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Wait till you receive the Plat travel and then talk to customer care.

Is this the second card or third card that you are applying?

You can apply for MRCC now and cancel the plat travel without activating it.

Same month. Check with customer care.

The additional cash back is shown separately at the end of the statement. In case you missed it.

They do that when there’s a mismatch in the address on application and Aadhaar. Sometimes the application is rejected.

you will have to keep trying.

Not immediately. You can port the salary account, take the card, and use it extensively, hoping for an LE and card upgrade offer. Or decline the card and get it cancelled and apply again after 6 months.

At the moment, companion cards are only given against the Platinum Charge card

Application for new card cannot be done over call or chat. You have to do it online or via kiosks.

Hi. When possible, could you check you DM

If you have an RM, reach to to them. Else walk into a branch and ask for cc team. Doesn't guarantee a LTF card though.

Regalia generally requires over 1 lakh salary credit a month. And DCB requires 1.75 salary credit a month if you go via salary route. They do relax it at times, but that depends on HDFC.

Happens at few petrol pumps. But once you submit a request the points are credited properly for all subsequent transactions.

Amex reward multiplier 1500*4 on the MRCC and 1000*6 on the Gold charge. That would be 1240 MR for MRCC and 1600 MR for Gold charge on spending 12K a month.

People negotiate for MR points 10K to 15K points on paying the Plat travel renewal fee.

Amex cards don't give continuous renewal benefits on paying the fee as a feature but you can negotiate with them every year for some offer (eg, full waiver against some spend milestone, or additional reward points on paying the fee etc). But these are not always standard and we can't guarantee...

Plat travel + MRCC + Gold charge, this is the best combination. Plat charge can be considered if you get the reward points as joining bonus instead of the Taj vouchers.

They usually offer points against the full fee for Plat travel. That's most sought option. Plat reserve was useful to access the Amex lounges at Mumbai and Delhi but effective Sept 1 even that's going away.

For Plat Charge, the fee was posted in the third statement.