have been engaged in a persistent battle with HDFC Bank, reaching out...
  7. Dr-green69

    Does opening a savings account help in getting idfc credit card?

    Hi everyone Im trying to get idfc first bank credit card from last 2 years but they reject my application everytime. My cibil was always above 750 never dropped below 750 with no late payments or defaults or settlements currently i my cibil is 775+ but still got rejected i have other banks...
  8. Dr-green69

    Suggestion regarding sbi cards

    Hi everyone First of all let me clear things out i want to get sbi aurum card and i dont live in any metro city so only way to get aurum is by card upgrade not currently i have 2 sbi cards cashback (75k got LE today from 50k to 75k) and BPCL OCTANE (83k) Now i did try to reach out to aurum rm...
  9. Dr-green69

    Buying gold with magnus

    Hi everyone My anniversary is just around the corner and i was thinking of buying gold for my wife but ive heard that if i buy gold with magnus then that spend wont count towards monthly milestone i wont get any points. And i dont want to pay any extra charges just for using cc as when i bought...
  10. Dr-green69

    Best way to pay utility bill via magnus?

    Hi everyone I want to pay my utility bill via magnus but i dont know how to get most edge points. I normally use Amazon pay for my utility bill payment but i want to use Magnus as im still behind my monthly milestone. Pls suggest me how can i pay my bills and get most points my bill is around...
  11. Dr-green69

    How to upgrade savings max to preferred account?

    Hi everyone Currently im using hdfc savings max account and i dont keep much amount it as i only open it bcoz i wanted hdfc cc and after what they did to me i was planning to close my acc asap but now due to some circumstances i need to keep 5L+ in my acc for few months so it is possible to...
  12. Dr-green69

    Possible to get SBI AURUM in surat?

    Hi everyone As mentioned on title i live in surat and i want to get my hands on SBI AURUM credit card but on its website inquiry form surat is not mentioned and i dont have any other address outside surat. I have other banks credit card with high limit ( apay 420k and Magnus 420k) i have 2 sbi...
  13. Dr-green69

    Should i close sbi CASHBACK card?

    Hi everyone Currently i have 2 sbi credit card sbi CASHBACK with 50,000rs limit and sbi bpcl OCTANE with 83000rs limit ( both have separate limit confirmed ny cs executive). i applied for sbi elite but after applying customer care executive called me and told me i cant get elite but i can get...
  14. Dr-green69

    how many cards do you carry everyday?

    hey everyone after seeing people with more than 10 cards i wonder how many cards do you guys carry everyday? ive seen people who have 10 15 cards but carry only 2 or 3 at a time is it same with everyone? i personally have around 13 cards and carry 10 cards with me everyday and bcoz of that...
  15. Dr-green69

    Help needed regarding HDFC credit card.

    Hi everyone I need help regarding HDFC Bank credit card so some time back i applied for HDFC regallia credit on c2c based on my apay card with limit of 420k after a week i received approval sms for business Moneyback credit card with limit of 23k( feels like an insult) so since then im tried to...
  16. Dr-green69

    HDFC agent are on another level.

    Hi everyone So few days ago i applied for hdfc regalia c2c with 420k limit and received business Moneyback with 23k limit. I tried to reach my rm and hdfc customer support for help but they r on another level customer support told me im not eligible which is wrong as im eligible for at least...
  17. Dr-green69

    HDFC scammed me

    Hi everyone On 11 mar i applied for HDFC regallia credit card on c2c with 420k limit and bank agent told me ill get around 300k limit. On 17 i received an email that my application was approved and i was shocked after seeing that i got business Moneyback credit card with limit of just 23k so i...
  18. Dr-green69

    Cibil annual membership

    Hi everyone I was thinking of getting cibil annual membership as check score on 3rd party platforms doesn't feel safe. I want to stay updated everytime not just once a month so is there any way to get cibil annual membership for cheap?? Amy code of referal link available anywhere??
  19. Dr-green69

    Suggestion need regarding HDFC credit card

    Hi everyone So i wanted to get my hands on HDFC Bank credit card since last 1 year but everytime i get rejection without any proper reason. So on 9 march i try to apply for hdfc business Moneyback from website but after submitting my application i received no further update so next day i went...
  20. Dr-green69

    Application inprocess

    Hi everyone I applied for hdfc regallia credit card on c2c base on my apay with the limit of 420k on Friday 10 match and i received sms saying application is approved in principle but i got no update after that i recieved call yesterday asking have u applied for HDFC Bank credit card and i said...
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