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If I remember correctly it was Neo variant. Not sure if it is BSBD or and 811 did not exists back then.

Just basic documents like aadhar pan and a written application to do so.

SBI - Oldest account(opened in 1999 when I was a toddler🫢) Converted to Salary, Now use it for Investments and Salary (duh..) PNB - Opened as a collge student as close to collge branch for Education loan account (Planning to let it go to Inoperative) Kotak - Old Salary Acc, now converted to...

Thank you ✌️

I am thinking of Joining the Kiwi App for UPI spends. If anyone is interested in sharing an invite, it is highly appreciated. Also share a screenshot of benefits of joining Kiwi using refferal link as well. Your reply is awaited. Edit - Please don't send any more referrals.

Hey, OP keep this thread updated as new info comes to light. As I can see that the last update is in March 25.

It's a pirates life for me then......

So are you buying them from amazon directly? Can you please elaborate?

Where do you buy Apay vouchers using CB? Do they give 5%? Or is there a catch?

SBI CB - All Online spends and some offline spends APay - Utilities, Insurance Simpliclick - Only on special bank offers.

ATM replacement charges are ₹300 + GST. Refer SBI website for that.

Is this offer still active?

I'm in q dilemma whether to close it or not! I may be give it another year and then think about closing it.

Got that one day late payment removed from all bureas. Current scores are CIBIl -768 Experian - 808 CRIF -714 Equifax - 730 So far so good, isn't it? 😊

Banks update to bureaus once in 2 months. Don't be bothered if something is not up to date. They are legally bound to report it.

This right here is a pure gold why we need onlg one report (which is free BTW) every year. Because we will be fighting the bureas and banks to get corrections done for the rest of that year. RBI is thoughtful in this matter 😆

One ans - High TRV

Got mine as LTF. Thanks to SBI great service.

After ignoring for 2.5 months my current stats - CIBIL -760 Experian -820 CRIF -720 Equifax -732 Funny thing is all of them have a one day late payment in them 😄

This opinion of mine may not have as many takers, but I believe that banks are smart. If they think that they are taken advantage of, they will plug the leak. And I don't think that bankers might use online forums specifically to monitor bugs or loopholes. My reasoning behind this is why...