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When do you receive the complimentary ticket and what is the time period to avail that? Does it get expired? Has it been useful for you? CV points? What's the rate of return you can achieve through this card?

AU bank has rejected my credit card application stating some "Internal Reason". However, I think it has happened because of wrong office address which is written in my application (The address is not wrong, it's just that they picked my old office address from CIBIL and didn't bother to ask me...

Hi, I hold 2 credit cards from Axis Bank. But when I checked my CIBIL score it is showing me 3 accounts from Axis Bank. Idk from where it has added 3 accounts. Maybe because Axis had increased my credit limit from ₹ 79,000 to ₹ 1,50,000. So the newer limit has been added as a new card by Axis...

I hold following bank accounts ICICI Bank (Savings) - For salary crediting and investments IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest. DBS - Idk why I am still holding this. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too...

Hi, I had contact HDFC Bank branch for opening a LTF Regalia Business. They told me to get it LTF either I should have a Salary account with them or I will have to open a basic ₹ 5000 MAB bank account. Is it worth opening another bank account just for LTF Regalia? Also, what happens to my LTF...

Hi, I hold ICICI Platinum Credit Card (FD based, a year old, limit ₹ 9000 only). My first ever credit card. Should I get it closed given that I have Rubyx CC now? Also, platinum is not that old, and won't help much in CIBIL.

Hi, I was trying to make an online international transaction of $30. My bank portal showed $30, instead of converting and showing me the exact amount in INR. What's the catch? Will I be charged ₹ 2481.18 (as, $30 = ₹ 2481.18 as of now)? Or are there going to be any hidden charges? Thanks!

Hi, I am getting LTF IndusInd Legend Credit Card. But I think Pinnacle is a better one. Eventually, I'd apply for Pinnacle. So, should I pay the pinnacle joining fees and apply for it? (Tbh, I don't feel like paying Rs 14k as of now). How difficult would it be to upgrade to Pinnacle from...

Hi, I wanted to know if I should open my salary account with HDFC or IndusInd bank? For IndusInd I was thinking IndusInd Exclusive as maybe I could get LTF Pinnacle with this bank. With HDFC I might get regalia LTF

Does anyone of you have any idea about the cashback % we get on buying prime membership using the Amazon Pay ICICI Credit Card?

Currently Holding - Citi Rewards Wish to Hold - Citi Presitge

Hi, My mother holds HDFC Freedom Credit Card (attached is the image for reference below). It was given to her as LTF. Now, the card has a limit of ₹ 1.75L. I wanted to know can I get it upgraded as LTF to Millennia?

Hi all, My mother and brother's iMobile app has a red theme and mine has an orange. Out of curiosity, I wanted to know why is that? And just to be clear it is account specific. Not OS (iOS/Android) specific. Does anyone of you have any idea?

Hi, So I opened a bank account with ICICI Bank. I don't know if anyone one of you knows about it or not. In 2020, I opened an account with ICICI bank where I had to open an FD of ₹ 10,000. And hence, my bank account would become a zero balance account. So, I ended up opening it. Today I got a...

Hi, My CRIF Score is not visible on CRED for a reason. I tried contacting their customer support team. They told me that we need to fetch the score on your behalf. I gave them permission. But they are asking for my PAN details as well. Should I share it? Is it safe? I was thinking to just give...

Hi, I am new to credit cards. So I got to know that if we use Credit Cards to make payments at the fuel stations. We are charged additionally. So I saw in a video that you should never use a credit card for fuel payments. What exactly are these charges all about? Also, I have heard that...

Is it possible to have a bill generation date of our own choice? If yes, then can we do it with every bank? I was thinking to have a common date on all of my cards so that I could know when I have to pay plus how much my total credit card expenses are going. What about you all? :D

Hi, I had the best credit card application experience with Citibank. Had applied for Citi Rewards, and got the verification done in 2 days. I had my card within a week with me. No salary slips, no verification bakwas, and they handed over me the card. I have been given a limit of ₹ 53k. I had...

Hi, My mom is getting a pre-approved offer from ICICI bank MMT Platinum with a joining fees of 500 + GST, annual fees nil ICICI Coral LTF (zero joining & annual fees) I am confused between the two and not sure which one to go for? Can you please give some recommendations? Also can one get...

Hi all, This is an appreciation post for @TechnoFino dada for building this awesome community where I get to know a lot about financial services (How about adding more sections like insurance, investing etc over here? Like that of https://www.indiainvestments.wiki/ 🤔 @TechnoFino ) and meet...